GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Ideal Savings May 27 2.71 2.81 2.91 3.06 3.16
Oaken Financial May 27 2.80 3.05 3.05 3.10 3.15
Hubert Financial May 27 2.70 2.80 2.90 3.05 3.15
motusbank May 27 2.70 3.00 3.00 3.00 3.15
Implicity Financial May 27 2.60 2.75 2.85 3.00 3.15
MAXA Financial May 27 2.60 2.75 2.85 3.00 3.15
Peoples Trust May 27 2.70 2.80 2.85 3.05 3.10
Wealth One Bank of Canada May 27 2.70 2.80 2.90 3.00 3.10
AcceleRate Financial May 27 2.60 2.75 2.85 3.00 3.05
Achieva Financial May 27 2.60 2.75 2.85 3.00 3.05
Outlook Financial May 27 2.60 2.75 2.85 3.00 3.05
EQ Bank May 27 2.65 2.70 2.75 2.80 3.00
Motive Financial May 27 2.48 2.58 2.64 2.68 2.76
Canadian Tire Bank May 27 2.30 2.35 2.40 2.45 2.65
Meridian Credit Union May 27 2.00 2.15 2.85 2.35 2.60
Alterna Bank May 27 2.05 2.50 2.20 2.30 2.55
Tangerine Bank May 27 2.25 2.35 2.40 2.45 2.45
Simplii Financial May 27 2.20 2.00 2.10 2.25 2.45

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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