Targeted 3% (to Jan 31, 2027) on new HISA funds after Oct 1 | Simplii Financial | Discussion forum

New offer at online banking login:

Put your savings to work so you can relax

As a thank you for being such a loyal member of the Simplii community, we got you a special rate. From now until January 31, 2027, earn 3.00% interest^† with your High Interest Savings Account. Only on eligible deposits up to $1,000,000. Terms apply.

Get this rate today and grow your savings with confidence.

^† This special interest rate offer is available starting on October 7, 2026 and ending on January 31, 2027 at 11:59 pm UTC (the “Offer Period”), by invitation only, to primary account holders of a Simplii Financial High Interest Savings Account opened before the Offer Period (an “Eligible HISA”). Account holders must enroll their Eligible HISAs in the offer through online banking or by contacting Simplii Financial.

The special annual interest rate of 3.00% is a combination of regular annual interest rate (“Regular Interest”) and promotional annual interest rate (“Promotional Interest”) set by Simplii Financial. Any change to the Regular Interest will result in a corresponding change to the Promotional Interest so that the overall special annual interest rate will remain 3.00% from the date of enrolment until the end of the Offer Period.

Regular Interest is calculated daily at the current rate applicable to the Eligible HISA balance on each day’s full closing balance. Promotional Interest is calculated daily on each day's closing balance that exceeds the closing balance as at October 1, 2026 (the “Additional Balance”) up to a maximum balance limit of $1,000,000. Eligible HISAs will earn Promotional Interest from the date of enrolment until the end of the Offer Period. Regular Interest and Promotional Interest are paid monthly. For clarity, Promotional Interest is paid within the first two business days following the month in which it was calculated. Promotional Interest will only be paid if the enrolled Eligible HISA is active and in good standing at the time of payment. After the Offer Period, all balances will continue to earn interest at the Regular Interest rate only. For the current regular interest rates, visit our rates page.

This offer is non-transferable and cannot be combined with other promotional rate offers. This offer may be withdrawn, cancelled, or changed without notice, at any time, for any reason. Promotional and regular interest rates are subject to change without notice. Other conditions apply. For the full terms and conditions, review the Simplii Financial™ October 7, 2026 to January 31, 2027 Promotional Savings Rate Offer 3.00% for Existing HISAs terms and conditions (PDF, 100 KB).