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2.0% promo on new advantage accounts
May 13, 2021
8:42 pm
Bud
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do they charge fees on accounts after 4mths is over if all funds withdrawn. required to open savings n chequing accts both? before just savings

May 13, 2021
8:59 pm
Norman1
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The 2% offer only applies to the Canadian Dollar Manulife Advantage account, a combined chequing and savings account.

Withdrawing all the funds will cause minimum monthly balance to fall below $1,000 for that month. There will be ATM withdrawal and debit card fees. However, transferring out and pre-authorized debits are still free.

May 14, 2021
11:03 am
andreyp1986
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Just to clarify: Is it 2% yearly, right?
So for the first 4 months, the real capital gain will be (deposited_sum)*0.02/3 ?

May 14, 2021
1:06 pm
julio
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Yes. Not 4 months, but 120 days. Plus probably piddles, if interest is credited monthly. Different topic: I am still waiting for the "team" to call me, re aggregate max for two account, one in person's A name, the other is B+A, B being primary. TANG-no go; some others-OK.

May 24, 2021
8:00 am
Bud
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COIN said
Please note when you log-in to your Manulife account, you will see two options to open a new account. The correct option for the 2% promo is the one on the right.

BTW: I made the near fatal mistake of initialing choosing the option on the left. Fortunately, we caught this mistake when I called Manulife and spoke to a live human.  

To get the promo you dont login into ur existing manulife account you open a new one no?

May 24, 2021
10:13 am
GR
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Bud said
To get the promo you dont login into ur existing manulife account you open a new one no?  

Wrong. Existing clients should first log into existing account and choose option on left hand side to open new advantage savings account and the promo should appear.

May 24, 2021
10:54 am
Bud
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It worked the other way to new account open showin promo 1.85 +.15 without login into existing acct. Maybe can open more than one promo account anyone try?

May 24, 2021
1:03 pm
Bud
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U mean Manu has been offering promos to existing clients under "new accounts" all a long once they sign in nobody said

May 24, 2021
5:56 pm
COIN
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GR said

Wrong. Existing clients should first log into existing account and choose option on left hand side to open new advantage savings account and the promo should appear.  

On my second attempt, I logged into my account and chose the option on the right to open the new Advantage account.

May 24, 2021
8:36 pm
Bud
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What the.. way i did new advan account not logged in asked for soft credit check promo got. When i loggin i can open another promo acct it seems

May 25, 2021
7:37 am
COIN
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Bud said
What the.. way i did new advan account not logged in asked for soft credit check promo got. When i loggin i can open another promo acct it seems  

I did the same thing on my first attempt and the system opened two new accounts. I called Manulife Bank and spoke to a human who said that neither one of those two accounts qualify for the 2% promotion.

On my second attempt, I logged in and chose the option on the right and that worked.

May 25, 2021
10:21 am
savemoresaveoften
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I had 1 account with them from 2 years ago when they had the new account promo back then. Closed it Jan this year.
Looks like I need to reapply as if I am a brand new customer, as the access card is no longer valid either.
Guess I will wait till around mid Jun to apply for new account, since Tangerine will end Jun30.

May 25, 2021
12:05 pm
COIN
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savemoresaveoften said
I had 1 account with them from 2 years ago when they had the new account promo back then. Closed it Jan this year.
Looks like I need to reapply as if I am a brand new customer, as the access card is no longer valid either.
Guess I will wait till around mid Jun to apply for new account, since Tangerine will end Jun30.  

The access card can handle only two accounts so I had to close one of my older accounts in order to accommodate the new advantage account opened for the current promotion.

May 25, 2021
7:41 pm
Bud
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COIN said

I did the same thing on my first attempt and the system opened two new accounts. I called Manulife Bank and spoke to a human who said that neither one of those two accounts qualify for the 2% promotion.

On my second attempt, I logged in and chose the option on the right and that worked.  

Did it show 1.85 + .15 on each account? Then ur all good maybe. I find Manu call centre not so well informed. Was told if u c 1.85 + .15 ur all good. Also saw dates from-to. havent opened second account yet

Anyone disqualified for opening two promo accounts? one outside n one when signed in

May 26, 2021
4:37 am
canadian.100
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Bud said

Did it show 1.85 + .15 on each account? Then ur all good maybe. I find Manu call centre not so well informed. Was told if u c 1.85 + .15 ur all good. Also saw dates from-to. havent opened second account yet

Anyone disqualified for opening two promo accounts? one outside n one when signed in  

What would be the purpose of opening 2 promo accts?
The promo is for 2% for max of $250K new funds - whether you have it in one new account or in two new accts. You cannot get 2% on the excess over $250K.

May 26, 2021
4:41 am
savemoresaveoften
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canadian.100 said

What would be the purpose of opening 2 promo accts?
The promo is for 2% for max of $250K new funds - whether you have it in one new account or in two new accts. You cannot get 2% on the excess over $250K.  

plus CDIC good for 100k only regardless how many acct one has.

May 26, 2021
10:37 am
COIN
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Bud said

Did it show 1.85 + .15 on each account?  

The two accounts I opened in error were cancelled by the live agent.

I then logged back in and chose the option on the right to open the new Advantage account when I click on that account it did show the 1.85% plus 0.15% and the start and end dates.

May 26, 2021
1:29 pm
Bud
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canadian.100 said

What would be the purpose of opening 2 promo accts?
The promo is for 2% for max of $250K new funds - whether you have it in one new account or in two new accts. You cannot get 2% on the excess over $250K.  

The agent said if it shows 1.85 + .15 it means ur gettin 2. If second account shows then maybe it's 2% in each

COIN said

Bud said

Did it show 1.85 + .15 on each account?  

The two accounts I opened in error were cancelled by the live agent.

Then maybe don't call in and tell live agent u have 2 accts 2%
Do anonymous inquiry.

May 26, 2021
2:39 pm
Bud
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Agent said supervisor said one account per customer can apply. I asked what if apply for two his response u could try.. has anyone tried two promo accts without agent assistance? I might next month let u know

May 27, 2021
7:16 am
COIN
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Bud said
Agent said supervisor said one account per customer can apply. I asked what if apply for two his response u could try.. has anyone tried two promo accts without agent assistance? I might next month let u know  

Same as you I also asked an agent about increasing the $250,000 by opening a second account. He said that would work only if it is in a different name than the first one.

I guess one could try and open a second Advantage account. The risk is that one might discover later that the funds earned only 0.15% interest.

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