Tiered interest rates | Page 2 | Tangerine Bank | Discussion forum

jaybee said
We have joint account @ tangerine and indiv accounts. I got the Tiered offer of:
>500K @3% for 6 months for all savings accounts.

My wife, who is primary on the joint got offer of LESS: >500k @ 2.5% !! on the SAME phone call, same CSR. We snapped... csr came back with 3% for 90days for my wife! - we've escalated..

Whoever signed off on these algorithms should be make to defend them.. This makes no sense! Different promos for people sharing joint accounts.
Is it because I'm a Mr.? & She's a Mrs?
Crazy  

3% sounds low, 2.5% even lower. Are these Tang's top rates?

I haven't heard fromTang since forever.

jaybee said
We have joint account @ tangerine and indiv accounts. I got the Tiered offer of:
>500K @3% for 6 months for all savings accounts.

My wife, who is primary on the joint got offer of LESS: >500k @ 2.5% !! on the SAME phone call, same CSR. We snapped... csr came back with 3% for 90days for my wife! - we've escalated..

Whoever signed off on these algorithms should be make to defend them.. This makes no sense! Different promos for people sharing joint accounts.
Is it because I'm a Mr.? & She's a Mrs?
Crazy  

Coincidence? My wife almost always has lower offers than mine at Tangerine.

rhvic said
Tangerine has updated their tiered rate offer as of Nov. 1, and seem to have made it mandatory for the next nine months! No need to accept this offer, as it does not seem to be optional.

Rates are to vary between 0.50% and 3.00% depending on totals in your accounts.

I guess the usual 3-4 month offers are a thing of the past? These rates do not appeal to me, so my money will be leaving Tangerine for other promos, when they are available.
  

If that's what is coming when our offers expire 10/31 and 11/30 then our $ are moving too.

I'll post here: my most recent Tang new money offer expired June 30, and crickets until today, 3% Nov 6 - Jan 31, 2026. This offer was in my Insights today.
I have not received any tiered offers that others have referenced; that would be a huge NO GO for me too!
I have seen this latest offer, or similar, referenced elsewhere today...curious how widespread the offer is...

Crickets since my last extension expired at the end of March. I use to get them quite consistently for years, oh well. Based on the rates they're offering, I don't feel a sense of hurt.

cgouimet said
I just got the 9 month tiered offer maxing out @ 2.25% for $500k+.

I'm not playing...  

For $500K!!! Wow that's a slap in the face. I mean, I like the 9 months commitment, but certainly not for that rate with that amount (or more)!

You're doing better than I am.
They only offered me 1.75 % over $100,000. Are you kidding me?
PLUS, Simplii has offered me NO promotions!!
What's a girl to do??
Any thoughts? Total Daily Balance Interest Rate*
$0-$49,999 0.35%
$50,000-$99,999 0.75%
$100,000-$499,999 1.75%
$500,000+ 2.25%

dentgal said
You're doing better than I am.
They only offered me 1.75 % over $100,000. Are you kidding me?
PLUS, Simplii has offered me NO promotions!!
What's a girl to do??
Any thoughts? Total Daily Balance Interest Rate*
$0-$49,999 0.35%
$50,000-$99,999 0.75%
$100,000-$499,999 1.75%
$500,000+ 2.25%

Oaken is paying 2.8% on its savings account.

RBC Royal Bank is offering one-year fixed-rate cashable GIC's at 2.05% or at targeted 2.15%. Cashable starting Day 30 with accrued interest and without penalty.

rk said
The worst part of this 'offer' is that you cannot reject it (at least for me that was not an option). I believe that I will never get a competitive rate offer from them until it expires.
Let me state the obvious, I am not playing, either.  

Same here - no option to reject.

The weird part is on 12/05, my spouse received a 12/05-02/28 3.5% offer. Then on 12/10 I received the 12/10-09/30 tiered offer.