GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name	Updated	1-year	2-year	3-year	4-year	5-year
AcceleRate Financial	Oct 20	1.60	1.65	1.75	1.85	2.00
Wealth One Bank of Canada	Oct 20	1.50	1.65	1.75	1.80	2.00
Oaken Financial	Oct 20	1.40	1.50	1.60	1.75	2.00
MAXA Financial	Oct 20	1.40	1.60	1.75	1.80	1.90
Implicity Financial	Oct 20	1.40	1.60	1.65	1.70	1.90
Hubert Financial	Oct 20	1.50	1.55	1.65	1.70	1.90
Achieva Financial	Oct 20	1.50	1.55	1.60	1.70	1.90
Peoples Trust	Oct 20	1.45	1.55	1.65	1.70	1.85
Outlook Financial	Oct 20	1.45	1.55	1.60	1.65	1.85
Motive Financial	Oct 20	1.50	1.60	1.65	1.70	1.80
LBC Digital	Oct 20	1.45	1.65	1.70	1.70	1.75
Ideal Savings	Oct 20	1.31	1.41	1.51	1.56	1.61
Alterna Bank	Oct 20	1.25	1.40	1.40	1.45	1.55
ICICI Bank	Oct 20	0.80	1.00	1.20	1.35	1.55
Concentra Bank	Oct 20	1.51	1.51	1.51	1.51	1.51
motusbank	Oct 20	1.10	1.20	1.30	1.40	1.50
EQ Bank	Oct 20	1.25	1.05	1.15	1.25	1.50
Meridian Credit Union	Oct 20	0.85	1.15	1.30	1.35	1.45
Canadian Tire Bank	Oct 20	0.50	0.75	0.85	0.95	1.40
Tangerine Bank	Oct 20	0.90	1.00	1.10	1.20	1.25
Simplii Financial	Oct 20	0.90	1.00	1.05	1.20	1.25

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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