Promotions archive: 2020-2021

Back to the Promotions page

• First Ontario Credit Union (Ontario only): 1.40% for a 13-Month TFSA Term Deposit
• Tandia Credit Union (Ontario only): 1.70% for a 6-month GIC
• EQ Bank: 2.00% for a 3-month TFSA or RRSP GIC until January 20, 2022
• CIBC: 3.25% for a 5-year GIC
• HSBC: 1.75% on new deposits in a savings account between September 13 and December 16, 2021
• Tandia Credit Union (Ontario only): 1.60% for a 2-year GIC, 2.10% for a 3-year GIC, 2.20% for a 4-year GIC, 2.40% for a 5-year GIC
• Tandia Credit Union (Ontario only) new deposit promo expiring on December 17: 3.00% in a savings account until March 31, 2022
• Coast Capital chequing account: up to $350 sign up bonus for customers in BC
• EQ Bank: 1.75% on a 3-month TFSA or RSP GIC; 1.50% on a 3-month non-registered GIC
• Simplii Financial new customer promo: 2.20% in a savings account until October 31, 2021
• Tangerine Bank targeted 1.50% new deposit promo for existing customers between June 9, 2021 and October 31, 2021
• Wealth One Bank of Canada: 2.88% for a 5-year GIC if you use promo code GIC5Y between September 20 and October 22, 2021
• Steinbach Credit Union: 2.00% for a 5-year GIC
• Simplii Financial new customer promo: 1.50% in a savings account until October 31, 2021
• Simplii Financial existing customers: targeted new deposit promo: 1.50% until October 31, 2021
• Tangerine Bank new customers: 2.10% savings account interest rate for the first 5 months if you also open a chequing account, plus $150 bonus for setting up payroll direct deposit with the promo code “EARNMORE”
• Tandia Credit Union (Ontario only): 1.60% for a 2-year GIC, 1.85% for a 3-year GIC, 2.30% for a 4-year GIC, 2.50% for a 5-year GIC
• Scotiabank: up to $300 cash for opening an Ultimate Package or Preferred Package chequing account
• motusbank: 2.25% for the first 90 days in a new savings account or RRSP. 2.35% for the first 90 days in a new TFSA. Expires July 31, 2021 (although it expired early, before July 18).
• Wealth One Bank of Canada: 1.80% 3-year GIC, 1.88% 4-year GIC, 2.08% 5-year GIC. Offer expires June 30, 2021.
• Tandia Credit Union (Ontario only): 2.00% for a 90-day GIC
• Tangerine Bank targeted 1.50% new deposit promo for existing customers between April 8, 2021 and August 31, 2021
• Tangerine Bank targeted 1.50% new deposit promo for existing customers between March 9, 2021 and July 31, 2021
• Tangerine Bank targeted 1.75% new deposit promo for existing customers between February 9, 2021 and June 30, 2021
• Simplii Financial existing customers: targeted new deposit promo for 4 months: 1.25% between April 1 and July 31, 2021
• Manulife Bank: 2.00% for 4 months in a new, non-registered Advantage Account (expires June 18, 2021)
• motusbank promo: 2.40% in a new TFSA or RRSP savings account for 4 months if opened before June 30, 2021 (ended early on June 18)
• EQ Bank: 2.30% 3-month TFSA or RRSP GIC. Offer expires June 2, 2021.
• Peoples Trust: 1.55% for a 15-month GIC
• RBC: 1.5% for 3 months in a new savings account before April 30, 2021; 2.0% for 3 months if you also open a TFSA or RRSP
• Tangerine Bank targeted 1.75% new deposit promo for existing customers between January 7, 2021 and May 31, 2021
• DUCA Credit Union (Ontario only): 6.67-year cashable RRSP or TFSA GIC: 1.00% if you cash in after 1 year; 2.00% if you hold the GIC for the full 80 months. Promo ends March 31, 2021.
