New deal at 3 percent for some DUCA clients | Page 2 | DUCA Credit Union | Discussion forum

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New deal at 3 percent for some DUCA clients
January 13, 2020
7:27 pm
Retiredfa
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MS ... can you elaborate on your "Otherwise it’s off to Luminus Who will gladly take non-registered fines at 3%" statment? I cannot find 3% on their website. Do you have to call and ask for a GIC or HISA rate exception?

January 14, 2020
1:33 am
Loonie
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Retiredfa said
MS ... can you elaborate on your "Otherwise it’s off to Luminus Who will gladly take non-registered fines at 3%" statment? I cannot find 3% on their website. Do you have to call and ask for a GIC or HISA rate exception?  

https://campaigns.luminusfinancial.com/risk-free-rsp/?utm_source=gadst&utm_campaign=rfr2020

Perhaps they will also give this rate for non-registered if you ask.

January 14, 2020
6:04 am
Retiredfa
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Thanks, Loonie! Personally, I'd rather keep my funds short term with 2.80%-3.00% currently offered by some FIs mentioned on this site.

January 15, 2020
8:54 am
savemoresaveoften
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Basically a 3% rate for a 4-5yr GIC which is not too shabby. With interest rate not going up any time soon, I convert some of the $ to this flex60 GIC at the end of the current promotion. The rep I talked to on the phone is super nice and genuine so I give him some business to help him out.

January 15, 2020
3:24 pm
MS
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January 11, 2020
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Retired

It’s on another thread that the RRSP promotion at 3% they are willing to take non-registered funds I sent them an email because I wasn’t getting the answer I wanted from DUCA and I got a response to my email saying their promotion is good for non-registered also

I have since spoken to someone different at Duca and was told it would be made available to me as other members on the site were already being told I guess you just need to speak to the right person or be a little more persistent either way 3% can be had likely until February 28 then we won’t see 3% again till next January is my guess

January 22, 2020
12:03 pm
AlainJF
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gicjunkie said
The 5 year GIC @ 3.00% is now available for all members to Jan. 31.  

I got the email and the call, but did not find any written documentation on this deal.

Does anybody saw something written somewhere about it ? ( ref: "The 5 year GIC @ 3.00% is now available for all members to Jan. 31." ? )

This is the only thing I found...: https://www.duca.com/rates/term-deposits/

January 22, 2020
8:14 pm
gicjunkie
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AlainJF said

I got the email and the call, but did not find any written documentation on this deal.

Does anybody saw something written somewhere about it ? ( ref: "The 5 year GIC @ 3.00% is now available for all members to Jan. 31." ? )

This is the only thing I found...: https://www.duca.com/rates/term-deposits/  

As most people who wanted this rate have done, I suggest you phone them to get the 3%, 5 year rate. I am not sure why you are hesitating to do so, if you are interested.

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