GIC rates comparison chart

This chart summarizes 1- to 5-year Canadian non-redeemable, non-registered, annually compounding GIC rates for the financial institutions. See also our savings account comparison chart. To be included in the GIC chart, rates have to be posted publicly and be available without needing to go through a broker.

To access GIC rate histories, click on the date link in each row.

This chart is for informational purposes only and provided on a best-effort basis. Please double check the rates with the respective financial institutions and do your own research on account GIC features. Please post any errors in the forum and they will be corrected ASAP.

Bank / Credit Union name	Updated	1-year	2-year	3-year	4-year	5-year
Peoples Trust	May 26	2.10	2.20	2.30	2.30	2.40
Outlook Financial	May 26	2.00	2.10	2.15	2.30	2.40
Canadian Tire Bank	May 26	1.35	1.70	1.92	2.07	2.36
Hubert Financial	May 26	2.10	2.15	2.20	2.25	2.35
Achieva Financial	May 26	2.05	2.10	2.15	2.25	2.35
Oaken Financial	May 26	2.10	2.15	2.25	2.30	2.30
Ideal Savings	May 26	1.90	2.15	2.20	2.25	2.30
Wealth One Bank of Canada	May 26	2.05	2.10	2.20	2.20	2.30
EQ Bank	May 26	1.80	1.90	2.00	2.10	2.25
AcceleRate Financial	May 26	2.00	2.05	2.10	2.15	2.20
Implicity Financial	May 26	2.00	2.05	2.10	2.15	2.20
MAXA Financial	May 26	2.00	2.05	2.10	2.15	2.20
Concentra Bank	May 21	2.15	2.15	2.15	2.15	2.15
Meridian Credit Union	May 26	1.75	2.00	2.05	2.10	2.15
Motive Financial	May 26	1.70	1.80	1.90	2.00	2.15
ICICI Bank	May 26	1.40	1.60	1.75	2.05	2.10
motusbank	May 26	1.65	1.80	1.90	2.00	2.10
Simplii Financial	May 26	1.50	1.60	1.65	1.75	1.85
Tangerine Bank	May 26	1.75	1.70	1.75	1.75	1.80
Alterna Bank	May 26	1.80	1.15	1.25	1.35	1.45

GIC promos below for the financial institutions on our chart. See also the promos page for additional GIC promos.

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