GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Peoples Trust May 26 2.10 2.20 2.30 2.30 2.40
Outlook Financial May 26 2.00 2.10 2.15 2.30 2.40
Canadian Tire Bank May 26 1.35 1.70 1.92 2.07 2.36
Hubert Financial May 26 2.10 2.15 2.20 2.25 2.35
Achieva Financial May 26 2.05 2.10 2.15 2.25 2.35
Oaken Financial May 26 2.10 2.15 2.25 2.30 2.30
Ideal Savings May 26 1.90 2.15 2.20 2.25 2.30
Wealth One Bank of Canada May 26 2.05 2.10 2.20 2.20 2.30
EQ Bank May 26 1.80 1.90 2.00 2.10 2.25
AcceleRate Financial May 26 2.00 2.05 2.10 2.15 2.20
Implicity Financial May 26 2.00 2.05 2.10 2.15 2.20
MAXA Financial May 26 2.00 2.05 2.10 2.15 2.20
Concentra Bank May 21 2.15 2.15 2.15 2.15 2.15
Meridian Credit Union May 26 1.75 2.00 2.05 2.10 2.15
Motive Financial May 26 1.70 1.80 1.90 2.00 2.15
ICICI Bank May 26 1.40 1.60 1.75 2.05 2.10
motusbank May 26 1.65 1.80 1.90 2.00 2.10
Simplii Financial May 26 1.50 1.60 1.65 1.75 1.85
Tangerine Bank May 26 1.75 1.70 1.75 1.75 1.80
Alterna Bank May 26 1.80 1.15 1.25 1.35 1.45

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

  • None currently

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