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Where is the online option for Travel notice?
April 23, 2018
8:27 pm
Save2Retire@55
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I recall once someone told me that there is an option to add a travel notice for Simplii (PC). I am trying but can't find it anywhere and calling them even close to midnight is a nightmare! Here are all the options I see under more services:

More Services

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Creditor Insurance Requests
Make a creditor’s group life insurance, job loss or disability claim (PDF, 411 KB)
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Make a creditor’s group life insurance claim (PDF, 204 KB)
Make a creditor’s group life insurance claim (PDF, 204 KB)
Make a creditor’s group job loss or disability claim (PDF, 382 KB)
Make a creditor’s group job loss or disability claim (PDF, 382 KB)
Cancel your creditor’s group insurance coverage (PDF, 182 KB)
Cancel your creditor’s group insurance coverage (PDF, 182 KB)

April 23, 2018
8:54 pm
Norman1
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I wrote the details earlier in this Fido/Rogers MasterCard post.

April 23, 2018
9:18 pm
Save2Retire@55
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Norman1 said
I wrote the details earlier in this Fido/Rogers MasterCard post.  

I went through all 4 pages and searched for the words "travel" and "notice" separately but can't find it 🙁

Even Tangerine is giving hard time to speak to an agent close to midnight.

April 24, 2018
4:49 am
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My guess - Simplii Financial is just doing what has now seemingly become the industry norm - you no longer need to call them about your travel plans.

Hmmm, and since Simplii doesn't offer any credit cards, I'm wondering what your concern is?

April 24, 2018
5:47 am
Norman1
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Save2Retire@55 said

I went through all 4 pages and searched for the words "travel" and "notice" separately but can't find it 🙁

Even Tangerine is giving hard time to speak to an agent close to midnight.  

Click on this link to post #62 of that discussion. I didn't find it either at first because the keywords are "Travel Advisory".

April 24, 2018
3:13 pm
Save2Retire@55
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Top It Up said
My guess - Simplii Financial is just doing what has now seemingly become the industry norm - you no longer need to call them about your travel plans.

Hmmm, and since Simplii doesn't offer any credit cards, I'm wondering what your concern is?  

Cash withdrawal. Will my debit card work or will suddenly be flagged?

April 24, 2018
3:18 pm
Save2Retire@55
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Norman1 said

Click on this link to post #62 of that discussion. I didn't find it either at first because the keywords are "Travel Advisory".  

I do not see this. I think you have a credit card with them hence seeing these options including which are most likely for a CC.

I just have a debit card.

April 24, 2018
4:12 pm
Save2Retire@55
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UPDATE: I finally could talk to them. They confirmed there is no need for travel notice.

However, I also called Tangerine and they still need the travel note and added it to the file (Not sure if it actually does anything though).

April 24, 2018
4:17 pm
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Save2Retire@55 said

Cash withdrawal. Will my debit card work or will suddenly be flagged?  

My main bank is CIBC and they haven't needed travel notification for debit cards for almost 2 decades. And I've never called CIBC credit card services before going away.

Anytime I've ever had a problem it's been while I'm at home and making advance card-not-present purchases for things like in-Europe flights and train tickets through the internet. However, the problems were solved quickly because CIBC sent both a Text Message and an eMail to me asking me if the transactions were legitimate and after responding YES, the transactions went through.

April 24, 2018
7:00 pm
Save2Retire@55
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Top It Up said

My main bank is CIBC and they haven't needed travel notification for debit cards for almost 2 decades. And I've never called CIBC credit card services before going away.

Anytime I've ever had a problem it's been while I'm at home and making advance card-not-present purchases for things like in-Europe flights and train tickets through the internet. However, the problems were solved quickly because CIBC sent both a Text Message and an eMail to me asking me if the transactions were legitimate and after responding YES, the transactions went through.  

Sounds good. I have always called PC in the past and they always took my travel note. This time with Simplii is the first time they said no need to give a travel note. Anyway, I rarely use them since I have the Tangerine (but it is always a good idea to have a backup).

Oh and there is no text or email with Simplii! They might block and I will have to call in. The good news: My main number is VoIP so they can reach out to me as long as I have internet on my phone 🙂

April 24, 2018
7:17 pm
Norman1
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Save2Retire@55 said

I do not see this. I think you have a credit card with them hence seeing these options including which are most likely for a CC.

I just have a debit card.  

Yes, that explains it! Thought you were asking about giving travel advisories for a PC Financial MasterCard as opposed to the Simplii Financial debit card. sf-laugh

April 25, 2018
4:31 am
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Save2Retire@55 said

Oh and there is no text or email with Simplii! They might block and I will have to call in. The good news: My main number is VoIP so they can reach out to me as long as I have internet on my phone.  

