GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name	Updated	1-year	2-year	3-year	4-year	5-year
Oaken Financial	Nov 13	2.50	2.60	2.65	2.75	2.85
Implicity Financial	Nov 13	2.45	2.50	2.55	2.60	2.75
Peoples Trust	Nov 13	2.45	2.50	2.60	2.65	2.70
AcceleRate Financial	Nov 13	2.50	2.50	2.55	2.55	2.70
Achieva Financial	Nov 13	2.45	2.50	2.55	2.55	2.70
Ideal Savings	Nov 13	2.50	2.50	2.50	2.50	2.70
Wealth One Bank of Canada	Nov 13	2.45	2.50	2.55	2.60	2.65
EQ Bank	Nov 13	2.45	2.50	2.55	2.57	2.65
Hubert Financial	Nov 13	2.40	2.45	2.50	2.55	2.65
Outlook Financial	Nov 13	2.35	2.40	2.40	2.40	2.65
Canadian Tire Bank	Nov 13	2.10	2.15	2.20	2.25	2.62
MAXA Financial	Nov 13	2.35	2.40	2.40	2.45	2.60
Meridian Credit Union	Nov 13	2.50	2.15	2.60	2.35	2.60
motusbank	Nov 13	2.20	2.30	2.35	2.40	2.55
Motive Financial	Nov 13	2.33	2.41	2.47	2.49	2.54
ICICI Bank	Nov 13	2.20	2.30	2.40	2.45	2.50
Simplii Financial	Nov 13	2.15	2.20	2.20	2.20	2.20
Tangerine Bank	Nov 13	2.15	2.20	2.20	2.20	2.20
Alterna Bank	Nov 13	2.40	1.70	1.80	1.95	2.05

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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