GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, annually compounding GIC rates for the financial institutions on our main comparison chart. (If a financial institution on the main chart is not listed here, it is because they do not post their rates publicly or the GICs are only available through a broker.)

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Oaken Financial Nov 18 3.00 3.30 3.35 3.40 3.60
EQ Bank Nov 18 2.91 3.30 3.35 3.40 3.60
Achieva Financial Nov 18 3.00 3.30 3.35 3.40 3.50
Motive Financial Nov 18 2.82 3.14 3.31 3.39 3.50
Simplii Financial Nov 18 3.10 3.20 3.30 3.35 3.50
Tangerine Bank Nov 18 3.10 3.20 3.30 3.35 3.50
Hubert Financial Nov 18 2.95 2.90 3.00 3.25 3.50
MAXA Financial Nov 18 2.80 3.15 3.10 3.20 3.45
Canadian Tire Financial Nov 18 2.70 3.00 3.15 3.25 3.43
Wealth One Bank of Canada Nov 18 3.00 3.10 3.20 3.28 3.36
Ideal Savings Nov 18 2.86 2.96 3.11 3.21 3.36
AcceleRate Financial Nov 18 2.85 2.95 3.10 3.20 3.35
Implicity Financial Nov 18 2.85 2.95 3.00 3.10 3.35
Outlook Financial Nov 18 2.60 2.80 3.00 3.10 3.35
Peoples Trust Nov 18 2.60 2.90 3.05 3.15 3.25
ICICI Bank Nov 18 2.35 2.60 2.65 2.70 3.00
Meridian Credit Union Nov 18 2.00 2.15 3.45 2.35 2.60
Alterna Bank Nov 18 3.00 2.15 2.20 2.30 2.50

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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