GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, annually compounding GIC rates for the financial institutions on our main comparison chart. (If a financial institution on the main chart is not listed here, it is because they do not post their rates publicly or the GICs are only available through a broker.)

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Oaken Financial Oct 20 2.90 3.30 3.35 3.40 3.60
EQ Bank Oct 20 2.91 3.05 3.25 3.30 3.50
Wealth One Bank of Canada Oct 20 2.88 3.05 3.10 3.28 3.50
Motive Financial Oct 20 2.55 2.95 3.20 3.25 3.50
Ideal Savings Oct 20 2.86 2.96 3.11 3.21 3.36
Hubert Financial Oct 20 2.85 2.70 2.80 3.25 3.35
AcceleRate Financial Oct 20 2.85 2.95 3.10 3.20 3.35
Implicity Financial Oct 20 2.85 2.95 3.00 3.10 3.35
Achieva Financial Oct 20 2.50 2.70 2.90 3.10 3.35
Outlook Financial Oct 20 2.50 2.70 2.90 3.10 3.35
Canadian Tire Financial Oct 20 2.45 2.65 2.70 2.90 3.35
MAXA Financial Oct 20 2.60 3.15 2.90 3.00 3.25
Peoples Trust Oct 20 2.50 2.80 2.95 3.05 3.20
Tangerine Bank Oct 20 2.75 2.95 3.00 3.05 3.10
Simplii Financial Oct 20 2.75 2.80 2.90 3.00 3.10
ICICI Bank Oct 20 2.35 2.60 2.65 2.70 3.00
Meridian Credit Union Oct 20 2.00 2.15 2.20 2.35 2.60
Alterna Bank Oct 20 2.05 2.15 2.20 2.30 2.50

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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