GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
LBC Digital Aug 6 2.10 2.05 2.05 2.15 2.30
Oaken Financial Aug 6 1.85 1.95 2.05 2.15 2.30
AcceleRate Financial Aug 6 1.95 2.00 2.10 2.15 2.20
Implicity Financial Aug 6 1.80 1.80 1.85 1.90 2.20
Peoples Trust Aug 6 1.85 1.90 2.00 2.05 2.15
Wealth One Bank of Canada Aug 6 1.50 1.75 1.85 1.85 2.15
MAXA Financial Aug 6 1.90 1.95 2.00 2.05 2.10
Achieva Financial Aug 6 1.70 1.75 1.85 1.95 2.10
Outlook Financial Aug 6 1.70 1.75 1.85 1.95 2.10
Ideal Savings Aug 6 1.81 1.86 1.91 1.96 2.01
Hubert Financial Aug 6 1.70 1.75 1.85 1.90 2.00
Motive Financial Aug 6 1.60 1.70 1.80 1.90 2.00
Meridian Credit Union Aug 6 1.25 1.50 1.60 1.65 1.85
EQ Bank Aug 6 1.50 1.50 1.50 1.60 1.80
Alterna Bank Aug 6 1.55 1.60 1.60 1.60 1.75
Concentra Bank Aug 6 1.67 1.67 1.67 1.67 1.67
Canadian Tire Bank Aug 6 0.75 1.00 1.10 1.25 1.65
motusbank Aug 6 1.20 1.30 1.40 1.50 1.60
ICICI Bank Aug 6 0.80 1.00 1.10 1.25 1.45
Tangerine Bank Aug 6 0.95 1.05 1.15 1.20 1.25
Simplii Financial Aug 6 0.90 1.00 1.05 1.20 1.25

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

  • None currently

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