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18 month, 2% Tangerine GIC
February 7, 2022
6:00 pm
Norman1
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Kidd said
Tangerine are offering an 18 month GIC paying 2%. A few years ago, i was able to get a quarter point added to a Tangerine GIC.

Definitely deserves its own thread. 🙂

February 8, 2022
5:58 am
savemoresaveoften
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Norman1 said

Kidd said
Tangerine are offering an 18 month GIC paying 2%. A few years ago, i was able to get a quarter point added to a Tangerine GIC.

Definitely deserves its own thread. 🙂  

I wonder if having a GIC will automatically disqualify one from winning the promo rate lottery

February 8, 2022
7:09 am
COIN
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savemoresaveoften said

I wonder if having a GIC will automatically disqualify one from winning the promo rate lottery  

Both Tangerine and Simplii are weird so anything is possible.

February 8, 2022
5:22 pm
Slybanking
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savemoresaveoften said

I wonder if having a GIC will automatically disqualify one from winning the promo rate lottery  

I got a promo rate 2 years ago while I had a GIC but it was a new money offer so remember that you cannot use it for your GIC that has matured. It does not count as new money.

February 18, 2022
7:01 am
Alexandre
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To clarify, this Tangerine offer is not just for HISA, but also for TFSA, RRSP and RIF.

Screenshot-2022-02-18-095531.jpg

February 18, 2022
8:04 am
cgouimet
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This is not a HISA offer. It's a locked-in 18mo GIC, Registered or non-Registered.

As such, not that tempting to me vs 1yr quarterly cashable GIC at Hubert. Particularly in a Interest rate rising environment ...

CGO
February 18, 2022
8:22 am
Alexandre
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Alexandre said
To clarify, this Tangerine offer is not just for HISA, but also for TFSA, RRSP and RIF.

To clarify my clarification, I meant to say this offer is not just for non-registered GIS, but also for TFSA, RRSP and RIF.

What I actually said is quite different, now that I've re-read it again.

Thanks for correcting my error, cgouimet.

Also, apologies to anyone whose hopes I raised by implying Tangerine offers Savings account 2% promo for 18 months.

February 18, 2022
9:26 am
HermanH
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cgouimet said
As such, not that tempting to me vs 1yr quarterly cashable GIC at Hubert. Particularly in a Interest rate rising environment ...  

Which makes the EQ 3-mo 2.05% offer even more attractive than Hubert's first-quarter 1.85%

Nothing good or bad about EQ. This is just an apples to apples comparison. 2.05% beats 1.85%

Edit by admin: the ensuing discussion about EQ Bank's offer was moved to another thread: https://www.highinterestsavings.ca/forum/eq-bank/eq-bank-2-05-for-a-90-day-or-180-day-gic-registered-or-non-registered/ in order to keep the current thread about Tangerine Bank.

March 3, 2022
7:20 am
BlueSky
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18-months GIC is now at 2.15%.

March 3, 2022
8:23 am
savemoresaveoften
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BlueSky said
18-months GIC is now at 2.15%.  

still way too low to touch, plus I hate Tangerine for their stupid lottery system 🙂

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