GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Hubert Financial Jul 23 2.60 2.75 2.85 3.00 3.10
motusbank Jul 23 2.55 2.80 2.85 2.90 3.10
Peoples Trust Jul 23 2.60 2.70 2.80 3.00 3.05
Oaken Financial Jul 23 2.60 2.85 2.90 3.00 3.00
EQ Bank Jul 23 2.55 2.65 2.70 2.75 2.90
Ideal Savings Jul 23 2.56 2.61 2.61 2.61 2.86
Implicity Financial Jul 23 2.55 2.60 2.65 2.70 2.85
MAXA Financial Jul 23 2.55 2.55 2.60 2.65 2.85
AcceleRate Financial Jul 23 2.55 2.60 2.60 2.60 2.85
Achieva Financial Jul 23 2.55 2.60 2.60 2.60 2.85
Outlook Financial Jul 23 2.55 2.55 2.60 2.65 2.80
Wealth One Bank of Canada Jul 23 2.45 2.50 2.55 2.60 2.65
Canadian Tire Bank Jul 23 2.15 2.20 2.25 2.30 2.62
Meridian Credit Union Jul 23 2.00 2.15 2.85 2.35 2.60
Alterna Bank Jul 23 2.05 2.50 2.20 2.30 2.55
Motive Financial Jul 23 2.34 2.39 2.44 2.49 2.54
Simplii Financial Jul 23 2.15 2.25 2.30 2.35 2.35
Tangerine Bank Jul 23 2.15 2.25 2.30 2.35 2.35

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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