HISA Special March 2026 | Page 2 | Omnia Direct (WFCU) | Discussion forum

smayer97 said
@Peter, not sure why this is not on the Promotion page. Please add. Offer is available until Apr 30, 2026 (can be revoked without notice).

These offers are registered account eligible (TFSA, RRSP, FHSA).

To be sure, though this is not strictly an Ontario only offer, if you want the registered accounts option, you need to come in person for physical signature. Nothing else is acceptable.

Get to know more about WFCU & Omnia here:
https://www.highinterestsaving.....d-fees  

@Peter ... Thanks

I was told by phone on Monday that the offer has been extended one week.

I have spent basically all afternoon trying to get this question of later deposits resolved.
Today call centre said you could make later deposits but has not yet sent anything by email to confirm as requested.
Meanwhile our advisor at the branch has checked with manager and call centre and confirms that you cannot do this.
So, unless you have something in writing, I wouldn't count on it. It could be a nasty disappointment... or not....
Personally, I am assuming it can't be done unless the call centre person sends me an email, which now seems unlikely as I last spoke to her 3 hours ago.

mustang said
I just checked with branch
Was told:
i) offer closes April 30
ii) Since my account is already open, I can continue to add funds to it later, and still earn the promo rate  

My response from branch did come in the form of an email

I think we will all have to go with whatever info we received especially if in writing from a manager.

That said, from a business management point of view, I think WFCU would likely want to limit its potential liability by closing off deposits. The max on this account is 2 million. If members deposited too much more money in the months to come, it could be an unacceptable risk for the CU. Thus, I imagine they really did intend to cut it off but some employees may not have understood or known this. From what I can see, T&C don't cover this.

That confirmation makes the most sense.

Their fine print says the 4.60% rate will be for 180 days from the date that the savings account is opened and the 4.29% interest rate will be for 120 days. No mention that either rate will only apply to funds in the account by April 30.

Maybe it is the $500 minimum deposit that needs to be made by April 30 for the offer to trigger.

Personally, I feel confident about the rate now as the person who contacted me is fairly high in WFCU hierarchy but it has definitely been a frustrating week and this issue took up far too much of my time. Still, for me, it's an excellent deal and everyone I dealt with has been very pleasant.

The 4.60 and 4.29 offers have now disappeared from their website, so there is no extension.
.

smayer97 said
So, l what exactly are you confident about? Will new funds receive the promo rate or only existing money, as you have said both?  

I am confident that new funds, up to 2 million total, will receive the promo rate. As i said earlier #30, I now have an email plus a personal phone call from a senior manager (higher than branch manager) confirming this and apologizing for the confusion. My earlier understanding was based on what frontline staff had said.