Are you asleep? Tangerine is at 3% now. Til end of November. | Site suggestions | Discussion forum

Please consider registering
guest

sp_LogInOut Log In sp_Registration Register

Register | Lost password?
Advanced Search

— Forum Scope —




— Match —





— Forum Options —





Minimum search word length is 3 characters - maximum search word length is 84 characters

sp_Feed Topic RSS sp_TopicIcon
Are you asleep? Tangerine is at 3% now. Til end of November.
September 5, 2014
9:54 am
traveling_ING
Member
Members
Forum Posts: 12
Member Since:
January 18, 2013
sp_UserOfflineSmall Offline

This started on Sept 1. Can't believe its not up on your first page yet.
Also they have a promotion so its at $50 for a referral instead of $25. Not sure how long that lasts.

September 5, 2014
11:39 am
james1900
Member
Members
Forum Posts: 181
Member Since:
June 24, 2014
sp_UserOfflineSmall Offline

click the "promos" tab and you will get there.

September 5, 2014
11:58 am
Jon
Member
Members
Forum Posts: 386
Member Since:
August 9, 2014
sp_UserOfflineSmall Offline

Peter, merge this with the other post please.

September 5, 2014
7:06 pm
Rick
Member
Members
Forum Posts: 1110
Member Since:
February 17, 2013
sp_UserOfflineSmall Offline

Gotta start checking in more often traveling_ING...posted the info on this site Aug 31

September 6, 2014
9:17 am
Peter
Admin
Forum Posts: 1250
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

Here is the original thread about the Tangerine promotion: https://www.highinterestsavings.ca/forum/tangerine-bank/new-promo-at-tangerine/

I've moved this one to "Site Suggestions". I'd like to ask visitors what they think we should do about putting promotional rates on the site.

Background:

* I used to put them on the comparison chart but pulled them off a few years ago in favour of simply listing them in the news section at the top of the right sidebar
* Recently at the suggestion of some readers I created a new "Promos" section (https://www.highinterestsavings.ca/promotions). That's where I've been putting promos instead of in the news section at the top of the right sidebar.

Questions:
* Should promotions go on the comparison chart?
* Should promotions go in the news section at the top of the right sidebar? And if so, what should the criteria be between one that goes both there and in the promos section and one that just goes in the promos section?

September 6, 2014
11:20 am
Loonie
Member
Members
Forum Posts: 7659
Member Since:
October 21, 2013
sp_UserOfflineSmall Offline

My two cents:

I wouldn't put the promos in the Comparisons table. It would make it cluttered and then you would have to remember to go back in and remove them. And, of course, they're only temporary rates.

I think it would be good to have them in the "news" section, as there doesn't seem to be a lot of "news". But, if there got to be a lot of them, this too would get cluttered and could obscure more important news. Also, you would have to go back later and remove them when the promo was over.

The stuff in the "promo" section wouldn't necessarily have to e removed, especially if, when posting it in the first place, you wrote in the expiry date. It could serve as a reference point for people, in case the info was still available on the web after the promo ended.

September 6, 2014
11:53 am
kanaka
Member
Members
Forum Posts: 1232
Member Since:
December 23, 2011
sp_UserOfflineSmall Offline

Loonie said

My two cents:

I wouldn't put the promos in the Comparisons table. It would make it cluttered and then you would have to remember to go back in and remove them. And, of course, they're only temporary rates.

I think it would be good to have them in the "news" section, as there doesn't seem to be a lot of "news". But, if there got to be a lot of them, this too would get cluttered and could obscure more important news. Also, you would have to go back later and remove them when the promo was over.

The stuff in the "promo" section wouldn't necessarily have to e removed, especially if, when posting it in the first place, you wrote in the expiry date. It could serve as a reference point for people, in case the info was still available on the web after the promo ended.

But if there was section on its own that listed as much detail about a promo including start date, obviously, and length of offer or end date...that would require no follow up, offer current promo information and show the ever so important history of promos by financial institution.

September 6, 2014
5:21 pm
Rick
Member
Members
Forum Posts: 1110
Member Since:
February 17, 2013
sp_UserOfflineSmall Offline

Loonie said

My two cents:

I wouldn't put the promos in the Comparisons table. It would make it cluttered and then you would have to remember to go back in and remove them. And, of course, they're only temporary rates.

I think it would be good to have them in the "news" section, as there doesn't seem to be a lot of "news". But, if there got to be a lot of them, this too would get cluttered and could obscure more important news. Also, you would have to go back later and remove them when the promo was over.

The stuff in the "promo" section wouldn't necessarily have to e removed, especially if, when posting it in the first place, you wrote in the expiry date. It could serve as a reference point for people, in case the info was still available on the web after the promo ended.