• Simplii Financial new customers: get up to $200 by opening a chequing account with a payroll or pension direct deposit ($125) and setting up 2 different automatic bill payments of $4 or more for at least 2 months ($75)
• Manulife Bank: 2.00% on new deposits to TFSA and RRSP savings accounts until April 30, 2021 (on deposits made before March 12)
• CIBC: 1.50% interest rate on new deposits to a TFSA or RRSP account between November 16, 2020 and March 31, 2021
• Tangerine Bank targeted 2.00% new deposit promo for existing customers between November 4, 2020 and March 31, 2021
• Simplii Financial new deposit promo for existing and new customers: 2.00% between October 1, 2020 and March 31, 2021
• Simplii Financial existing customers: targeted new deposit promo for 6 months: 2.30% between October 1, 2020 and March 31, 2021
• Meridian Credit Union: 1% bonus promo for transfers (minimum $10,000) from other financial institutions into an RRSP or TFSA between January 4 and March 1, 2021
• Wealth One Bank of Canada: 1.68% for an 18-month GIC until March 15, 2021
• EQ Bank: 1.70% for a 3-month GIC
• Tangerine Bank new customers: 2.15% savings account interest rate for the first 5 months if you also open a chequing account, plus $200 bonus for setting up payroll direct deposit with the promo code “EARNMORE”
• Innovation Credit Union $300 sign-up bonus (with conditions) for their no-fee chequing account
• Wealth One Bank of Canada: 1-year 1.88% GIC until October 31
• Tangerine Bank targeted 2.00% new deposit promo between October 7, 2020 and February 28, 2021
• Manulife Bank: 2.15% for the first 4 months if you open an Advantage Account before October 31, 2020
• Simplii Financial existing customers: targeted new deposit promo for 4 months: 2.00% between July 1, 2020 and October 30, 2020
• Tangerine Bank targeted 2.50% new deposit promo for existing customers for 5 months starting May 1, 2020
• RBC Royal Bank: 2.25% for the first 3 months in a new RBC High Interest eSavings account
• CIBC: 2.10% interest for 120 days when you open your first eAdvantage Savings Account
• 2.00% savings account offer for Canadian Tire credit card holders who make a savings account deposit and sign up for emails by August 31
• Tangerine Bank targeted 2.80% new deposit promo for existing customers for 5 months starting April 3
• CIBC: 2.40% interest for 120 days when you open your first eAdvantage Savings Account
• CIBC: 2.50% interest for 120 days when you open your first eAdvantage Savings Account
• Manulife Bank: 2.60% for the first 5 months if you open an Advantage Account before May 22, 2020
• Luminus Financial GIC rates include a 2.20% 1-year GIC, and a 5-year 2.60% GIC
• DUCA Credit Union (Ontario only) has a 1-year 2.75% GIC available until June 30, 2020 for customers who currently have funds in an Earn More WINTER Promo Savings Account
• DUCA Credit Union (Ontario only): 6.67-year cashable RRSP or TFSA GIC: 2.00% if you cash in after 1 year; 3.00% if you hold the GIC for the full 6.67 years
• DUCA Credit Union (Ontario only): 2.50% on new deposits to an Earn More Savings Account between April 2, 2020 and March 31, 2021
• Tangerine Bank targeted 3.00% new deposit promo for existing customers starting March 2
• Simplii Financial new deposit promo for 6 months: 2.80% between November 1, 2019 and April 30, 2020. Existing clients need to register for the offer.
