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Email this4:30 pm
November 7, 2014
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New GIC rates as follows:
1 year 2.80%
2 years 3.10%
3 years 3.25%
4 years 3.30%
5 years 3.53%
I believe this is for new money only.
6:37 am
April 6, 2013
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The special rates are still being offered: PACE Credit Union: Term Deposits
On the last page of their June 2018 newsletter, it mentions a $5,000 minimum for the 3.10% 2-year GIC.
7:05 am
December 17, 2016
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Y'all forgot to mention -
Requirements
To apply, you must meet these requirements:
- You are 18 or older.
- You are resident of Ontario.
- You have not declared bankruptcy in the last 7 years.
5:44 pm
April 6, 2013
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PACE Credit Union seems to be more of a bricks-and-mortar financial institution rather than an online one.
One will need to apply to become a member. There is the possibility of having to visit one of their branches in southwestern Ontario to complete the membership process:
Note that for security reasons you may need to visit one of our branches to complete the application process.
6:02 pm
December 20, 2016
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Norman1 said
PACE Credit Union seems to be more of a bricks-and-mortar financial institution rather than an online one.
Which could explain why they occasionally offer GIC's through deposit brokers as they did a few weeks ago.
7:04 am
November 7, 2014
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Another rate special from Pace:
3.40% for 29 months for new money. (Some conditions apply so contact a branch)
7:43 am
February 20, 2018
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gicjunkie said
Another rate special from Pace:3.40% for 29 months for new money. (Some conditions apply so contact a branch)
Good deal
11:29 am
March 5, 2018
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gicjunkie said
Another rate special from Pace:3.40% for 29 months for new money. (Some conditions apply so contact a branch)
Wow, this is a great deal! Thanks Gicjunkie.
12:00 pm
October 21, 2013
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Norman1 said
PACE Credit Union seems to be more of a bricks-and-mortar financial institution rather than an online one.One will need to apply to become a member. There is the possibility of having to visit one of their branches in southwestern Ontario to complete the membership process:
Note that for security reasons you may need to visit one of our branches to complete the application process.
They are not just in southwestern Ontario. There is a branch in Markham, for instance (Woodbine & Hwy 7).
Looks like you can apply online but you can't get the odd-month special offers that way. I think it would be safer to visit personally, to be sure you get what you want.
12:04 pm
October 21, 2013
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The 3 and 4 year special rates above are no longer on their website. Regular rates are low, 1-5 yrs 2.0 to 2.6
8:16 am
May 15, 2007
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Here's the promo page for the 3.40% 29-month GIC special: https://www.bankwithpace.ca/term-deposits-29-month/
9:07 am
April 15, 2015
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Loonie said
The 3 and 4 year special rates above are no longer on their website. Regular rates are low, 1-5 yrs 2.0 to 2.6
At the bottom of the 29 month promo page it shows the great rates mentioned earlier in the posting from 1-5 years.Only Hubert at 2.85% is higher than Pace's 2.80% for 1 yr. term.
10:23 am
December 20, 2016
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semi-retired said
Only Hubert at 2.85% is higher than Pace's 2.80% for 1 yr. term.
No quite, SR! Omnia Direct continues to pay 3% - 1 Yr, 3.10% 18 mos and 3.25% 2 yrs
Additionally, it seems the 2.90% advertised by some brokers, is being offered by Pace; IC Savings (agent) is 2.86% 1 yr.
Other 2.80% 1 yr offerings are from Oaken and Duca.
Stephen
11:31 am
April 15, 2015
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Nehpets said
No quite, SR! Omnia Direct continues to pay 3% - 1 Yr, 3.10% 18 mos and 3.25% 2 yrs
Additionally, it seems the 2.90% advertised by some brokers, is being offered by Pace; IC Savings (agent) is 2.86% 1 yr.
Other 2.80% 1 yr offerings are from Oaken and Duca.
Stephen
I was just going off the website globeinvestors.com which I follow regularly.Glad to have backup eyes watching everywhere for the betterment of everyone here.Thanks.
12:06 pm
December 20, 2016
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semi-retired said
I was just going off the website globeinvestors.com which I follow regularly
SR,
I use the globeinvestors site also, but unfortunately it contains omissions as do all the other listing sites such as Cannex, Financial Post, Ratehub, Moneyguide and Fiscal Agents.
I think some of the sites require the FI to subscribe to be listed.
Important exclusions (of interest especially to some Forum members) on most, if not all of these sites are Wealth One Bank, Omnia Direct and Duca, Pace.
By monitoring the Forum, all the listing sites and a few brokers' sites, I have 20 sites on which I find I can maintain a pretty good overview of the interest rate market.
I set up a dedicated folder in the bookmarks of my Chrome browser, and by right clicking on the folder title, all 20 tabs open simultaneously for a total overview.
Stephen
1:16 pm
April 15, 2015
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Stephen I am very low tek,bumble around here using 1 finger.I still refuse to own a cellphone.Whenever I have even a minor problem on here it's Heather (my wife) or Matt (my son) get over here.I just recently learned,lol,how to save pages.This website has taught me more about finances,just by reading all the articles,than listening to several former financial planners.
2:52 pm
October 21, 2013
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I wish Stephen was my live-in computer guru!
I know next to nothing about tech but is it possible to set up something like what he has done via this forum?, i.e. a page we could click on which links to all these other ones? I am getting bwildered with all these GIC brokers and can't keep up.
FWIW, when I looked into it a few years ago, I learned somehow that a lot of the sites in question depend on the originating FIs to advise them of updates in rates, and some weren't very prompt.
5:06 pm
December 20, 2016
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Loonie and Semi Retired,
Not to derail this discussion thread, if you would like to duplicate my technique of monitoring a series of favorite websites that open simultaneously in a browser, I posted instructions in a separate Forum post here:
Opening An Overview Of Favorite Sites Simultaneously
If you would like additional information, we could discuss it there.
Stephen
Please write your comments in the forum.