GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, annually compounding GIC rates for the financial institutions on our main comparison chart. (If a financial institution on the main chart is not listed here, it is because they do not post their rates publicly or the GICs are only available through a broker.)

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name Updated 1-year 2-year 3-year 4-year 5-year
EQ Bank Aug 21 2.80 3.01 3.25 3.30 3.52
Oaken Financial Aug 21 2.80 3.10 3.25 3.30 3.50
Wealth One Bank of Canada Aug 21 2.84 3.08 3.16 3.33 3.40
Motive Financial Aug 21 2.50 2.85 3.15 3.28 3.40
Hubert Financial Aug 21 2.85 2.70 2.80 3.25 3.35
AcceleRate Financial Aug 21 2.40 2.60 3.00 2.90 3.30
MAXA Financial Aug 21 2.55 2.70 2.85 3.00 3.25
Peoples Trust Aug 21 2.50 2.80 2.95 3.05 3.20
Canadian Tire Financial Aug 21 2.00 2.15 2.20 2.40 3.20
Ideal Savings Aug 21 2.51 2.61 2.76 2.91 3.11
Implicity Financial Aug 21 2.50 2.75 2.75 2.90 3.10
Achieva Financial Aug 21 2.40 2.60 2.75 2.90 3.10
Outlook Financial Aug 21 2.40 2.60 2.75 2.90 3.10
Tangerine Bank Aug 21 2.50 2.60 2.70 2.75 3.00
ICICI Bank Aug 21 2.35 2.60 2.65 2.70 3.00
Meridian Credit Union Aug 21 2.00 2.15 2.20 2.35 2.60
Alterna Bank Aug 21 2.05 2.15 2.20 2.30 2.50

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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