GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Oaken Financial Nov 13 2.50 2.60 2.65 2.75 2.85
Implicity Financial Nov 13 2.45 2.50 2.55 2.60 2.75
Peoples Trust Nov 13 2.45 2.50 2.60 2.65 2.70
AcceleRate Financial Nov 13 2.50 2.50 2.55 2.55 2.70
Achieva Financial Nov 13 2.45 2.50 2.55 2.55 2.70
Ideal Savings Nov 13 2.50 2.50 2.50 2.50 2.70
Wealth One Bank of Canada Nov 13 2.45 2.50 2.55 2.60 2.65
EQ Bank Nov 13 2.45 2.50 2.55 2.57 2.65
Hubert Financial Nov 13 2.40 2.45 2.50 2.55 2.65
Outlook Financial Nov 13 2.35 2.40 2.40 2.40 2.65
Canadian Tire Bank Nov 13 2.10 2.15 2.20 2.25 2.62
MAXA Financial Nov 13 2.35 2.40 2.40 2.45 2.60
Meridian Credit Union Nov 13 2.50 2.15 2.60 2.35 2.60
motusbank Nov 13 2.20 2.30 2.35 2.40 2.55
Motive Financial Nov 13 2.33 2.41 2.47 2.49 2.54
ICICI Bank Nov 13 2.20 2.30 2.40 2.45 2.50
Simplii Financial Nov 13 2.15 2.20 2.20 2.20 2.20
Tangerine Bank Nov 13 2.15 2.20 2.20 2.20 2.20
Alterna Bank Nov 13 2.40 1.70 1.80 1.95 2.05

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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