A listing of current promotions from Canadian financial institutions:
Savings and chequing accounts
- Manulife Bank: 5.00% for 120 days in a new, non-registered Advantage Account opened between May 24 and July 31, 2023
- DUCA Credit Union (Ontario only): 4.75% on new deposits to an Earn More Savings Account until August 31, 2023
- Simplii Financial targeted 5-month new TFSA deposit promo for existing customers: 5.00% between May 1 and August 31, 2023
- Tangerine targeted 5-month deposit promo (new or all deposits, depending on the offer) for existing customers: 5.00-5.25% between April 13 and August 31, 2023
- Simplii Financial new customer promo: 5.25% in a savings account for the first 5 months
- BMO: Earn up to $400* when you open a Performance Chequing Account, and a 4.00%* promotional interest rate when you add the Savings Amplifier Account. Conditions apply*.
- (BC only) For a limited time, new Coast Capital members up to $400* cash. Plus, no monthly fees with their free chequing account. *Conditions apply
- Tangerine targeted 5-month new deposit promo for existing customers: 5.25% between March 2 and July 31, 2023
- Tangerine targeted 5-month new deposit promo for existing customers: 5.00% between February 2 and June 30, 2023
- Simplii Financial new customers: get up to $400 by opening a chequing account and setting up an eligible direct deposit of at least $100 a month for 3 straight months. Offer expires June 30, 2023.
- Tangerine targeted 5-month new deposit promo for existing customers: 5.00% between January 10 and May 31, 2023
- Tangerine targeted 5-month non-registered account full balance promo for existing customers: 4.75% between January 5 and May 31, 2023
- Tangerine Bank new customers: 5.00% savings account interest rate for the first 5 months if you also open a chequing account with the promo code “EARNMORE”
GICs
- Luminus Financial: 5.00% for a 1-year GIC; 5.15% for an 18-month GIC
- Parama Credit Union (Ontario only): 4.50% for a 1-year cashable (after 60 days) GIC; 5.20% for a non-redeemable 1-year GIC
- Meridian Credit Union: 4.60% for an 18-month GIC
- motusbank: 4.55% for an 18-month GIC
- Oaken Financial: 5.00% for an 18-month GIC
- Tangerine Bank: 4.45% for an 18-month GIC
- Wealth One Bank of Canada: 5.20% for an 18-month GIC
Cash Back — view all
- HSBC: $105 cash back or a $105 Amazon.ca gift card for opening an HSBC World Elite Mastercard
- HSBC: $105 cash back or a $105 Amazon.ca gift card for opening an HSBC +Rewards Mastercard
- Tangerine: $100 cash back or a $140 Amazon.ca gift card for opening a Money-Back Credit Card
- Tangerine: $100 cash back or a $140 Amazon.ca gift card for opening a Tangerine World Mastercard
- Borrowell: $5 for signing up for an account
- TransferWise: $10 cash back if you open a new account and create a cross-currency transfer
- National Bank: $60 via Interac e-Transfer or an $65 Amazon.ca gift card for opening a World Elite Mastercard
- National Bank: $60 via Interac e-Transfer or an $65 Amazon.ca gift card for opening a World Mastercard
- National Bank: $60 via Interac e-Transfer or an $65 Amazon.ca gift card for opening a Platinum Mastercard
- National Bank: $40 via Interac e-Transfer or an $45 Amazon.ca gift card for opening a mycredit Mastercard
- See all High Interest Savings Cash Back offers
Are any current promotions missing from this list? Let us know in the forums.
Expired promotions
- BMO: Earn up to $400* when you open a Performance Chequing Account, and a 5%* promotional interest rate when you add the Savings Amplifier Account. Conditions apply*.
