Promotions

A listing of current promotions from Canadian financial institutions:

• Luminus Financial: 2.10% for a 1-year GIC
• Meridian Credit Union: 3.00% for a 90-day GIC for new members only
• DUCA Credit Union: 2.00% for a 20-month GIC
• Luminus Financial: 0.65% bonus on all short-term and long-term deposits
• Tangerine targeted promo on new deposits until June 30, 2017: up to 3.21% as per whatever they offered you
• PC Financial targeted promo 2.00% or 2.50% interest on new deposits made in savings accounts until August 31, 2017

Are any current promotions missing from this list? Let us know in the forums.

Expired promotions

• Tangerine targeted promo on new deposits until March 31, 2017: between 1.75% and 3.25% as per whatever they offered you
• Winter 2017: Meridian Credit Union 2.20% for an 18-month GIC
• Tangerine MasterCard holders get 4% cash back in 3 purchase categories for 3 months
• Tangerine targeted promo on new deposits for 90 days (until about the end of 2016): between 2.00% and 3.00% as per whatever they offered you
• PC Financial: 2.25% interest on new deposits made in savings accounts between September 1 and December 31, 2016
• BC credit unions: $200 bonus when opening an account (with additional conditions) until December 31, 2016
• Meridian Credit Union 3.00% 90-day GIC in November 2016
• Tangerine retention promo starting end of September / beginning of October: 2.5% or 3.0% for 90 days. You have to call in and ask for it.
• DUCA Credit Union: 2.50% interest on new deposits made in a special savings account until November 4, 2016
• Targeted new deposit promo from Tangerine, ranging from 1.75% to 3.25% until September 30, 2016
• Meridian Credit Union: $100 bonus on new savings account with minimum $1,000 deposit until September 21, 2016
• Luminus Financial: 3.5% for 3 months on new savings accounts between June 15 and September 15, 2016
• Targeted new deposit promo from PC Financial from 1.75% to 2.25% until August 31, 2016
• PC Financial: 1.75% for 6 months on new savings accounts opened by July 31, 2016
• Manulife Bank savings account promo: 1.5% on net new deposits until June 15, 2016; promo rate paid until August 31
• Triple the interest (1.65%) on new deposits to RBC’s high interest savings accounts in May 2016; rate earned through August 2
• Targeted new deposit promo from Tangerine, ranging from 1.5% to 3.0% (with 8 variations) on new deposits
• Zag Bank: 2.5% on existing and new deposits in regular savings, TFSA, and RSP accounts until June 1, 2016
• Zag Bank: 2.5% on a 2-year GIC if opened before June 1, 2016
• Long-running Canadian Direct Financial 0.25% GIC bonus for Canadian Direct Insurance customers ending April 2016
• CIBC 1.75% interest rate on new deposits to normal savings account through February 29, 2016. 1.75% rate on new deposits to TFSA and RRSP savings accounts through March 31, 2016.
• PC Financial 2.5% interest on new deposits to TFSA and RRSP savings accounts from January 1 through March 31, 2016
• Targeted offer from Tangerine December 2015: 2% savings account interest rate for 6 months. You have to call and ask about it.
• Targeted offer from Tangerine January 2016: 2.5% on new deposits in regular savings, TFSA, and RSP accounts through March 31, 2016
• Tangerine’s TFSA Kick Start promotion is back: 2x interest in regular savings account that converts to TFSA in 2016
• PC Financial 2.6% interest on new deposits to RRSP and TFSA accounts made in November and December 2015 (interest through December 2015). Registration required, and re-registration required for those who participated in the October offer.
• Achieva Financial double referral bonus ($50 for each person) for new accounts in September and October 2015
• Zag Bank 2.5% interest on all savings until March 20, 2016 if you reach a $1,000 minimum balance by November 15, 2015
• Zag Bank $25 bonus with $100 deposit, 2.50% promotional interest rate until December 31, 2015
• PC Financial 2.6% interest on new deposits made in October 2015 (interest through December 2015). Registration required.
• Tangerine Bank: 3% on new deposits made between July 2 and September 30, 2015
• PC Financial: 2.5% interest on net new deposits from August 5, 2015 to December 31, 2015 (registration required)
• July 2015: Unadvertised 100-day 2.12% GIC from Canadian Direct Financial
• Scotiabank Momentum Savings account: up to 2% interest rate between June 15 and July 31, 2015
• BMO promotional 2.50% interest rate until June 30, 2015 on special savings account with rules and restrictions
• Targeted offer from Tangerine June 2015: 3% savings account interest rate for 6 months. Try calling in if you don’t have it.
• Tangerine promotional 2.10% interest rate between April 1 and June 30, 2015 on net new deposits since January 1, 2015 or April 1, 2015 depending on the offer (targeted clients only)
• New bank: Zag Bank. $50 sign-up bonus, $50 bonus when 1,000 members are reached, $50 first-anniversary bonus. 2.00% promotional interest rate until June 12, 2015
• PC Financial promotional 2.60% interest rate until June 30, 2015 for new deposits made by May 15, 2015 (registration required!)
• RBC 1.5% interest rate on new deposits in a savings account made before April 15, 2015
• Hubert Financial GIC special is back (February 2015): an average of 2.35% for a 1-year term, redeemable after 3 months at 2.20%
• $100 bonus for transferring a TFSA to Tangerine by March 31, 2015
• $100 bonus for existing Canadian Direct Financial customers who open a new chequing account before March 31, 2015 and make 1 bill payment per month for 6 months
• PC Financial: 2.5% interest rate on new deposits made to regular savings and chequing accounts until March 31, 2015
• Tangerine: 2.5% interest rate on new deposits made to RSP, TFSA, and regular savings accounts until March 31, 2015
• PC Financial: 2.5% interest rate on new deposits made to a TFSA until February 28, 2015
• Peoples Trust 15-month GIC at a 2.45% interest rate
• Tangerine’s TFSA Kick Start promotion is back: 2x interest in regular savings account that converts to TFSA in 2015
• Oaken Financial: 0.25% bonus on GICs until December 19, 2014
• Duca Credit Union 3.25% interest rate on net new deposits made to a savings account between September 24 and December 15, 2014
• PC Financial net new deposit savings account promotion is back until October 31: 2% interest rate
• Tangerine: up to a $120 bonus for switching your payroll direct deposit to them by October 31, 2014
• PC Financial: 3.1% interest rate on net new deposits made to savings accounts between September 6, 2014 and September 30, 2014. Registration required.
• Tangerine: 3% interest rate until November 30, 2014 on net new deposits made to savings accounts between September 1 and September 30
• Canadian Direct Financial is willing to offer a 3% GIC to match the Tangerine net new deposit offer if you call in.
• CIBC and RBC savings account net new deposit promotions (2% interest) until September 30, 2014