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Saven HISA rate changed
August 10, 2021
6:21 am
hwyc
GTA
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1.35% observed today on their website (was 1.55%) ... still the leader, why not

August 10, 2021
9:47 am
hwyc
GTA
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Is it just me ? I am seeing 1.55% again at their site again now !!!
( ... may be time for new glasses )

August 10, 2021
10:06 am
canadian.100
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hwyc said
Is it just me ? I am seeing 1.55% again at their site again now !!!
( ... may be time for new glasses )  

Your glasses are fine. You ARE seeing 1.55%. Perhaps the money was flowing out so quickly today, they decided to postpone the drop to 1.35% for another time.

August 10, 2021
6:04 pm
KamWest
Toronto
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OMG I was just going through the hassle to put money in there, from the signs of it I made a good choice pausing for a week.

August 10, 2021
6:07 pm
KamWest
Toronto
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Other thing is someone accidentally pulled the trigger too soon and it went live by accident.

Nonetheless it tells you it's coming soon.

August 11, 2021
8:22 am
Peter
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Yesterday, I asked Saven Financial on Twitter about the rate change, but they have not replied yet:

August 16, 2021
7:20 am
Peter
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Their website is showing the 1.35% rate again now. I would guess this time the change is for real.

August 16, 2021
7:22 am
KamWest
Toronto
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Yup I see it too, good thing I delayed before moving in

.1% difference from Motive is not enough to motivate me to move

August 16, 2021
7:34 am
Nehpets
Ontario
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KamWest said
.1% difference from Motive is not enough to motivate me to move  

For me, even when they paid 1.55%, their unacceptable policies turned me off.

No joint accounts, lengthy delays for incoming and outgoing transfers, peculiar linking to external account.

For the sake of marginal differences in interest rates these days, I prefer to deal with FI's that make processing of transactions as easy as possible.

Stephen

August 16, 2021
8:32 am
mhs0607
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Horrible company. If you try to open an account online and if it doesn't go through, you cannot open an account. Then are very rude and indifferent when you call in!

August 19, 2021
7:18 am
savemoresaveoften
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mhs0607 said
Horrible company. If you try to open an account online and if it doesn't go through, you cannot open an account. Then are very rude and indifferent when you call in!  

good to know. I tried to open online and got rejected and need to call in.
I will save my time and effort. No point trying to chase an extra 0.25% and prob they lower it anyway

December 2, 2021
9:28 am
hwyc
GTA
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HISA now 1.50% … new leader for Ontarians sf-smile

December 2, 2021
9:32 am
KamWest
Toronto
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Been trying to link my Canadian Tire account both with the old address and the new address for 2 months. I try every 3 days or so and have never been successful.

Has anyone had success linking their Canadian Tire Account?

January 26, 2022
9:26 pm
Indmuny
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mhs0607 said
Horrible company. If you try to open an account online and if it doesn't go through, you cannot open an account. Then are very rude and indifferent when you call in!  

Same experience for me. Actually spoke to them twice and was told if the online system doesn't accept the application I am SOL. C'est la vie - lots of alternatives out there.

January 30, 2022
8:49 am
Doug
British Columbia, Canada
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hwyc said
1.35% observed today on their website (was 1.55%) ... still the leader, why not   

Except it's not. To be the true leader of the HISA chart, it must be when sorted for residents of all provinces and territories. Otherwise, it's just a niche, two-bit single province credit union accessible only to residents of one province. Nothing more, nothing less. sf-cool

Cheers,
Doug

January 30, 2022
10:50 am
Loonie
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...and no joint accounts last time I looked.

Ontario may only be one province. However, its population exceeds that of 8 other provinces put together.

January 30, 2022
12:00 pm
hwyc
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Doug said

Except it's not. To be the true leader of the HISA chart, it must be when sorted for residents of all provinces and territories. Otherwise, it's just a niche, two-bit single province credit union accessible only to residents of one province. Nothing more, nothing less. sf-cool

Cheers,
Doug  

It is leader when the offer is in Canadian currency, local or national not as critical to me. In that regard, I am sympathy to residents in Quebec for the fewer selections available to them. By the same token, I am envy when there is a better rate in the West. Surely it is a good thing to see local barriers removed.

… anyhow the leader spot is already elsewhere as I understand it today

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