A listing of current promotions from Canadian financial institutions:
Savings and chequing accounts
- Steinbach Credit Union: 4.60% for the first 4 months on new deposits to a savings account
- EQ Bank: $100-$200 bonus on deposits to registered accounts made by March 2, 2026
- TD Bank targeted 4-month new deposit promo for existing customers: 4.90% between October 1, 2025 and January 31, 2026
- Tangerine targeted 3-month new deposit promo for existing customers: 3.00%-3.70% between November 6, 2025 and January 31, 2026
- Simplii Financial targeted 3-month new deposit promo for existing customers: 2.80%-3.40% between November 5, 2025 and January 31, 2026
- Vancity (BC only): 4.75% on new deposits to a savings account until December 31, 2025
- Meridian Credit Union: 4.70% for the first 4 months in a new savings account opened by December 31, 2025, both registered and non-registered
- Beem Credit Union (BC only): 4.75% on new deposits to a savings account until November 30, 2025
- RBC new customers: 4.60% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on January 27, 2026
- Coast Capital: Up to $600 for opening a chequing account and credit card; 3.70% bonus interest rate in a new savings account. Offer ends January 5, 2026.
- Simplii Financial new customer promo: 4.50% in a savings account for the first 5 months
- EQ Bank: 2.75% in Personal Accounts if you set up a qualifying direct deposit
- Wealthsimple: additional 0.50% interest in a Chequing account if you set up a qualifying direct deposit
- CIBC: 4.75% in a new eAdvantage savings account for the first 3 months
- BMO: Earn up to $700* cash bonus on a new Chequing and Savings Amplifier Account, and up to 4.60% in the savings account for the first 120 days
- Scotiabank: Earn up to $500 with a Scotiabank banking package and a registered account
- Tangerine Bank new customers: 4.50% savings account interest rate for the first 5 months
GICs
- Vancity (BC only): 3.55% on new deposits to a 15-month GIC until December 31, 2025
- Meridian Credit Union: 2.95% for an 18-month GIC
- Oaken Financial: 3.45% for an 18-month GIC
- Oaken Financial: 3.75% for a 29-month GIC if opened by December 3, 2025
- Wealth One Bank of Canada: 3.75% for an 18-month GIC
- Peoples Trust: 3.05% for a 15-month GIC
- Tangerine Bank: 2.90% for an 18-month GIC
Direct investing brokerages
- TD Direct Investing and TD Easy Trade: up to 2% cash back when transferring in at least $10,000
- Wealthsimple Trade: Free Apple Device(s) on transfers or new deposits of over $100,000
- Qtrade: 5% on deposits up to $15,000 until January 5, 2026
Cash Back — view all
- Scotiabank: $140 cash back or a $150 Amazon.ca gift card for opening an Ultimate Package Chequing Account
- Scotiabank: $100 cash back or a $105 Amazon.ca gift card for opening a Preferred Package Chequing Account
- Neo Savings account: $15 via Interac e-Transfer or $20 Amazon.ca gift card
- Neo World Elite Mastercard: $75 via Interac e-Transfer or $80 Amazon.ca gift card
- Neo World Mastercard: $55 via Interac e-Transfer or $60 Amazon.ca gift card
- Tangerine: $180 cash back or a $200 Amazon.ca gift card for opening a Money-Back Credit Card
- Tangerine: $180 cash back or a $200 Amazon.ca gift card for opening a Money-Back World Mastercard
- Scotiabank: $150 cash back or a $150 Amazon.ca gift card for opening a Gold American Express credit card
- Scotiabank: $150 cash back or a $150 Amazon.ca gift card for opening a Passport Visa Infinite Card
- Scotiabank: $250 cash back or a $275 Amazon.ca gift card for opening a Passport Visa Infinite Privilege Card
- Borrowell: $5 for signing up for an account
- Wise: $10 cash back if you open a new account and create a cross-currency transfer
- See all High Interest Savings Cash Back offers
Are any current promotions missing from this list? Let us know in the forums.
Expired promotions
- Manulife Bank: 4.50% (previously 4.75%) for 120 days in a new, non-registered Advantage Account opened between September 10 and November 21, 2025
- Vancity (BC only): 4.75% on new deposits to a savings account until October 31, 2025
- RBC new customers: 4.70% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on October 29, 2025
- Simplii Financial targeted 2-month new deposit promo for existing customers: 3.60% between August 7 and September 30, 2025
- Tangerine targeted 3-month new deposit promo for existing customers: 3.50%-3.65% between June 6 and August 31, 2025
- RBC new customers: 4.70% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on July 30, 2025
- Vancity: 4.85% in a savings account until July 31, 2025
- Tangerine targeted 3-month new deposit promo for existing customers: 3.75%-4.00% between May 6 and July 31, 2025
- Oaken Financial: 4.00% for a 2-year GIC if opened by July 16, 2025
- Omnia Direct (Ontario only): 4.50% for 4 months in a new savings account
- Tangerine targeted 3-month new deposit promo for existing customers: 3.75%-4.15% between April 3 and June 30, 2025
- Coast Capital: Up to $500 for opening a chequing account and credit card; 5.00% bonus interest rate in a new savings account. Offer ends June 30, 2025.
