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Email thisThis chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. Rates are updated every day at 9:05am Pacific / 12:05pm Eastern. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.
To access GIC rate histories, click on the date link in each row.
This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.
| Bank / Credit Union name | Updated | 1-year | 2-year | 3-year | 4-year | 5-year |
|---|---|---|---|---|---|---|
| Oaken Financial | Apr 22 | 1.40 | 1.50 | 1.60 | 1.90 | 2.10 |
| LBC Digital | Apr 22 | 1.40 | 1.50 | 1.60 | 1.80 | 2.00 |
| Wealth One Bank of Canada | Apr 22 | 1.40 | 1.55 | 1.65 | 1.70 | 1.90 |
| Canadian Tire Bank | Apr 22 | 0.50 | 0.75 | 0.85 | 0.95 | 1.85 |
| Peoples Trust* | Apr 22 | 1.55 | 1.60 | 1.60 | 1.65 | 1.80 |
| EQ Bank | Apr 22 | 1.30 | 1.30 | 1.40 | 1.60 | 1.80 |
| Motive Financial | Apr 22 | 1.30 | 1.40 | 1.45 | 1.65 | 1.75 |
| Achieva Financial | Apr 22 | 1.50 | 1.55 | 1.55 | 1.60 | 1.75 |
| Hubert Financial | Apr 22 | 1.30 | 1.40 | 1.50 | 1.60 | 1.70 |
| AcceleRate Financial | Apr 22 | 1.40 | 1.45 | 1.50 | 1.55 | 1.70 |
| MAXA Financial | Apr 22 | 1.20 | 1.30 | 1.40 | 1.50 | 1.65 |
| Ideal Savings | Apr 22 | 1.31 | 1.41 | 1.51 | 1.56 | 1.61 |
| Concentra Bank | Apr 22 | 1.25 | 1.25 | 1.25 | 1.50 | 1.60 |
| Implicity Financial | Apr 22 | 1.15 | 1.35 | 1.35 | 1.45 | 1.60 |
| Outlook Financial | Apr 22 | 1.15 | 1.25 | 1.35 | 1.45 | 1.60 |
| motusbank | Apr 22 | 1.40 | 1.20 | 1.30 | 1.40 | 1.50 |
| Meridian Credit Union | Apr 22 | 0.85 | 1.15 | 1.30 | 1.35 | 1.45 |
| ICICI Bank | Apr 22 | 0.80 | 1.00 | 1.10 | 1.25 | 1.45 |
| Tangerine Bank | Apr 22 | 0.65 | 0.75 | 1.05 | 1.25 | 1.45 |
| Alterna Bank | Apr 22 | 1.00 | 1.15 | 1.15 | 1.20 | 1.30 |
| Simplii Financial | Apr 22 | 0.50 | 0.70 | 1.00 | 1.20 | 1.30 |
* Peoples Bank has the same parent company as Peoples Trust and offers the same interest rates
GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.
- Oaken Financial: 1.60% for an 18-month GIC
- Peoples Trust: 1.55% for a 15-month GIC
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