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2.0% promo on new advantage accounts
May 27, 2021
10:03 am
Norman1
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I wouldn't try it. The offer clearly says one account per account owner:

Manulife Bank’s 2.00% Personal Advantage Account Interest Offer (the “Offer”) is available to Manulife Bank Advantage Account clients (“Eligible Account Owner(s)”) who open a new personal non-registered Canadian-dollar Advantage Account (“Eligible Account”)…

…The Offer is limited to one Eligible Account per Eligible Account Owner as determined by the primary account owner.

Manulife Bank reserves the right, in its sole discretion, to suspend, disqualify, limit or revoke the Offer to any person or Eligible Account Owner(s) it finds or believes to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer. …

May 27, 2021
11:32 am
Bud
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since promo interest paid monthly, unlike simply, ull know sooner if a second promo acct works.

May 27, 2021
6:03 pm
COIN
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"Manulife Bank reserves the right, in its sole discretion, to suspend, disqualify, limit or revoke the Offer to any person or Eligible Account Owner(s) it finds or believes to be manipulating or otherwise abusing the process, fairness, integrity or operation of the Offer. …"

No monkey business or Manulife might ban/suspend you.

May 27, 2021
6:50 pm
Canadianbull
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mustang said
Whilst poking around my Manulife account, ran accross promo they are running:
New advantage account 2.0% for 4 months
(available to existing customers)  

Thank you for sharing. I open mine a week ago.

May 28, 2021
6:22 am
stingray
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Has anyone had Difficulty setting up this account ? 1/followed CSR guidelines and all was ok 2/ ready to transfer funds from Tangerine but now want current photo ID..Drivers license expired unable to renew re Covid 19 lockdown and therefore is unacceptable 3/ As per CSR Tangerine cheque pic sent via cell phone to Manulife but now surprisingly want Uploaded pic direct from Tangerine...Conclusion...Very Frustrating...Unable to Open Account

May 28, 2021
7:50 am
COIN
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stingray said
Has anyone had Difficulty setting up this account ? 1/followed CSR guidelines and all was ok 2/ ready to transfer funds from Tangerine but now want current photo ID..Drivers license expired unable to renew re Covid 19 lockdown and therefore is unacceptable 3/ As per CSR Tangerine cheque pic sent via cell phone to Manulife but now surprisingly want Uploaded pic direct from Tangerine...Conclusion...Very Frustrating...Unable to Open Account  

You might want to try this.
1) Transfer the funds from your Tangerine Savings to your Tangerine Chequing.
2) Write a cheque on your Tangerine chequing.
3) Deposit the Tangerine cheque at your local ATM to Manulife Savings.

May 28, 2021
10:37 am
COIN
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Below is an extract of an email I received from Tangerine to-day. How on Earth can Tangerine say they "listen" to clients?
BTW: No mention of an extension of the 1.75% promotion. My money is gone.

"Tangerine was built on the idea that people come first. That you as a Client come first. And we promise to always listen and respond to your needs now and in the future. To give your money the respect it deserves. To design simple experiences, and offer real solutions, with real impact, so you can reach your goals."

May 28, 2021
11:22 am
Norman1
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COIN said
Below is an extract of an email I received from Tangerine to-day. How on Earth can Tangerine say they "listen" to clients?
BTW: No mention of an extension of the 1.75% promotion. My money is gone.

"Tangerine was built on the idea that people come first. That you as a Client come first. And we promise to always listen and respond to your needs now and in the future. …

One needs to read that feel-good, aspirational marketing material in context.

Just because one listens, it doesn't mean one will say yes. That's reflected in an interview one of their CEO's gave about "firing" certain customers.

Customers who are looking for sustained high savings account rates are not their target. In contrast, those who would like to take part in occasional rate promotions are a better fit.

