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Targeted new money from Sep 5 to Nov 30
September 5, 2026
5:59 am
hwyc
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September 30, 2017
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Got 4.5% (YMMV) on *new money* from Sep 5 to Nov 30
Activation required by Sep 30

September 5, 2026
8:05 am
JohnnyCash
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April 21, 2022
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hwyc said
Got 4.5% (YMMV) on new money from Sep 5 to Nov 30
Activation required by Sep 30  

Got the same, I thought they would have started their targeting either yesterday or wait until Tuesday. Surprised they did it on a Saturday, but not surprised they upped their game to 4.5% considering the volatility in global bond markets where paying that much is cheap compared to what they would have to pay borrowing from elsewhere. Anyone considering jumping into GIC's right now is better off holding off if they can for better rates that are likely coming sooner rather than later.

September 5, 2026
8:58 am
mustang
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January 7, 2020
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Got the offer as a splash when I logged in
Woo Hoo!
I had previous offer that expired on July 31
Great spot for my USD
The good news is that I had just finished moving the funds out
Now, have to turn around and move them back
(But, that's a nice problem to have, all things considered)

September 5, 2026
3:25 pm
Warwick111
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January 7, 2023
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Got the same offer too. My previous offer @ 4.25% expired on August 31 and I did not expect a back to back offer. I emptied out my accounts on Sept 1 and now the money is coming right back.

September 5, 2026
3:47 pm
JohnnyCash
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April 21, 2022
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Warwick111 said
Got the same offer too. My previous offer @ 4.25% expired on August 31 and I did not expect a back to back offer. I emptied out my accounts on Sept 1 and now the money is coming right back.  

That's a bit unusual, typically there's a month's gap in between. I would have done the same thing as you had by withdrawing everything out on Sept 1 to squeeze out as much interest as possible and then waited to see if they would target again in October. The snapshot for this offer was the 4th so it worked out well for you.

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