GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name	Updated	1-year	2-year	3-year	4-year	5-year
LBC Digital	Aug 6	2.10	2.05	2.05	2.15	2.30
Oaken Financial	Aug 6	1.85	1.95	2.05	2.15	2.30
AcceleRate Financial	Aug 6	1.95	2.00	2.10	2.15	2.20
Implicity Financial	Aug 6	1.80	1.80	1.85	1.90	2.20
Peoples Trust	Aug 6	1.85	1.90	2.00	2.05	2.15
Wealth One Bank of Canada	Aug 6	1.50	1.75	1.85	1.85	2.15
MAXA Financial	Aug 6	1.90	1.95	2.00	2.05	2.10
Achieva Financial	Aug 6	1.70	1.75	1.85	1.95	2.10
Outlook Financial	Aug 6	1.70	1.75	1.85	1.95	2.10
Ideal Savings	Aug 6	1.81	1.86	1.91	1.96	2.01
Hubert Financial	Aug 6	1.70	1.75	1.85	1.90	2.00
Motive Financial	Aug 6	1.60	1.70	1.80	1.90	2.00
Meridian Credit Union	Aug 6	1.25	1.50	1.60	1.65	1.85
EQ Bank	Aug 6	1.50	1.50	1.50	1.60	1.80
Alterna Bank	Aug 6	1.55	1.60	1.60	1.60	1.75
Concentra Bank	Aug 6	1.67	1.67	1.67	1.67	1.67
Canadian Tire Bank	Aug 6	0.75	1.00	1.10	1.25	1.65
motusbank	Aug 6	1.20	1.30	1.40	1.50	1.60
ICICI Bank	Aug 6	0.80	1.00	1.10	1.25	1.45
Tangerine Bank	Aug 6	0.95	1.05	1.15	1.20	1.25
Simplii Financial	Aug 6	0.90	1.00	1.05	1.20	1.25

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

None currently

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