Yeah, so I've now gone one step further, I now purchase in-country data SIM cards for my phone - so while SMS texts don't get through because of the European phone numbers, iMessages and emails do get through immediately. I also have Skype minutes, which allows me to make calls anywhere at anytime. I found all of this just makes my travelling easier, and more secure.

April 25, 2018
5:10 pm
Save2Retire@55
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Top It Up said

Yeah, so I've now gone one step further, I now purchase in-country data SIM cards for my phone - so while SMS texts don't get through because of the European phone numbers, iMessages and emails do get through immediately. I also have Skype minutes, which allows me to make calls anywhere at anytime. I found all of this just makes my travelling easier, and more secure.  

That's nice. I wonder why the texts don't get through. There should a setting that you need to change on the phone (SMS center) or anything similar to get those. For me, I am lucky to only use my VoIP Softphone (Software) which means no need to change anything and I get SMS (No SMS) and calls. Also VM comes as attachments to my email. SMS comes as text email in addition to landing on the app. $0.009 per minute to NA and free unlimited SMS. Skype's offer of $4/month for CA is good. However, I like receive calls on my number anywhere in the world. Can you have a fixed number with Skype (Lazy to Google)?

Sorry, we are getting off topic now.

April 25, 2018
6:03 pm
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Save2Retire@55 said

Can you have a fixed number with Skype?  

NOT in Canada, but my current way works well for me.

April 25, 2018
8:33 pm
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Save2Retire@55 said

That's nice. I wonder why the texts don't get through. There should a setting that you need to change on the phone (SMS center) or anything similar to get those. For me, I am lucky to only use my VoIP Softphone (Software) which means no need to change anything and I get SMS (No SMS) and calls. Also VM comes as attachments to my email. SMS comes as text email in addition to landing on the app. $0.009 per minute to NA and free unlimited SMS. Skype's offer of $4/month for CA is good. However, I like receive calls on my number anywhere in the world. Can you have a fixed number with Skype (Lazy to Google)?

Sorry, we are getting off topic now.  

Interesting.....do you have a link or info on this VOIP you use....I would like to read up on it. I spend 11 months a year traveling and presently use Skype. Please and thanks.

Tangerine....Canada's best bank. LBC.............Canada's 2nd best bank.
Hubert.....worst bank in Canada.

April 27, 2018
10:05 am
Save2Retire@55
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Joe said

Interesting.....do you have a link or info on this VOIP you use....I would like to read up on it. I spend 11 months a year traveling and presently use Skype. Please and thanks.  

Sure. It is http://www.voip.ms
A Canadian company but with main clients in the states.
For my softphone, I use Zoiper but you can use whatever application you feel comfortable with.

April 27, 2018
10:38 am
John Wayne (Marion)
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Save2Retire@55 said

Sure. It is http://www.voip.ms
A Canadian company but with main clients in the states.
For my softphone, I use Zoiper but you can use whatever application you feel comfortable with.  

I use voip.ms too. Peter recommended it to me. I was able to port my Telus number over to voip.ms. I had preset my ATA to accommodate and the transition was seemless. Once the porting was done I just had to hook my base station up to the ATA. ATA set up is on the voip.ms Wikipedia site. We have a Panasonic set with base station and 4 other hand sets. Voip.ms is all in US funds. I have the inbound package and the e911 and our cost per month is approximately $13 Canadian taxes included. All 800# outbound calls are free. They have free SMS texting too...works on screen and is emailed too. They have call blocking too. I found we were only getting caller ID but only the number so I set up a phone book and now the name shows as well. So when we get a call now, with a number only...we may have a scammer or a phone book update. I used Grandstream and Zoiper as a free soft phone app on my iPhone....Zoiper worked the best and have since deleted Grandstream as it never seemed to beam up on wifi or have clear reception. I want to buy the extra feature for Zoiper to allow me to record calls. You can also get phone numbers for many different cities. I am still thinking about getting another number as when we are away and use Zoiper it confuses people as they think we are at home. I had a few problems in the set up....when phone was being used a second caller would NOT get a busy signal.....you have 25? inbound channels. Voip.ms is very helpful but is all chat or email. To fix the no busy signal, they gave me a solution that did not work so I set up their voicemail so no one will ever get a busy signal. The voicemail shows on your handset and can be emailed to you too! So if no one answers phone the Panasonic voicemail picks up the call and if line is in use the voip.ms voicemail picks up the call. I know I could do better...but it works for me!!

This is far better than Skype as you cannot get a Canadian number as mentioned and has allowed me to drop my magic jack account too (app on iPhone).

So if you have a lot of calls from Austin Texas.....get an Austin number and they can call you free. So many dollar savings options.

And as mentioned iMessage is a great option too if you have a lot of folks around you that have iPad, iPhone or Mac. And FaceTime “audio only” is just like a phone too.

