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Investment Savings Account (ISA) Interest Rates
November 9, 2022
12:03 pm
AltaRed
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Bruford said
Mr Thrifty page seems to be down.  

Likely the host server that site operates from is down due to some glitch. It happens to almost every host server at one time or another.

November 10, 2022
2:26 pm
Bruford
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Mr Thrifty is still down. Anyone know where we can get similar ISA info?

November 10, 2022
5:09 pm
hwyc
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I thought Norman1 post a table on the other thread. It doesn't have what you are looking for?

November 10, 2022
5:56 pm
Bruford
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Yes that has what I need. TY

December 5, 2022
11:28 pm
bobwatford
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TDB8150 now up to 3.40% up from 3.25%. Must have changed within the last day or two in anticipation of the upcoming rate hike. .15% increase may be ok if it's 25bp I guess......would be nice to see more.

December 8, 2022
5:06 am
Sammy
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DYN6000 already increased the interest rate to 3.90% (Series A). It was 3.65% as of yesterday, so half of the 0.50% BoC increase already baked in the new rate.

PSA (Purpose ETF - So not CDIC insured) also increased from 4.09% to 4.59% net yield so full BoC increase reflected in the rate.

December 8, 2022
6:03 am
hwyc
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... and DYN6004 to 4.05% (Series F). It counts when you can get it without an advisor. sf-confused

December 8, 2022
9:50 am
Bruford
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Question : If invested $100K in several different ISA (say from different banks, ie TBD8150 and DYN004) for a total of $200K, but in the same brokerage account. Does CDIC coverage apply to the individual ISA or to the brokerage account as a whole?

December 8, 2022
9:57 am
Bill
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Brokerage account is just a place where you keep your various financial instruments, CDIC does not apply to it.

If you buy $100K of TD8150 (TD Bank) and $100K of TD8155 (TD Mortgage) your $200k would be covered, doesn't matter what account(s) you kept them in. Have to look at who issuer of ISA is.

December 9, 2022
2:01 pm
Greedy Guy
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bobwatford said
TDB8150 now up to 3.40% up from 3.25%. Must have changed within the last day or two in anticipation of the upcoming rate hike. .15% increase may be ok if it's 25bp I guess......would be nice to see more.  

TDB8150 changed from 3.40% to 3.55% today

December 9, 2022
2:25 pm
hwyc
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Now that is disappointing. Been checking every day. After two adjustment this week, still a noticeable gap there. It has not even reach Scotia's old rate 3.65% for series A (set in Oct 26)

Norman1. Your 5:29 pm version today w/o TD's. The change probably will be visible by tomorrow to those who don't currently own the fund.

December 9, 2022
2:48 pm
Dean
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Greedy Guy said

TDB8150 changed from 3.40% to 3.55% today  

And TDB8152 (USD) has recently gone up to 3.40%

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

December 9, 2022
3:36 pm
Bill
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Greedy Guy or Dean, what's your source for the 3.55%? Thanks.

December 9, 2022
4:27 pm
Greedy Guy
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Bill said
Greedy Guy or Dean, what's your source for the 3.55%? Thanks.  

I noticed this change on my TD brokerage account

December 9, 2022
5:40 pm
Dean
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Bill said

Greedy Guy or Dean, what's your source for the 3.55%? Thanks.  

Greedy Guy said

"I noticed this change on my TD brokerage account"  

Me 2. sf-smile

    Dean

sf-cool " Live Long, Healthy ... And Prosper! " sf-cool

December 9, 2022
6:10 pm
Bill
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Thanks again, I see it now too.

December 13, 2022
2:50 am
BSGJ
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TDB8152 USD HISA now 3.70%

December 13, 2022
2:53 am
Greedy Guy
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TDB8150 changed from 3.55% to 3.70% today;  1 day before the anticipated fed rate hike

December 13, 2022
3:27 am
Greedy Guy
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BMT104/BMT109/BMT114 changed from 3.65% to 3.90% today

December 13, 2022
5:59 am
hwyc
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Greedy Guy said
TDB8150 changed from 3.55% to 3.70% today;  1 day before the anticipated fed rate hike  

... I wish this is true

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