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Royal Bank new HISA promo - New accounts
September 22, 2022
10:03 am
Forum Posts: 27
Member Since:
February 20, 2022
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Royal Bank 3 month promo, 4% for NEW HISA. Open Sept 21 2022 to Dec 15 2022. On main webpage so does not appear targeted.

"Enjoy this limited-time interest rate to help you save more. Simply open your first RBC High Interest eSavings account by 3pm EST on December 15, 2022 to get 4% interest for 3 months (on balances up to $1,000,000)Disclaimer1,Disclaimer2".

"The 2.9% bonus interest rate offer (which is in addition to the regular interest rate) for the 3-month promotional period is only available to individuals who have never been the primary owner of an RBC High Interest eSavings account at any time before September 21, 2022 and who open an RBC High Interest eSavings account by December 15, 2022."

First glance it looks pretty straightforward - not as many hoops to jump as some...

September 22, 2022
1:34 pm
Forum Posts: 18
Member Since:
August 9, 2022
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$5 per debit? (the only free debit is one debit via ATM?).

Monthly Fee Free
Currency Canadian
Monthly Debits included 1 Free RBC ATM cash withdrawal / month
Free Transfers Electronic self-serve transfer to any RBC Royal Bank personal deposit account in your name
Debits Exceeding Monthly Limit $5.00 each
Interac and PLUS System ATM Network Access Fees
Interac: $2.00
PLUS System: $3.00 (Within Canada and U.S.)
PLUS System: $5.00 (Outside Canada and U.S.)
Interac e-transfer $1.00 each
Cross-Border Debit $1.00 each
eStatement and eNotifications Free — including cheque images viewed online less than 90 days old
Access to Online, Mobile, and Telephone Banking Free
Access to myFinance Tracker Free

September 22, 2022
5:39 pm
Forum Posts: 5295
Member Since:
April 6, 2013
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That's correct: $5 per debit except for one ATM cash withdrawal each month and any self-serve transfers to another RBC Royal Bank personal account in the same name.

The RBC High Interest eSavings account is for people who have another less expensive RBC personal bank account to transfer to for the debits or who don't mind paying $5 for each debit.

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