Google is trying to do an iMessage type of texting too...but it has to be accepted by the mobile carriers as well.

April 27, 2018
5:08 pm
Save2Retire@55
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Mary said

I use voip.ms too. Peter recommended it to me. I was able to port my Telus number over to voip.ms. I had preset my ATA to accommodate and the transition was seemless. Once the porting was done I just had to hook my base station up to the ATA. ATA set up is on the voip.ms Wikipedia site. We have a Panasonic set with base station and 4 other hand sets. Voip.ms is all in US funds. I have the inbound package and the e911 and our cost per month is approximately $13 Canadian taxes included. All 800# outbound calls are free. They have free SMS texting too...works on screen and is emailed too. They have call blocking too. I found we were only getting caller ID but only the number so I set up a phone book and now the name shows as well. So when we get a call now, with a number only...we may have a scammer or a phone book update. I used Grandstream and Zoiper as a free soft phone app on my iPhone....Zoiper worked the best and have since deleted Grandstream as it never seemed to beam up on wifi or have clear reception. I want to buy the extra feature for Zoiper to allow me to record calls. You can also get phone numbers for many different cities. I am still thinking about getting another number as when we are away and use Zoiper it confuses people as they think we are at home. I had a few problems in the set up....when phone was being used a second caller would NOT get a busy signal.....you have 25? inbound channels. Voip.ms is very helpful but is all chat or email. To fix the no busy signal, they gave me a solution that did not work so I set up their voicemail so no one will ever get a busy signal. The voicemail shows on your handset and can be emailed to you too! So if no one answers phone the Panasonic voicemail picks up the call and if line is in use the voip.ms voicemail picks up the call. I know I could do better...but it works for me!!

This is far better than Skype as you cannot get a Canadian number as mentioned and has allowed me to drop my magic jack account too (app on iPhone).

So if you have a lot of calls from Austin Texas.....get an Austin number and they can call you free. So many dollar savings options.

And as mentioned iMessage is a great option too if you have a lot of folks around you that have iPad, iPhone or Mac. And FaceTime “audio only” is just like a phone too.

Google is trying to do an iMessage type of texting too...but it has to be accepted by the mobile carriers as well.  

Just to add to all those features, I also have Extension set up. This means NO bot or machine can ever call me! There needs to be a person and click a pre-defined number by me to get through 🙂

I also have different set up for different incoming. If the calls are from my Kids' school it rings on all devices. If it is from my wife's family / friends, it only rings on her devices and so on ...

So yeah, you can't even compare.

Mary - I wonder why you pay $13 CAD / month? Do you call outside NA? Because you can use the $4.99 USD (I think) + $0.88 + ... (don't recall) for the 911. It will be around $10 CAD.

We don't use it much (Mostly use FB Messenger, Viber, Whatsapp all Free) so our yearly cost barely comes to $50 CAD. And now, I am trying to get the Fido $15/month sim card with 3 GB data a month and cancel my cell phone too.

April 27, 2018
6:25 pm
John Wayne (Marion)
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I pay.
Residential, up to 3500 INCOMING minutes per month $4.25
E911/911 $1.50 per month
GST only when I top up, no PST
Then I pay for all outgoing by the lowest per minute rate approx $3-$5
Add 30% or so

I calculate monthly from the invoice option on voip.ms and have an average of the exchange rate based on actual deposits. I use PayPal....maybe not the best rate?

You have it under control!! My much older kids would not go for the extension option. 🙂

Do you only use softphones?

It sure would be nice to have a site like this or have additional forums on how to save money. I have cut telephone from 40 to 13, TV 40 to 6 and have negotiated internet with Telus but will be leaving soon for 75 speed unlimited for 40 a month but have to pay for modem and installation. We are older so cellphone plans with data and texting we don’t have....we have a simple plan....$100 a year each, free calls to each other, texting .30 but never use, other calls .10 minute, and LD .60 a minute. So the use of iPhone on wifi allow iMessage texting, FaceTime audio or audio/video free as most of family has an Apple product. And of course Voiper over wifi for voip.ms.

So as I type this......I just had a thought e911 is based on the phone number.....so if out of town if I called 911.......NOT A GOOD IDEA!! Maybe I should get that second local number for Voiper???

April 27, 2018
9:41 pm
Save2Retire@55
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Regarding e911. The address is the one you assigned to the DID. You can easily update the address where ever go.

All Canadian calls to the National 911 call center are answered by a dispatcher who will access the 911 service provider´s database to pull the location as well as verbally ask the caller for their location before transferring the call to the caller´s PSAP verbally giving the PSAP the location and then connecting the caller. This is the way all VOIP 911 Calls are treated in Canada

You can activate this service at your Customer Portal >> DID Numbers >> E911.

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