GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Hubert Financial Mar 19 3.10 3.20 3.30 3.55 3.50
AcceleRate Financial Mar 19 3.00 3.10 3.15 3.40 3.50
MAXA Financial Mar 19 2.85 3.15 3.10 3.30 3.50
Peoples Trust Mar 19 2.95 3.20 3.30 3.35 3.45
Wealth One Bank of Canada Mar 19 2.95 3.15 3.23 3.31 3.45
Ideal Savings Mar 19 3.01 3.11 3.21 3.31 3.41
Achieva Financial Mar 19 3.00 3.20 3.30 3.35 3.40
Oaken Financial Mar 19 3.00 3.20 3.30 3.35 3.40
Implicity Financial Mar 19 3.00 3.10 3.15 3.35 3.40
Outlook Financial Mar 19 2.85 3.00 3.10 3.25 3.40
EQ Bank Mar 19 2.70 2.85 2.95 3.05 3.20
Motive Financial Mar 19 2.64 2.76 2.85 2.95 3.01
Simplii Financial Mar 19 2.60 2.80 2.85 2.90 2.95
Canadian Tire Financial Mar 19 2.50 2.60 2.65 2.80 2.95
Tangerine Bank Mar 19 2.60 2.65 2.70 2.75 2.80
Meridian Credit Union Mar 19 2.00 2.15 3.45 2.35 2.60
Alterna Bank Mar 19 2.55 3.00 2.20 3.10 2.55

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

Get monthly updates on bank promos and rate changes

Please write your comments in the forum.