GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Oaken Financial Jan 24 2.55 2.65 2.70 2.80 2.90
Implicity Financial Jan 24 2.45 2.50 2.55 2.60 2.75
Wealth One Bank of Canada Jan 24 2.50 2.55 2.60 2.65 2.70
AcceleRate Financial Jan 24 2.50 2.50 2.55 2.55 2.70
Achieva Financial Jan 24 2.45 2.50 2.55 2.55 2.70
Peoples Trust Jan 24 3.00 2.45 2.50 2.55 2.70
Hubert Financial Jan 24 2.50 2.45 2.50 2.55 2.70
motusbank Jan 24 2.30 2.40 2.45 2.55 2.70
Ideal Savings Jan 24 2.50 2.50 2.50 2.50 2.70
EQ Bank Jan 24 2.40 2.45 2.50 2.55 2.65
Outlook Financial Jan 24 2.35 2.40 2.45 2.50 2.65
Motive Financial Jan 24 2.35 2.43 2.47 2.54 2.63
Meridian Credit Union Jan 24 2.25 2.30 2.50 2.55 2.60
MAXA Financial Jan 24 2.35 2.40 2.40 2.45 2.60
ICICI Bank Jan 24 2.20 2.30 2.40 2.45 2.50
Canadian Tire Bank Jan 24 2.10 2.15 2.20 2.25 2.50
Simplii Financial Jan 24 2.15 2.20 2.20 2.20 2.20
Tangerine Bank Jan 24 2.15 2.20 2.20 2.20 2.20
Alterna Bank Jan 24 2.40 1.70 1.80 1.95 2.05

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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