Savers Roundup April 2026: When promo hopping pays

Targeted 4.25% for new money: March 4 to May 31, 2026 | Tangerine Bank | Discussion forum

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Targeted 4.25% for new money: March 4 to May 31, 2026
March 5, 2026
10:53 am
Peter
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I missed the last promo round, but by some miracle I got a 4.25% offer today.

Here’s how it works:

1. We’ve totalled up the balances of your eligible Savings as they were on March 3, 2026 to get your total balances per Account Type.

2. From March 4, 2026 to May 31, 2026, you’ll earn your special interest rate on new deposits over your total balances calculated on March 3, 2026 (up to $1,000,000.00 per Account Type).

3. The rest of your Account balance will earn the current posted rate.

March 5, 2026
1:54 pm
Dean
Valhalla Mountains, British Columbia
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.
Still No Luck, Here sf-cry

My Tangerine well has been Dry for almost a Year now.

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

March 5, 2026
6:15 pm
JPenterprise
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I received the same offer of 4.25% as well 😀

March 5, 2026
7:18 pm
UkrainianDude
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Nothing, for a while now

March 6, 2026
1:19 am
cgouimet
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For the first time in a long time, we are not on any TNG Promo.

My last Promo expired early Dec 2025 and I am on Tiered/Teared Rates thru Jun 2026.

My spouse's last Promo ended end of Feb 2026. No Promo, no Tiered since ...

Our TNG Balance is now $1 in each "HISA" ...

CGO
March 6, 2026
6:58 am
bryguy
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No promo's from Tangerine for me since my last one expired at the end of September'25. A bit surprising since I had over $90k with them during the promo period. I had a 1 year GIC mature with them today for $25k and transferred it out. Maybe this will trigger a promo offer?

March 6, 2026
9:03 am
Dean
Valhalla Mountains, British Columbia
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    Bryguy ⬆️

I tried that same thing with 2 Tang GICs last year, and I've only had $1.75 with them since then.

So Far (almost a year now) ... it hasn't worked. sf-cry

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

March 6, 2026
11:51 am
Bill
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Don't usually buy many GICs but over the last couple of years we've bought a number of 3 month to 1-year term Tangerine GICs and over that period my promos from them, which we had been receiving for years, became more sporadic and recently now dried up. I'm guessing their computer has got us pegged for buying short term deposits with them so thus no more promos needed to get our money.

March 6, 2026
11:53 am
JenE
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My husband received the offer. I received the 3.75% offer a month or so ago but didn’t take it.

March 6, 2026
12:15 pm
JPenterprise
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I did post that I received 4.25% offer earlier. FYI, my last promo offer of 5.75% offer back in June 1, 2024 for 3 months ... almost 2 years ago!

March 6, 2026
12:58 pm
RaySee
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I heard the offer by calling in to follow up on a complaint. The telephone robot asked if I wanted to hear about it. sf-surprised

I'd had nothing since the end of January and everything had been moved out to other banks. No "Special Savings Rate" offer or "Tiered Rate" offer until now.

Like others, 4.25% until the end of May.

March 6, 2026
6:18 pm
NokomisStation
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I received an email at 9:01 pm ET today.

The Tangerine Savings Interest Offer of 4.10% (the “Offer”) is only available to existing Tangerine Clients who have received this communication directly from Tangerine and who activate the Offer online by March 31, 2026. The 4.10% promotional interest rate (the “Promotional Interest Rate”) is only available on Eligible Deposits made between March 4, 2026 and May 31, 2026 of up to $1,000,000 per Applicable Account Type. However, deposits made to Applicable Accounts through a T2033 form will not begin to earn the Promotional Interest Rate until the funds are actually received by Tangerine, and will earn interest at the applicable Posted Rate before then. Eligible Deposits to TFSA Savings and RSP Savings Accounts are subject to the limits imposed by the Canada Revenue Agency (the “CRA”). The Eligible Client is fully responsible for monitoring their individual contribution limits and ensuring any and all deposits fall within these set CRA limits. The Promotional Interest Rate is an annualized rate, calculated daily and paid monthly. This Offer can’t be combined with any other offers. This Offer, including interest rates, may change, be extended or cancelled without notice. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here.

