smayer97 said
@Peter, not sure why this is not on the Promotion page. Please add. Offer is available until Apr 30, 2026 (can be revoked without notice).

These offers are registered account eligible (TFSA, RRSP, FHSA).

To be sure, though this is not strictly an Ontario only offer, if you want the registered accounts option, you need to come in person for physical signature. Nothing else is acceptable.

Get to know more about WFCU & Omnia here:
https://www.highinterestsaving.....d-fees  

@Peter ... Thanks

smayer97 said
So special eligibility for outside Ontario. Just limitations for physical signatures for some products, e.g. chequing account, registered account.

Start here for details about the offer: https://mywfcu.ca/personal/inv.....t-special/

See here for fine print: https://mywfcu.ca/FinePrint/

Call them for specifics.  

*So -> No

Start here for details about the offer: https://mywfcu.ca/personal/inv.....t-special/

See here for fine print: https://mywfcu.ca/FinePrint/

Call them for specifics.

smayer97 said
@Peter, not sure why this is not on the Promotion page. Please add. Offer is available until Apr 30, 2026 (can be revoked without notice).

These offers are registered account eligible (TFSA, RRSP, FHSA).

To be sure, though this is not strictly an Ontario only offer, if you want the registered accounts option, you need to come in person for physical signature. Nothing else is acceptable.

Get to know more about WFCU & Omnia here:
https://www.highinterestsaving.....d-fees  

Can you add a link, or eligibility details for Ontario non-residents?

These offers are registered account eligible (TFSA, RRSP, FHSA).

To be sure, though this is not strictly an Ontario only offer, if you want the registered accounts option, you need to come in person for physical signature. Nothing else is acceptable.

Get to know more about WFCU & Omnia here:
https://www.highinterestsaving.....t-and-fees

Thanks for this. Signed up with them again today for 4 months @4.29%. They pulled my $$ for me from Meridian in 1 day. I was getting 4.70% so not bad. Thanks again.

smayer9 got most of the details

Following from me

• It is an internal landing account that buffers between the special HISA and the external funding account.
• It is PAD from an external chequeing account, not a me-to-me transaction. However, you banking info is on file for internal use.
• Omnia client don't actually pay the $5 fee to join. In my case, I was credited the $5 on file, and to be deducted when I leave Omnia.
• A web interface is provided for overview & monthly statements. T5 s are not downloadable. It is mailed the old school way.

Hope this helps

AR said
4.29% offer does not require wfcu savings account opening if dealing with omnia.  

As per the promotion, you DO need a savings account. You only need a chequing account as one means of moving money in and out. The savings account is what gets the promotional rate. The chequing account is what is needed to move funds out.

AR said
https://mywfcu.ca/FinePrint/ Press "Current Deposit Rate Specials".  

And as per the fine print, "For clarity, a Member can open 1 ALTO Savings Account, 1 RRSP, 1 TFSA and 1 FHSA and receive the Offer rate in all the accounts; however, a Member is not eligible to open more than 1 of the same Eligible Savings Account and receive the Offer rate."

First, I am not speaking as a customer at this time. I have collected info as I try to understand their onboarding process.

Even though they are the same FI, they have two different platforms on the back end.

It turns out that only during the current promotion (available until April 30, unless cancelled beforehand), Omnia is offering to set up a regular savings account for the 4.29% promo, but the account will only be with Omnia, on the Omnia "platform", with no online access. They can also set up a chequing account remotely, but would require extra effort on their part, but with the same limitations as savings account. If you require a registered account, you have to go into a branch for legal reasons.

SO, if you want full-featured access to your accounts, you are best to set them all up with a WFCU/ECU/Rapport branch, which gives you full online access. Omnia can still execute transactions over the phone for you, but to send money out, they will need branch approval (for accounts set up via a branch), and therefore can only do those during branch hours, even though the call centre has longer hours (so not sure the value of that). Very limiting. So, it is better to set up Me-2-Me links as noted in the OP.

So, correct, there is no online access to accounts set up via Omnia.

Corrections to the OP:
As for transfer limits, transferring $ in via Me-2-Me is limited to $25k/transaction, and a total of $100K/month.

But there are NO limits to transferring $ in to or out of WFCU when initiated/pushed/pulled from the other bank/FI. Any limits would be as per the other bank/FI.

There is still no option to sign on for Omnia members on the main site as of today. As you said, Omni is an investment division with GIC only.

For disclosure I am an active Omni client from old. Interested to know anybody's recent Omnia (not WFCU) onboardng experience.