Canadian High Interest Savings Bank Accounts - All Forums

mordko on Targeted 2½% (enrolment to Sept 30, 2026) on new funds after Jun 1

Thu, 18 Jun 2026 21:48:28 -0700

JohnnyCash said

Better. Still could be more though. Did you turn down a previous lower offer?

Nope. Its the first offer I got from Simplii since the term of the previous one expired at the end of April.

JohnnyCash on Targeted 2½% (enrolment to Sept 30, 2026) on new funds after Jun 1

Thu, 18 Jun 2026 21:41:41 -0700

mordko said
3.25% from Simplii.

Better. Still could be more though. Did you turn down a previous lower offer?

cgouimet on Targeted Tiered Rates MA01-OC31

Thu, 18 Jun 2026 18:00:42 -0700

suburbs4life said
was unlucky and I just got this tiered rate starting july 1st.til dec 31st. Rate starts at 2% up to $49k and so on. Brutal.

I was "honoured" to be "blessed" with Tiers on Dec 10. That remains in effect until Sep 30.

Then my spouse got a more traditional 4.25% offer on Apr 7 which expires Jun 30. She received a Tier via email yesterday to be in effect Jul 1 to Dec 31.

At least it's a much better Tier: 2.0/2.5/3.0/3.5% vs mine @ 0.35/0.75/1.75/2.25%.

Moneyman2 on YNCU credit union 4.5 percent 4 months offer

Thu, 18 Jun 2026 17:34:38 -0700

The person I was dealing with never mentioned anything. They asked why I was moving my $$ and I just said, yours is expiring soon and they have a better rate. Asked if I want to move full amount. We shall see on July 2nd if it is seamless.

mordko on Targeted 2½% (enrolment to Sept 30, 2026) on new funds after Jun 1

Thu, 18 Jun 2026 13:53:35 -0700

3.25% from Simplii.

suburbs4life on Targeted Tiered Rates MA01-OC31

Thu, 18 Jun 2026 13:12:02 -0700

was unlucky and I just got this tiered rate starting july 1st.til dec 31st. Rate starts at 2% up to $49k and so on. Brutal.

jorno319 on Targeted 4.3% from March 17/26 to June 30/26

Thu, 18 Jun 2026 08:43:14 -0700

I completed a pull transaction. The transaction details in the CCS savings account has the description "Pre-Auth Debit". No fee was charged.

Thanks, LK - much appreciated!

rk on CIBC 4.65% eSavings

Thu, 18 Jun 2026 08:42:05 -0700

That is odd, indeed. Try this:
https://www.cibc.com/content/d.....025-en.pdf
Just to be clear, this is not the actual offer. The offer is targeted (does not apply to everyone). My personal offer points to this link. It looks old, as it has 2025 in it.
I will not risk it, though. I had chequing and savings accounts with CIBC, some more than 2 decades ago.
But for someone who has never had an eSA (whatever that is) - it is a competitive offer - but only if you received it.

RetirEd on CIBC 4.65% eSavings

Thu, 18 Jun 2026 07:58:16 -0700

Odd... there are no qualifying dates on the offer at that link. Or interest rates or fees listed.

Dean on Rate increase?

Thu, 18 Jun 2026 02:12:31 -0700

.
Yup ... it happened yesterday.

I didn't bother to post the new rates, because I didn't think the minor changes were newsworthy.

Dean

rk on Rate increase?

Thu, 18 Jun 2026 02:06:39 -0700

I have got an email:
Rate updates effective:

Wednesday, June 17, 2026

High Interest Savings

2.30%

Variable Rate Deposits

TFSA / RRSP / FHSA / RRIF

2.30%

Registered and Non-Registered Terms

TFSA / RRSP / FHSA / RRIF

One-Year Quarterly Term Average

Not currently available for FHSAs

3.40%*

One-Year Non-Redeemable

3.55%*

Two-Year Term:

3.65%*

Three-Year Term:

3.70%*

Four-Year Term:

3.75%*

Five-Year Term:

3.85%*

*Asterisks indicate an updated rate.

Case1030 on Rate increase?

Thu, 18 Jun 2026 01:52:27 -0700

I didn't get a notice but it appears that the rates are slightly higher this morning. Don't know when this happened but it is likely in the past couple of days.

AR on YNCU credit union 4.5 percent 4 months offer

Thu, 18 Jun 2026 00:24:22 -0700

Moneyman2 , check your omnia docusign for $500 balance required for promotion duration. If $500 locked, pulling from external might pose a problem.

dell15454 on YNCU credit union 4.5 percent 4 months offer

Thu, 18 Jun 2026 00:12:19 -0700

Dean said
.
Nice rates, But . . .
"To be a member, you need to be a resident of Ontario"

That leaves me (and many others) 'Out'.
Dean

You could always move

Moneyman2 on YNCU credit union 4.5 percent 4 months offer

Wed, 17 Jun 2026 11:37:01 -0700

Signed up for this promotion today and starting it on July 2nd after interest is paid to my account at Omnia Direct. Was getting 4.29% there but was expiring July 21st. It was pretty exhausting setting this up but eventually got it done with the great help of a young lady at their corporate office. They are actually going to pull the full amount from Omnia on the 2nd. Worth it to me, getting almost $29 a day interest for 4 month. Haven't been on here in awhile. I hope everyone is well. Cheers ☺️