March 6, 2026
8:19 pm
someusername7
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bryguy said
No promo's from Tangerine for me since my last one expired at the end of September'25. A bit surprising since I had over $90k with them during the promo period. I had a 1 year GIC mature with them today for $25k and transferred it out. Maybe this will trigger a promo offer?  

Very recently had moved funds out of Tangerine. Then this promotion landed in the email.

March 8, 2026
8:57 am
everhopeful
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Heres what I'm getting:

Right now, money you bring to Tangerine can go even further when you invest it‌‌‌‌‌‌‌‌‌.
Remember, you’re earning extra interest on your Savings based on your total daily balances – including eligible Savings, Chequing, GICs and Investments‌‌‌‌‌‌‌‌‌.
So pair that with a 2% Investment Bonus* and get your money working even harder for you‌‌‌‌‌‌‌‌‌.
Here’s what you should know:

You could unlock your next Savings Tier
Adding to your Investments grows your total daily balances and can help you build momentum‌‌‌‌‌‌‌‌‌.

Get a 2% Investment Bonus*
Contribute or transfer $25,000+ to a Tangerine Investment Fund Account (no GICs) to earn an investment Bonus‌‌‌‌‌‌‌‌‌.

Make your money work harder
Make the most of your Tiered Savings and reward your investments with a 2% Bonus.

Looks like they are taking some cues from Wealthsimple. I am so done with Tang and their gimmicks and lottery rates.

March 9, 2026
1:47 am
RetirEd
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Risk-based investments are gold for the institution. They get their cut whether the client gains or loses.

RetirEd

March 10, 2026
5:53 am
AlainJF
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everhopeful said
Heres what I'm getting:

Right now, money you bring to Tangerine can go even further when you invest it‌‌‌‌‌‌‌‌‌.
Remember, you’re earning extra interest on your Savings based on your total daily balances – including eligible Savings, Chequing, GICs and Investments‌‌‌‌‌‌‌‌‌.
So pair that with a 2% Investment Bonus* and get your money working even harder for you‌‌‌‌‌‌‌‌‌.
Here’s what you should know:

You could unlock your next Savings Tier
Adding to your Investments grows your total daily balances and can help you build momentum‌‌‌‌‌‌‌‌‌.

Get a 2% Investment Bonus*
Contribute or transfer $25,000+ to a Tangerine Investment Fund Account (no GICs) to earn an investment Bonus‌‌‌‌‌‌‌‌‌.

Make your money work harder
Make the most of your Tiered Savings and reward your investments with a 2% Bonus.

Looks like they are taking some cues from Wealthsimple. I am so done with Tang and their gimmicks and lottery rates.  

I received the same offer. I don't know if it's just my impression, but it seems less clear than others… It is certainly NOT for me.

March 15, 2026
11:58 am
RaySee
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I've looked at the "Investment Bonus" details a few time trying to understand it. What it looks like to me is you get 2% total paid over 30 months, I.E. 2.5 years. So that's about 0.7% PA. Plus you'd have to leave your funds in the account for 2.5 years (30 months) to keep getting it paid out.
It's a bit of high school math trickery hoping people don't look to closely.
EQ bank on the other hand recently had an offer to get $200 after 6 months for putting $10k into a TFSA. That works out to and extra 4% PA, but $200 for $10k was the maximum, so the overall value was minimal.

April 7, 2026
8:42 am
cgouimet
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Peter said
I missed the last promo round, but by some miracle I got a 4.25% offer today.

Here’s how it works:

1. We’ve totalled up the balances of your eligible Savings as they were on March 3, 2026 to get your total balances per Account Type.

2. From March 4, 2026 to May 31, 2026, you’ll earn your special interest rate on new deposits over your total balances calculated on March 3, 2026 (up to $1,000,000.00 per Account Type).

3. The rest of your Account balance will earn the current posted rate.

  

I'm stuck on Tiers sf-cry through Sep 2026. My spouse was on 3.5% thru Feb 2026 then nothing until the 4.25% Apr to Jun surfaced in her insights today sf-laugh ...

CGO
April 7, 2026
9:34 am
AlainJF
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cgouimet said

I'm stuck on Tiers through Sep 2026. My spouse was on 3.5% thru Feb 2026 then nothing until the 4.25% Apr to Jun surfaced in her insights today ...  

Is this a new promo from Apr to Jun ?

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