GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
EQ Bank Jan 19 3.10 3.30 3.35 3.40 3.60
Oaken Financial Jan 19 3.10 3.30 3.35 3.40 3.60
Ideal Savings Jan 19 3.11 3.21 3.31 3.41 3.51
Hubert Financial Jan 19 3.10 3.20 3.30 3.55 3.50
Implicity Financial Jan 19 3.10 3.30 3.35 3.40 3.50
Achieva Financial Jan 19 3.00 3.30 3.35 3.40 3.50
AcceleRate Financial Jan 19 3.00 3.10 3.15 3.40 3.50
MAXA Financial Jan 19 2.85 3.15 3.10 3.30 3.50
Peoples Trust Jan 19 2.95 3.20 3.20 3.35 3.45
Wealth One Bank of Canada Jan 19 2.95 3.15 3.23 3.31 3.45
Simplii Financial Jan 19 3.00 3.20 3.30 3.35 3.40
Tangerine Bank Jan 19 3.00 3.20 3.30 3.35 3.40
Outlook Financial Jan 19 2.85 3.00 3.10 3.25 3.40
Canadian Tire Financial Jan 19 2.75 2.95 3.10 3.25 3.40
Alterna Bank Jan 19 2.75 2.15 2.20 2.30 3.40
Motive Financial Jan 19 2.70 3.05 3.18 3.26 3.36
Meridian Credit Union Jan 19 2.00 2.15 3.45 2.35 2.60

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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