GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name	Updated	1-year	2-year	3-year	4-year	5-year
Oaken Financial	Dec 8	2.55	2.65	2.70	2.80	2.90
Implicity Financial	Dec 8	2.45	2.50	2.55	2.60	2.75
Peoples Trust	Dec 8	2.45	2.50	2.60	2.65	2.70
AcceleRate Financial	Dec 8	2.50	2.50	2.55	2.55	2.70
Achieva Financial	Dec 8	2.45	2.50	2.55	2.55	2.70
Ideal Savings	Dec 8	2.50	2.50	2.50	2.50	2.70
Wealth One Bank of Canada	Dec 8	2.45	2.50	2.55	2.60	2.65
Hubert Financial	Dec 8	2.40	2.45	2.50	2.55	2.65
Outlook Financial	Dec 8	2.35	2.40	2.40	2.40	2.65
EQ Bank	Dec 8	2.40	2.45	2.50	2.50	2.60
MAXA Financial	Dec 8	2.35	2.40	2.40	2.45	2.60
Meridian Credit Union	Dec 8	2.25	2.15	2.60	2.35	2.60
Motive Financial	Dec 8	2.31	2.39	2.45	2.52	2.55
motusbank	Dec 8	2.20	2.30	2.35	2.40	2.55
Canadian Tire Bank	Dec 8	2.10	2.15	2.20	2.25	2.53
ICICI Bank	Dec 8	2.20	2.30	2.40	2.45	2.50
Simplii Financial	Dec 8	2.15	2.20	2.20	2.20	2.20
Tangerine Bank	Dec 8	2.15	2.20	2.20	2.20	2.20
Alterna Bank	Dec 8	2.40	1.70	1.80	1.95	2.05

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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