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Targeted 6% HISA offer YMMV
September 5, 2023
4:15 am
JohnnyCash
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Logged in and had an Insights offer on new money including USD until January 31st.

September 5, 2023
4:52 am
victor6433
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I also got the 6% till Jan 31

September 5, 2023
4:52 am
kesa
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February 14, 2023
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lo and behold Tangerine wants me back

September 5, 2023
5:29 am
UkrainianDude
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I got this offer as well, moving back from Motive.

September 5, 2023
6:52 am
Kirk
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Here we go again.... chasing better rates. Oh well, 6 % is too good to turn down. Good timing for me this time around as I was getting prepared to move savings to MCU. (I wonder if Tangerine is anticipating another rate hike?)

September 5, 2023
7:01 am
Peter
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I got it too, after finally opening a Simplii Financial account!

September 5, 2023
9:13 am
cgouimet
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Me too!

CGO
September 5, 2023
9:32 am
JenE
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I received the offer today.

September 5, 2023
10:04 am
Wrayzor
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Are those of you receiving this 6% offer on an existing promo now? (I realize it's unlikely)

September 5, 2023
10:17 am
Iminterested
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I received the 6% offer today as well. My last promo ended July 31, 2023

September 5, 2023
10:20 am
lifeonanisland
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Wrayzor said
Are those of you receiving this 6% offer on an existing promo now? (I realize it's unlikely)  

I'm on existing promo of 5.25% until October 31. And not getting any of these new offers, even after calling and explaining that my wife is getting them. Not quite sure what to do...already have a Meridian account, so can't take advantage of that. Thinking of opening a Simplii account; wondering if it's worth the bother, and also wondering if I'll get a good offer from Tangerine seconds after I pull and move to Simplii at the end of October. Musical chairs.

September 5, 2023
10:23 am
cgouimet
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Wrayzor said
Are those of you receiving this 6% offer on an existing promo now? (I realize it's unlikely)  

I was on a 5.0% promo from 2022/12/01 to 2023/04/30 that got extended to 2023/07/31. As of today, I'm now at 6.0% thru 2024/01/31.

My spouse is on a 5.25% promo from 2023/03/01 to 2023/07/31 that got extended to 2023/10/31.

We've been shuffling $ between TNG accounts ... sf-winksf-winksf-wink

CGO
September 5, 2023
11:26 am
victor6433
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cgouimet said

I was on a 5.0% promo from 2022/12/01 to 2023/04/30 that got extended to 2023/07/31. As of today, I'm now at 6.0% thru 2024/01/31.

My spouse is on a 5.25% promo from 2023/03/01 to 2023/07/31 that got extended to 2023/10/31.

We've been shuffling $ between TNG accounts ... sf-winksf-winksf-wink  

Exactly the same happen to me and my wife. So now the wife will get one in November cuz hers ends this month.. Thats how it been working for us.. Every 2 months after my promo ends I usually always get another promo. Wife as well.. same routine.

September 5, 2023
12:23 pm
Bill
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You never can be 100% sure, spouse's last one ended July 31 and no offer since, that's after years of predictability pretty much as you describe, victor6433. Uncharacteristically spouse piled a bunch of dough into the 1 year GIC at 5.95%, maybe that's affecting it.

September 5, 2023
12:39 pm
victor6433
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Bill said
You never can be 100% sure, spouse's last one ended July 31 and no offer since, that's after years of predictability pretty much as you describe, victor6433. Uncharacteristically spouse piled a bunch of dough into the 1 year GIC at 5.95%, maybe that's affecting it.  

Yes my wife did as well 100K for a gic @5.50.. So maybe she won't get the November offer.. it would be the first time though that she didn't receive 1 after me.

September 5, 2023
1:01 pm
The Rock
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Bill said
You never can be 100% sure, spouse's last one ended July 31 and no offer since, that's after years of predictability pretty much as you describe, victor6433. Uncharacteristically spouse piled a bunch of dough into the 1 year GIC at 5.95%, maybe that's affecting it.  

My last offer ended June 30 and no offers since. I think I have the record for longest drought.

September 5, 2023
9:48 pm
James
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You all may be aware but I noticed that transfers from chequing to savings are eligible. So even if you’ve already got money there in chequing, you could be eligible for this promo.

September 6, 2023
3:39 am
bhuc
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I also received the 6% offer.
I was going to buy a 35 month GIC at Motive for 5.65% but now have decided to move it into Tang and wait for a better GIC rate at Motive.

September 6, 2023
5:02 am
savemoresaveoften
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James said
You all may be aware but I noticed that transfers from chequing to savings are eligible. So even if you’ve already got money there in chequing, you could be eligible for this promo.  

Yeah thats one of the loophole still exists in their system.
Also for those with GIC with them, always have ur maturity instruction to be paid to chequing account and not your savings account for the exact same purpose. I test it and it works. So maturing GIC going into the chequing account first, and then transfer it over to savings. That amount qualifies as new money and earn any promo rate you have at the time. If its a straight deposit from a maturing GIC into the savings, it wont count.

September 6, 2023
6:13 am
krwilson
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savemoresaveoften said

Yeah thats one of the loophole still exists in their system.
Also for those with GIC with them, always have ur maturity instruction to be paid to chequing account and not your savings account for the exact same purpose. I test it and it works. So maturing GIC going into the chequing account first, and then transfer it over to savings. That amount qualifies as new money and earn any promo rate you have at the time. If its a straight deposit from a maturing GIC into the savings, it wont count.  

Just to verify this works. I just did this with a maturing GIC and just before it matured I changed it to go into chequing. Then transferred to savings and I see with the August interest payout on the 5.5% offer they did pay on the GIC amount.....FANTASTIC!

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