I agree totally

September 6, 2014
5:52 pm
Loonie
Member
Members
Forum Posts: 7659
Member Since:
October 21, 2013
sp_UserOfflineSmall Offline

I think maybe what kanaka was suggesting was a topic on the discussion board for promos. I would support that idea too if it seemed to fit.

September 7, 2014
3:00 pm
kanaka
Member
Members
Forum Posts: 1232
Member Since:
December 23, 2011
sp_UserOfflineSmall Offline

Loonie said

I think maybe what kanaka was suggesting was a topic on the discussion board for promos. I would support that idea too if it seemed to fit.

I would consider building a excel file by institution with links to a PDF file showing the promo, which could be downloaded by the members here. I have a program that converts most, but not all, web pages into an everlasting pdf file. I think I am pretty good with excel and enjoy using it. Not sure if Peter has a cloud were the PDF file or .pic file could be stored in allowing me to set up a link in excel to what the promo looked like. If I listed the promos by institution it would also provide the promo history of the institution as well. I could have a front page listing all of the current promos as well. Keeping in mind that I am not a rate chaser I would need the help of you folks to alert me of the new promo. The only other concern that I have is that I am retired and go away for a few days or weeks in short notice and would not be able to perform updates.

September 9, 2014
8:43 pm
Peter
Admin
Forum Posts: 1250
Member Since:
May 15, 2007
sp_UserOfflineSmall Offline

Thanks everybody for your feedback. I've put the latest PC Financial and Tangerine net new deposits in the news area in the right sidebar. I will leave them off the comparison chart as per usual. We could definitely use the Promos section as a history of promotions as well.

PDFs and other ways to "capture" the promos could be stored on this site. kanaka -- I'd be happy to set you up with access to edit the promos page if you'd like.

September 9, 2014
8:57 pm
Loonie
Member
Members
Forum Posts: 7659
Member Since:
October 21, 2013
sp_UserOfflineSmall Offline

I think that capturing the promos is a good idea in principle.
However, I notice that most if not all of them specify things such as
"20.This Offer may be suspended, modified or withdrawn at any time without notice.
21.You agree that you have read and understood these Rules and Regulations and agree to be bound by them. Any notice offered by us with respect to this Offer is deemed to be provided on the day it is posted on our website." (this is taken from the current T&C for the Tang promo.)
So, what was true yesterday may not be true today. I still think it is useful to track any changes. Because of this though we could conceivably need to capture more than one pdf for a given promo.

September 15, 2014
9:06 pm
Jack Manning
Member
Banned
Forum Posts: 379
Member Since:
August 5, 2014
sp_UserOfflineSmall Offline

Loonie, Tangerine now extended their 3.00% higher interest savings account promo until September-30-2014 but the interest rate of 3.00% being paid is still unchanged to November-30-2014.

This still applies to savings accounts, RRSP savings accounts, RRIF savings accounts, TFSA savings accounts, http://www.tangerine.ca/en/lan.....index.html.

I sure wish they would increase their GIC rates at sometime though as 2.55% for 5 years is the highest one they got.

September 15, 2014
11:28 pm
Jack Manning
Member
Banned
Forum Posts: 379
Member Since:
August 5, 2014
sp_UserOfflineSmall Offline

I guess Tangerine is trying to match PC Financial's 3.10% promo on the same number of days, time period for new deposits until September-30-2014 except at the lower 3.00% rate instead.

Also, PC Financial does not offer RRIF savings accounts at 3.00% or 3.10% unlike Tangerine which has RRIF savings accounts with their 3.00% promo offer until September-30-2014.

P.C. Financial also has lower 5 year GIC rates than Tangerine. It is only 2.50% which is stuck for about a year now.

September 23, 2014
8:51 am
Calibre
Member
Members
Forum Posts: 11
Member Since:
September 23, 2014
sp_UserOfflineSmall Offline

For those that have a high interest account at Canadian Direct Financial (CDF), CDF is matching the 3% promo rate until November 30th. You just need to call them and indicate you want them to compete with the Tang offer.

The only 'catch' is that they are offering a GIC for the term, which means you will lose your cash liquidity. However, if you don't see yourself needing the money until after Nov. 30th, this gives you an additional place to earn a competitive rate over the short-term ...

September 23, 2014
8:52 pm
Jack Manning
Member
Banned
Forum Posts: 379
Member Since:
August 5, 2014
sp_UserOfflineSmall Offline

Calibre, I guess if you want an investment that is setup and just leaving it alone for months or years this could make sense. This would be fine if other GIC's and other investments are coming due soon and a cash reserve of many months are in some liquid savings already.

Please write your comments in the forum.