- Simplii Financial targeted 4-month new deposit promo for existing customers: 2.25%-3.75% between March 4 and June 30, 2025
- Meridian Credit Union: 4.80% for the first 4 months in a new savings account, both registered and non-registered
- RBC new customers: 4.70% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on June 3, 2025
- Tangerine targeted 3-month new deposit promo for existing customers: 3.75%-4.00% between March 6 and May 31, 2025
- CIBC: 5.00% in a new eAdvantage savings account for the first 4 months
- Motive Financial new customers: 4.75% (formerly 5.35% and 5.75%) in a savings account for the first 120 days
- Coast Capital Savings: up to $500 for opening a chequing account and credit card; 5.00% bonus interest rate in a new savings account until April 30, 2025 if you open an account by March 31, 2025
- RBC new customers: 4.95% for 3 months in your first RBC High Interest eSavings account if opened before 3pm ET on March 10, 2025
- Manulife Bank: 4.70% (formerly 4.80%) new deposit promo between December 12, 2024 and April 30, 2025
- EQ Bank: 2% match on new deposits made to TFSA, FHSA, or RSP accounts by February 28, 2025.
- Tangerine targeted 3-month new deposit promo for existing customers: 5.00% between December 4, 2024 and February 28, 2025
- Simplii Financial targeted 3.5-month new deposit promo for existing customers: 3.50%-5.25% between November 19, 2024 and February 28, 2025
- Meridian Credit Union: 4.90% (formerly 5.20% and 5.50%) for the first 4 months in a new savings account, both registered and non-registered
- Motive Financial: 4.00% (formerly 4.25% and 4.75%) for a 120-day non-registered GIC, new deposits only
- Tangerine targeted 3-month new deposit promo for existing customers: 5.35% between October 3 and December 31, 2024
- Tangerine targeted 3-month new deposit promo for existing customers: 5.10% to 5.35% between September 5 and November 30, 2024
- Vancity: 5.00% in a savings account until November 20, 2024
- Manulife Bank: 4.95% (formerly 5.25%) new deposit promo between August 8 to December 6, 2024 (requires an advisor)
- DUCA Credit Union (Ontario only): 5.25% on new deposits to an Earn More Savings Account between August 21 and November 18, 2024, then 4.00% until February 28, 2025
- DUCA Credit Union (Ontario only): 5.15% for a 6-month GIC
- Simplii Financial targeted 4.5-month new deposit promo for existing customers: 5.50% between July 31 and November 15, 2024
- Tangerine targeted 3-month new deposit promo for existing customers: 5.35% or 5.50% between August 7 and October 31, 2024
- Omnia Direct (Ontario only): 5.55% for 4 months in a new savings account opened by September 9, 2024
- Tangerine targeted 5-month new deposit promo for existing customers: 5.25% or 5.50% between April 3 and August 31, 2024
- Motive Financial: 5.50% for a 120-day non-registered GIC, new deposits only
- Tangerine targeted 5-month new deposit promo for existing customers: 4.00%, 4.25%, or 4.75% between March 5 and July 31, 2024
- Simplii Financial targeted 3-month new deposit promo for existing customers: 5.50% or 5.75% between April 11 and July 15, 2024
- Vancity (BC only) 5.50% new deposit promo for new and existing customers in a Jumpstart High Interest Savings account between April 9 and July 9, 2024
- Parama Credit Union (Ontario only): 5.30% for a non-redeemable 1-year GIC on new money, minimum $10,000 deposit
- Coast Capital 6.00% new deposit promo for new and existing customers in High-Interest Savings Account between March 13 and June 30, 2024
- Tangerine targeted 5-month new deposit promo for existing customers: 5.25% or 5.50% between February 8 and June 30, 2024
- Manulife Bank: 5.50% (formerly 5.75%) for 120 days in a new, non-registered Advantage Account opened between March 19 and June 7, 2024
- Tangerine targeted 5-month new deposit promo for existing customers: 5.25% or 5.75% between January 4 and May 31, 2024
- Manulife Bank 5-month new deposit promo for TFSA and RRSP accounts only: 5.50% between December 1, 2023 and April 30, 2024
- Tangerine targeted 5-month new deposit promo for existing customers: 5.50% or 6.00% between December 5, 2023 and April 30, 2024
- Meridian Credit Union: 5.75% for the first 5 months in a new savings account, both registered and non-registered
- Simplii Financial targeted 4-month new deposit promo for TFSA and RRSP accounts only: 5.50% between December 1, 2023 and March 31, 2024
- Simplii Financial targeted 3-month new deposit promo for existing customers: 5.50% between January 9 and March 31, 2024
- DUCA Credit Union (Ontario only): 6.00% on new deposits to an Earn More Savings Account between March 15 and June 30, 2024. Promo closed to new deposits on March 27.
- DUCA Credit Union (Ontario only): 5.50% (formerly 5.75% and 6.25%) on new deposits to an Earn More Savings Account until March 14, 2024
- HSBC new deposit promo until January 12, 2024: 5.85% on balances up to $24,999; 6.35% on balances of $25,000 or higher
Promotions archive: 2014-2017 | 2018-2019 | 2020-2021 | 2022-2023
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