

6:01 am
September 30, 2017

https://apply.tandia.com/promo/highoctane
Deposit special on rates page
5 Year Term Deposit 3.0% (featured on tandia.com landing splash)
30 Month Term Deposit 2.5%
13 Month Term Deposit 1.7%
6:58 am
March 30, 2017

11:33 am
September 30, 2017

12:16 pm
March 15, 2019

COIN said
Using funds from the 3% "wonderful" account might not work if this promo is only for "NEW" money.
Ok, I called Tandia. Money already in the "wonderful" account will not qualify for the 3% 5 year GIC because they don't consider that "NEW" money. However, it does qualify for the 2.70% 5 year GIC.
12:20 pm
March 30, 2017

COIN said
Ok, I called Tandia. Money already in the "wonderful" account will not qualify for the 3% 5 year GIC because they don't consider that "NEW" money. However, it does qualify for the 2.70% 5 year GIC.
That is interesting but with so many other FIs offering 5y at 3%, when the time comes, I will just tell them if I dont get 3% (if thats still the best rate at the time), transfer my money out pls.
12:43 pm
March 15, 2019

savemoresaveoften said
That is interesting but with so many other FIs offering 5y at 3%, when the time comes, I will just tell them if I dont get 3% (if thats still the best rate at the time), transfer my money out pls.
It wasn't clear from the website so I called 1-800-598-2891 and the agent said money from the "wonderful" account does not qualify as "new money" so not eligible for the 3% 5 year GIC.
1:34 pm
September 30, 2017

1:58 pm
March 15, 2019

hwyc said
Thanks for the fact checking, COIN ... No longer a hypothesis. Still trying to make some sense out of this requirement ... or whether it is enforceable.
It doesn't have to make sense. It is company policy. LOL!
Whenever I see a promo rate I always check to see of it applies to only "new" money and what is the definition of "new" money.
5:56 pm
September 30, 2017

11:24 am
November 7, 2014

Tandia Makes a Splash: 4.5% for 5 years
NON-REDEEMABLE LONG TERM DEPOSITS RATE
1 Year Term Deposit 2.00
18 Month Term Deposit 2.75
2 Year Term Deposit 3.00
3 Year Term Deposit 4.00
4 Year Term Deposit 3.30
5 Year Term Deposit 4.50
Minimum $500, youth/trust $100, non-redeemable. Semi-annual or monthly interest payments (min. $5,000) available at slightly lower rates. Renews for same term at maturity
12:13 pm
January 13, 2022

gicjunkie said
Tandia Makes a Splash: 4.5% for 5 yearsNON-REDEEMABLE LONG TERM DEPOSITS RATE
1 Year Term Deposit 2.00
18 Month Term Deposit 2.75
2 Year Term Deposit 3.00
3 Year Term Deposit 4.00
4 Year Term Deposit 3.30
5 Year Term Deposit 4.50Minimum $500, youth/trust $100, non-redeemable. Semi-annual or monthly interest payments (min. $5,000) available at slightly lower rates. Renews for same term at maturity
Nice! We're going to be at 6 percent sooner than we think...
12:59 pm
January 13, 2022

2:26 pm
April 30, 2022

COIN said
Question: How safe is Tandia? I doubt we can go through another Pace and/or a Home situation again.
My opinion is that as an Ontario credit union, Tandia is as safe as any financial institution in Canada, up to insurable limits ($250,000 regular deposits, unlimited registered deposits).
I put CDIC and FSRA on the same level. I don't deal with Manitoba credit unions, even though I do not think that any of them are at risk -- and if one were to falter a bit, it would be scooped up by another credit union. But still, I'm personally more comfortable with CDIC and FSRA.
You mentioned Home Trust -- if you were within insurable limits for Home Trust and/or Home Bank, then you were never at any risk.
Please write your comments in the forum.