- Simplii Financial targeted 5-month new deposit promo for existing customers: 5.00% between December 1, 2022 and April 30, 2023
- Tangerine targeted 5-month new deposit promo for existing customers: 5.00% between December 6, 2022 and April 30, 2023
- Manulife Bank: 4.50% in a new RRSP or TFSA savings account until April 28, 2023
- DUCA Credit Union (Ontario only): 4.75% on new deposits to an Earn More Park Account until April 30, 2023
- Simplii Financial new customer promo: 5.25% in a savings account until April 30, 2023
- motusbank: 3.30% for the first 122 days in a new savings account, both registered and non-registered
- Meridian Credit Union: 3.50% for the first 8 months in a new savings account, both registered and non-registered
- Omnia Direct (Ontario only): 5.40% for a 30-month (2.5 years) GIC
- RBC new customers: 4.60% for 3 months in your first RBC High Interest eSavings account if opened between January 12, 2023 and 3pm EST on April 21, 2023
- Vancity 4.50% new deposit promo for new and existing customers in a Jumpstart High Interest Savings account until February 28, 2023 (BC only)
- Tangerine targeted 5-month new deposit promo for existing customers: 4.75% between November 1, 2022 and March 31, 2023
- Simplii Financial new customer promo: 5.00% in a savings account until January 31, 2023
- HSBC 4.40% (on less than $25,000) or 4.90% (on $25,000 or more) new deposit promo for new and existing customers in a High Rate Savings Account between October 17, 2022 and January 27, 2023
- Tangerine targeted 3-month new deposit promo for existing customers: 4.30% between October 4 and December 31, 2022
- RBC new customers: 4.20% for 3 months in your first RBC High Interest eSavings account if opened before December 15, 2022
- National Bank: 4.25% on new deposits to a High Interest Savings Account for new and existing customers between September 15 and December 13, 2022
- Bridgewater Bank: Targeted 3.75% rate for existing customers on the entire savings account balance until November 30, 2022 if you call and deposit $500 or more
- Tangerine targeted 5-month new deposit promo for existing customers: 3.00% between July 5 and November 30, 2022
- Wealth One Bank of Canada GIC specials until October 30, 2022: 1-year 4.68%, 4.88% 2-year, 5.08% 3-year, 5.08% 4-year, 5.18% 5-year GICs
- Parama Credit Union (Ontario only): 3.50% for a 1-year cashable (after 60 days) GIC
- Manulife Bank: 3.75% for 150 days in a new, non-registered Advantage Account opened between August 24 and October 31, 2022
- Simplii Financial targeted 4-month new deposit promo for existing customers: 3.85% between July 6 and October 31, 2022
- Tangerine targeted 5-month new deposit promo for existing customers: 2.80% between June 2 and October 31, 2022
- Tangerine targeted 5-month new deposit promo for existing customers: 2.60% between May 6 and September 30, 2022
- Simplii Financial targeted 5-month new deposit promo for existing customers: 2.80% between May 1 and October 31, 2022
- RBC targeted new deposit promo for existing customers: 2.50% between May 5 and July 31, 2022
- CIBC: 2.60% interest rate for 120 days when you open your first eAdvantage Savings Account. Also earn 2.60% in a TFSA Tax Advantage Savings until July 29, 2022 on new money after April 25, 2022.
- HSBC 2.35% (on less than $25,000) or 2.65% (on $25,000 or more) new deposit promo for new and existing customers in a High Rate Savings Account between April 4 and June 24, 2022.
- EQ Bank sign-up bonus for new customers before June 29: $150 if you set up payroll direct deposit for 3 consecutive months
- Tangerine Bank targeted 2.80% new deposit promo for existing customers until July 31, 2022
- Simplii Financial targeted 4-month new deposit promo for existing customers: 2.75% between March 1 and June 30, 2022
- Tangerine Bank targeted 2.00% new deposit promo for existing customers until June 30, 2022
- Tandia Credit Union: 4.50% for a 5-year GIC
- motusbank: 2.25% for 122 days on your first TFSA savings account
- Tangerine Bank targeted 2.00% new deposit promo for existing customers until April 30, 2022
- Simplii Financial new customer promo: 2.20% in a savings account until April 30, 2022
- CIBC: 1.50% interest rate for 120 days when you open your first eAdvantage Savings Account
- Oaken Financial: 2.70% for an 18-month GIC
- CIBC: 3.30% for a 5-year GIC
- Parama Credit Union (Ontario only): 2.00% for a 1-year GIC
- Tandia Credit Union (Ontario only): GIC promos include 3.00% for a 5-year GIC and 2.5% for a 30-month (2.5 years) GIC
- BMO targeted offer for existing clients: 1.75% on new deposits in a Smart Saver Account between November 15, 2021 and March 15, 2022
- Tangerine Bank targeted 1.60% new deposit promo for existing customers until March 31, 2022
- EQ Bank: 2.05% for a 90-day GIC, registered or non-registered
- AcceleRate Financial: 2.25% for an 18-month GIC
- DUCA Credit Union (Ontario only): 6.67-year cashable non-registered GIC: 1.75% if you cash in after 1 year; 2.50% if you hold the GIC for the full 6.67 years. Expires January 31, 2022.
- BCU Financial: 1.85% for a 40-month (~3.33 years) GIC
- EQ Bank: 2.05% for a 180-day GIC, registered or non-registered
- Manulife Bank: 3.15% for a 5-year non-registered or RRIF GIC; 3.25% for a 5-year TFSA or RRSP GIC
- Tangerine Bank: 2.15% for an 18-month GIC
- Wealth One Bank of Canada GIC promos include a 3.18% 5-year GIC until March 1, 2022
- First Ontario Credit Union (Ontario only): 2.00% for a 90-day TFSA or RRSP GIC until March 1, 2022
- Tangerine Bank: 2.15% for a 3-year registered (TFSA/RRSP/RRIF) GIC
- Tangerine Bank targeted 1.40% new deposit promo for existing customers between September 7, 2021 and January 31, 2022
- CIBC: 3.00% for a 5-year GIC
- Simplii Financial targeted 6-month new deposit promo for existing customers: 2.00% between September 1, 2021 and February 28, 2022
- Parama Credit Union (Ontario only): 1.50% for a 1-year GIC; 1.75% for a 2-year GIC
Please write your comments in the forum.