GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, annually compounding GIC rates for the financial institutions on our main comparison chart. (If a financial institution on the main chart is not listed here, it is because they do not post their rates publicly or the GICs are only available through a broker.)

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Oaken Financial Jun 20 2.80 3.10 3.25 3.30 3.50
EQ Bank Jun 20 2.76 3.01 3.25 3.30 3.50
Motive Financial Jun 20 2.30 2.70 2.95 3.15 3.30
Hubert Financial Jun 20 2.45 3.00 2.75 3.25 3.15
Peoples Trust Jun 20 2.50 2.75 2.90 3.00 3.15
Ideal Savings Jun 20 2.51 2.61 2.76 2.91 3.11
AcceleRate Financial Jun 20 2.40 2.60 3.00 2.90 3.10
Implicity Financial Jun 20 2.50 2.75 2.75 2.90 3.10
Achieva Financial Jun 20 2.40 2.60 2.75 2.90 3.10
MAXA Financial Jun 20 2.40 2.60 2.75 2.90 3.10
Outlook Financial Jun 20 2.40 2.60 2.75 2.90 3.10
Tangerine Bank Jun 20 2.50 2.60 2.70 2.75 3.00
ICICI Bank Jun 20 2.35 2.60 2.65 2.70 3.00
Canadian Tire Financial Jun 20 1.75 1.90 1.95 2.15 2.95
Wealth One Bank of Canada Jun 20 2.40 2.55 2.65 2.70 2.90
Meridian Credit Union Jun 20 2.00 2.15 2.20 2.35 2.60
Alterna Bank Jun 20 1.50 1.60 1.80 1.80 2.10
Zag Bank Jun 20 1.20 2.50 1.50 1.60 2.00

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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