• Vancity (BC only) Unity Term Deposit: 1-year 3.00% GIC
• EQ Bank: 2.45% 3-month GIC
• Meridian Credit Union: 1% bonus promo for transfers (minimum $10,000) into RRSPs and TFSAs, and 3% for 4 months in your first account
• Peoples Trust: 2.45% for a 90-day, 120-day, or 180-day GIC
• DUCA Credit Union (Ontario only): 3.00% on new deposits to an Earn More Savings Account between February 3 and June 30, 2020 (extended from original expiry of May 30)
• January targeted offer from Tangerine: 2.50%-2.75% on new deposits between January 6, 2020 and May 31, 2020. Applies to regular savings, TFSA, RSP, and USD accounts
• Targeted offer from Tangerine: 2.50% on new deposits between November 6, 2019 and April 30, 2020. Applies to regular savings, TFSA, RSP, and USD accounts
• CIBC: 2.75% in a TFSA until March 31, 2020
• Omnia Direct (Ontario only): 2.60% for a 1-year GIC; 2.70% for a 2-year GIC; 3.00% for a 5-year GIC
• Parama Credit Union (Ontario only): 2.75% for a 1-year GIC, available for non-registered, TFSA, and RRSP accounts
• Luminus Financial: 3.00% for a 5-year RRSP GIC, cashable at 1.75% before the term is up
• Ganaraska Credit Union (Ontario only): 3-year 3.00% GIC available for non-registered, TFSA, and RRSP accounts
• DUCA Credit Union (Ontario only) has a 5-year 3.00% cashable GIC
• Steinbach Credit Union: 2.40% for a 30-month GIC; 2.50% for a 45-month GIC; 3.00% for a 60-month (5-year) GIC
• Access Credit Union: 3.00% for a 46-month (just under 4 years) GIC and 2.70% for a 31-month GIC
• Niverville Credit Union: 2.60% for a 1-year cashable GIC
• CIBC eAdvantage Savings Account: 2.75% for 120 days on your first account
• Manulife Bank: 3.00% in a TFSA or RRSP until April 30, 2020 on new deposits made before March 13, 2020
• Meridian Credit Union: 2.70% for a 5-year Raise the Rate GIC
• MAXA Financial: 2.90% for a 50-month GIC
• Concentra Bank: 2.82% for an 18-month GIC
• Tangerine targeted 0.00% Line of Credit offer for 90 days
• Peoples Trust: 2.75% for a 1-year GIC
• RCU Credit Union (Ontario only) has a 2-year GIC (TFSA, RRSP, and RRIF only) at 2.85% until February 29, 2020
• Buduchnist Credit Union (Ontario only): GICs for 11 months (2.50%), 21 months (2.70%), 29 months (2.80%), and 42 months (2.90%) until March 2, 2020
• La Capitale (Quebec only) new deposit promo: 3.00% in High-Interest Savings Accounts between October 17, 2019 and January 31, 2020; 3.00% in TFSAs between October 17, 2019 and February 28, 2020
• BMO targeted offer: 2.85% in a new Smart Saver Account between August 1, 2019 and February 29, 2020
• Tangerine new customers: 2.75% interest rate for 6 months
• Peoples Trust: 2.90% for a 1-year GIC
• RCU Credit Union (Ontario only) has a 1-year GIC (including TFSA and RRSP) at 2.80% until January 31, 2020
• RBC new account promo: 2.50% interest for 3 months when you open your first RBC High Interest eSavings Account before January 31, 2020
• Scotiabank MomentumPLUS Savings Account: complex calculation including 2.50% for 90 days if you do not make any withdrawals
• Targeted offer from Tangerine: 2.75% on new deposits between August 7, 2019 and January 31, 2020. Applies to regular savings, TFSA, RSP, and USD accounts
• DUCA Credit Union (Ontario only): 3.00% on new deposits to an Earn More Savings Account until January 31, 2020
• DUCA Credit Union (Ontario only): 2.50% on new deposits to an Earn More Savings Account until March 31, 2020
• Peoples Trust: 2.50% for 15-month GIC
• Concentra launches GICs, including a 1-year 3.01% GIC and an 18-month 3.02% GIC until January 30, 2020
• Peoples Trust: 1-year 3.00% GIC available for non-registered, TFSA, and RRSP accounts
• Buduchnist Credit Union (Ontario only): GICs for 11 months (2.50%), 23 months (2.70%), and 44 months (2.85%) until January 11, 2020
• Parama Credit Union (Ontario only): 2.75% for a 1-year TFSA GIC starting in January 2020 if you deposit a minimum of $6,000 into a savings account before December 31, 2019. (They will automatically transfer the money into the TFSA on January 2.)