GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
Tangerine Bank Mar 29 2.80 2.90 3.00 3.10 3.20
Oaken Financial Mar 27 2.50 2.75 2.80 2.85 2.95
Canadian Tire Bank Mar 27 2.50 2.65 2.65 2.65 2.75
Peoples Trust Mar 27 2.50 2.55 2.60 2.65 2.65
Wealth One Bank of Canada Mar 27 2.50 2.55 2.60 2.60 2.65
Concentra Bank Mar 27 2.42 2.42 2.42 2.42 2.60
EQ Bank Mar 27 2.40 2.40 2.45 2.50 2.55
Motive Financial Mar 27 2.10 2.20 2.30 2.35 2.45
motusbank Mar 27 2.10 2.20 2.25 2.30 2.35
Ideal Savings Mar 27 1.90 2.15 2.20 2.25 2.30
Hubert Financial Mar 27 2.40 2.10 2.15 2.20 2.30
Simplii Financial Mar 27 2.20 2.00 2.10 2.20 2.25
AcceleRate Financial Mar 27 2.00 2.05 2.10 2.15 2.20
Achieva Financial Mar 27 2.00 2.05 2.10 2.15 2.20
Implicity Financial Mar 27 2.00 2.05 2.10 2.15 2.20
MAXA Financial Mar 27 2.00 2.05 2.10 2.15 2.20
Meridian Credit Union Mar 27 1.75 2.00 2.05 2.10 2.15
ICICI Bank Mar 27 1.95 1.95 2.00 2.05 2.10
Outlook Financial Mar 27 1.70 1.75 1.80 1.90 2.00
Alterna Bank Mar 27 1.00 1.10 1.20 1.30 1.40

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

  • Currently empty

Get monthly updates on bank promos and rate changes

Please write your comments in the forum.