GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. Rates are updated every day at 9:05am Pacific / 12:05pm Eastern. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name	Updated	1-year	2-year	3-year	4-year	5-year
Motive Financial	Jan 23	1.40	1.60	1.65	1.75	1.90
Implicity Financial	Jan 23	1.40	1.60	1.65	1.70	1.90
Wealth One Bank of Canada	Jan 23	1.40	1.55	1.65	1.70	1.90
Achieva Financial	Jan 23	1.55	1.55	1.60	1.75	1.85
AcceleRate Financial	Jan 23	1.50	1.55	1.60	1.75	1.85
Peoples Trust	Jan 23	1.45	1.55	1.65	1.70	1.85
MAXA Financial	Jan 23	1.40	1.50	1.60	1.70	1.80
Oaken Financial	Jan 23	1.40	1.50	1.60	1.70	1.80
Canadian Tire Bank	Jan 23	0.50	0.75	0.85	0.95	1.79
LBC Digital	Jan 23	1.40	1.60	1.65	1.70	1.75
Outlook Financial	Jan 23	1.45	1.55	1.55	1.65	1.75
Hubert Financial	Jan 23	1.30	1.40	1.50	1.60	1.70
EQ Bank	Jan 23	1.20	1.30	1.40	1.50	1.70
Ideal Savings	Jan 23	1.31	1.41	1.51	1.56	1.61
Concentra Bank	Jan 23	1.25	1.25	1.25	1.50	1.60
motusbank	Jan 23	1.40	1.20	1.30	1.40	1.50
Meridian Credit Union	Jan 23	0.85	1.15	1.30	1.35	1.45
ICICI Bank	Jan 23	0.80	1.00	1.10	1.25	1.45
Alterna Bank	Jan 23	1.00	1.15	1.15	1.20	1.30
Tangerine Bank	Jan 23	0.65	0.75	0.80	1.00	1.10
Simplii Financial	Jan 23	0.60	0.65	0.75	1.00	1.10

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

Oaken Financial: 1.60% for an 18-month GIC

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