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Negotiating with Tangerine on rates
April 5, 2017
10:04 am
Percentage
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Received 3.21% this morning, by email. Pulled out my $'s March 30th when my 2.59% offer was coming to a close, and refused 2%.

Glad I waited for 3.21%

%=$

April 5, 2017
12:18 pm
portfoliostrat
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I got 2.38 % offer this morning, works for me! Cheers!

April 5, 2017
2:46 pm
moneyhelp
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Percentage said
Received 3.21% this morning, by email. Pulled out my $'s March 30th when my 2.59% offer was coming to a close, and refused 2%.

Glad I waited for 3.21%  

When you say refused, how did you refuse? You must have given them a call then? I ask because I got a promo rate today automatically, there wasn't an option to refuse for me.

April 5, 2017
2:49 pm
moneyhelp
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Winnie said
Most likely on April 5, 2017.

Is it always every 5th of the month (quarterly that is, so Jan/5th, April/5th, July 5th, October 5th)?

April 5, 2017
2:50 pm
moneyhelp
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spring said
Do I have to do anything to "activate" this rate? Or, is it already applied to the saving account? pcf requires activation of new promo rates, so I wonder about Tangerine.  

Just got off live chatting with Tangerine, they confirmed when its a promo rate offered to you, then its automatic and you do NOT have to activate anything.

April 5, 2017
3:06 pm
AlainJF
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Just by curiosity, if you got an offer, could you tell the province you are in.

As it seems to be driven by some marketing teams ( ref: https://www.highinterestsavings.ca/forum/tangerine-bank/spring-promo/#p22058 ), I am curious to know if it is global or by province.

April 5, 2017
3:10 pm
moneyhelp
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AlainJF said
Just by curiosity, if you got an offer, could you tell the province you are in.

As it seems to be driven by some marketing teams ( ref: https://www.highinterestsavings.ca/forum/tangerine-bank/spring-promo/#p22058 ), I am curious to know if it is global or by province.  

Not sure who you were referring to. I'm in Ontario.

April 5, 2017
3:21 pm
AlainJF
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moneyhelp said

Not sure who you were referring to. I'm in Ontario.  

I am referring to anybody who got an offer today and who is happy now.

Thanks for the reply moneyhelp. Someone from Ontario received an offer. That's one province.

April 5, 2017
4:04 pm
semi-retired
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I am also from Ontario & received 2.81%.

April 5, 2017
4:20 pm
Winnie
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moneyhelp said

Winnie said
Most likely on April 5, 2017.

Is it always every 5th of the month (quarterly that is, so Jan/5th, April/5th, July 5th, October 5th)?  

For the last 2 years it was like that, but new President and CEO Brenda Rideout may change this funny game according to her rules sf-smile

April 5, 2017
5:09 pm
Saver-Mom
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Winnie are u still done with Tang?

April 5, 2017
5:21 pm
AlainJF
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For those interested, here is a summary of the good (and bad) news of the day:

The question about any correlation to the province is open.

Offer% , Member , Province
3.21% , GoJetsGo , ?
3.21% , GoJetsGo`s wife , ?
2.97% , Peter , ?
2.97% , RicksBank , ?
0.00% , davidgeorge , ?
3.21% , davidgeorge`s wife , ?
0.00% , howiemandel , ?
2.97% , howiemandel`s gf , ?
2.81% , Joebart , ?
0.00% , Joebart`s wife , ?
3.21% , Loonie , ?
2.44% , Sammy , ?
2.44% , Sammy`s wife , ?
0.00% , AdrenalineTrade , ?
3.21% , toto , ?
3.21% , toto`s husband , ?
3.21% , rhvic , ?
0.00% , Saver-Mom , ?
2.81% , semi-retired , Ontario
2.97% , bpwest , ?
2.81% , moneyhelp , Ontario
3.00% , spring , ?
3.21% , Percentage , ?
2.38% , portfoliostrat , ?
0.00% , AlainJF , Quebec

April 5, 2017
5:50 pm
mr P. Pincer
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AlainJF, I doubt home province has anything to do with what promo offer we get, but who knows; anyways, since you asked, I got the 3.21% this time around and I'm in Ontario.

April 5, 2017
6:26 pm
Saver-Mom
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Just saw offers on logging in again to the accounts later in the day.
Spouse and I offered 2.44%, QC
My mom was offered 2.81%, QC
No direct emails were sent to us, but my mom did get one.
Not great offers.

April 5, 2017
6:30 pm
bpwest
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AlainJF, I am Albertan...

In the past, there have been up to 9 different promo rates, I believe; I wonder how many this time?

April 5, 2017
7:36 pm
howiemandel
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AlainJF said
For those interested, here is a summary of the good (and bad) news of the day:

The question about any correlation to the province is open.

Offer% , Member , Province
3.21% , GoJetsGo , ?
3.21% , GoJetsGo`s wife , ?
2.97% , Peter , ?
2.97% , RicksBank , ?
0.00% , davidgeorge , ?
3.21% , davidgeorge`s wife , ?
0.00% , howiemandel , ?
2.97% , howiemandel`s gf , ?
2.81% , Joebart , ?
0.00% , Joebart`s wife , ?
3.21% , Loonie , ?
2.44% , Sammy , ?
2.44% , Sammy`s wife , ?
0.00% , AdrenalineTrade , ?
3.21% , toto , ?
3.21% , toto`s husband , ?
3.21% , rhvic , ?
0.00% , Saver-Mom , ?
2.81% , semi-retired , Ontario
2.97% , bpwest , ?
2.81% , moneyhelp , Ontario
3.00% , spring , ?
3.21% , Percentage , ?
2.38% , portfoliostrat , ?
0.00% , AlainJF , Quebec  

0.00% , howiemandel , BC
2.97% , howiemandel`s gf , BC

* i did call in to voice my displeasure, took 45 min and some rationalization for the supervisor on duty to offer me 2.4% 180 days.

April 5, 2017
8:23 pm
toto
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Toto and totos husband are in BC
They didn't offer us the last promotion, I called multiple times to try and get it until a rep finally said it was noted on their system the multiple times that I called and to give up , that I am not going to get it. So was very happy when I got spring promo.
I never accept the 2 percent offer because I can use Eq accounts.

April 5, 2017
8:25 pm
Joe
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BC Baby!!!!!....3.21....best bank in Canada....easy...............sf-laughsf-cool

Tangerine....Canada's best bank. LBC.............Canada's 2nd best bank.
Hubert.....worst bank in Canada.

April 5, 2017
8:25 pm
toto
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I should note that my husband and I go over insured level and talked about that issue today. 9

April 5, 2017
8:46 pm
portfoliostrat
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I said 2.38 earlier%, it was actually 2.37%. Province- Saskatchewan.

Good point about CDIC insurance limit. I feel (relatively) safer going over $100K with Tangerine than I would with smaller rivals. (Scotiabank being the owner of Tangerine)

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