May 28, 2021
11:44 am
Bud
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One must remember taxpayers bailed out banks in 08 and now. One must remember their common shares are worthless without taxpayer support. One must remember they fold like a cheap suit when taxpayers step aside. One must remember the stock market scams they touted. One must remember taxpayers never forget and even the score.

May 28, 2021
12:46 pm
savemoresaveoften
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Bud said
One must remember taxpayers bailed out banks in 08 and now. One must remember their common shares are worthless without taxpayer support. One must remember they fold like a cheap suit when taxpayers step aside. One must remember the stock market scams they touted. One must remember taxpayers never forget and even the score.  

Do you honestly think one will have a normal life if the banks did not survive the financial crisis ? I can tell you if banks are allowed to fail, the world will be in a lot worse shape and never recover. Without banks providing capital and critical financial services, every sector from food to medical to u name it will not function properly. Banks are the backbone "infrastructure" of the economy, plain and simple. Maybe when bitcoin and blockchain becomes mainstream and allow ALL transactions to be direct and NOT need a middlemen, then banks are "no longer needed". That has not happened yet.

And for the record, none of the Canadian banks took a penny of the taxpayer's money. They borrowed from me and others via issuing bonds at hefty interest rates to shore up their capital. I thank them to give me a chance to lend them money at 10% which probably will never happen again.

May 28, 2021
4:29 pm
Bud
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savemoresaveoften said
Do you honestly think one will have a normal life if the banks did not survive the financial crisis ?

They don't have to fail. Knockout the common shareholders use their capital instead of taxpayers then let bondholders and fresh equity take control.

savemoresaveoften said
And for the record, none of the Canadian banks took a penny of the taxpayer's money.

LMAO I guess then none of $350billion spent in 2020 on things like cerb, rent subsidy and cashback loans to business kept them alive. They wanted to make sure real estate agents could make their Bmw payments during off season

May 29, 2021
4:47 am
savemoresaveoften
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Let the common shareholders fail and recapitalize ?! Now I know how much you know about how things work..

All that money you mentioned went to the pockets of individual, small business, corporate business. $0 goes to the bank's pocket.
If you equate that to going to the bank's pocket, the banks should start equating anyone that you know that has a bank loan as a debt you are responsible for too....

I dont even know why I am even responding, I will stop...

May 29, 2021
5:51 am
Bud
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savemoresaveoften said
Let the common shareholders fail and recapitalize ?! Now I know how much you know about how things work..

All that money you mentioned went to the pockets of individual, small business, corporate business. $0 goes to the bank's pocket.
If you equate that to going to the bank's pocket, the banks should start equating anyone that you know that has a bank loan as a debt you are responsible for too....

I dont even know why I am even responding, I will stop...  

Ur rambling. The bailout money went to individuals and businesses to pay off their bank loan interest helping to keep the banks afloat. Many small busineses took advantage not according to cfib who pushed for less controls. Huge amounts of bank loans are propped up by taxpayers cmhc mortgages for example. Nobody else would lend at those rates with so little equity. Common shareholders and real estate developers are the biggest teats.

What happens when common shareholders are wiped out nothing new equity takes over.

The new entitled class is non-financial common shareholders. Let's see how they do when uncle sam isn't there haha.

June 16, 2021
6:59 am
savemoresaveoften
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Got my account opened. Actually took a few days from start to finish. They sent me another document to fill in (called in to confirm its legit and was told cuz I had account before, not sure why its relevant). Also had to do a edeposit AND edocument a phone bill to confirm my identity too.
Compared to 2 years ago when I opened my first account, its a lot more "ID checking" etc involved this time. I imagine other online bank account process is tightened up as well.

June 17, 2021
8:42 pm
MG
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I recently decided to join the fray and set up a new Advantage Account 2 days ago. Just tried to log in to see if my attempts to link external accounts were successful. Unfortunately, I kept getting an error using both Firefox and Chrome and my antivirus program found a phishing URL on the Manulife site. Does not sound good at all. Anyone else experience something similar? This is around 11:30 pm EDT on June 17th.

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