Log In
Register
Home
Topic RSS
Facebook
Twitter
Email this3:44 pm
April 6, 2013
Offline
The pricing of 30-day Government of Canada treasury bills will track Bank of Canada rates quite well. But, any yield change only applies to new purchases.
Those who bought 30-day treasury bills last week are stuck with the yield as of a week ago until it matures. They won't see any of the ¼% yield improvement until they reinvest at maturity in 30 days.
Retail investors don't pour into 30-day treasury bills because their yields are not attractive. Earlier this morning, BMO InvestorLine was offering Government of Canada treasury bills with 36 days to maturity, $5,000 minimum, for a yield of 2.928% after commissions. The BMO ISA's were yielding 4.35% with no commission.
8:52 pm
April 6, 2013
Offline
Variable-rate GIC's that are based on a bank's prime rate can be used to closely track the Bank of Canada rate.
The tracking is not perfect as each lender doesn't have to transmit Bank of Canada rate changes immediately or entirely in its prime lending rate. TD and Royal Bank, for example, announced that their prime rate will increase ¼% effective tomorrow and not effective today, the day of the Bank of Canada increase.
The RBC one-year Prime-Linked Cashable GIC was still being offered today with a rate of RBC Prime minus 2.45% = 4.25%. Existing holders should earn 4½% starting tomorrow with the RBC Prime increasing to 6.95% then.
6:46 pm
April 6, 2013
Offline
Since last update, B2B Bank reduced its rate from 4.05% to 3.50%:
| ISA | Rate |
| BMO High Interest Savings Account (BMT104) CAD | 4.35% |
| Scotiabank Investment Savings Account, Series A (DYN6000) CAD | |
| Equitable High Interest Savings Account, Series A (EQB1000) CAD | 4.20% |
| Home Trust High Interest Savings Account, Class A (HOM100) | |
| Manulife Bank Investment Savings Account (MIP510) CAD | |
| NBI Altamira CashPerformer Account, Series A (NBC100) CAD | 4.05% |
| RBC Investment Savings Account, Series A (RBF2010) CAD | |
| Renaissance High Interest Savings Account, Series A (ATL5000) CAD | |
| TD Investment Savings Account, Series A (TDB8150) CAD | |
| B2B Bank HIIA, Series A (BTB100) CAD | 3.50% |
5:28 am
January 17, 2021
Offline
https://ads.scotiabank.com/ADS/Download/980/en
New itrade rates
5:58 am
September 30, 2017
Offline
The rate history page will tell without the PDF download
(JN13) ISA Series A C$ 4.60% (was 4.35%)
6:22 am
February 14, 2023
Offline
anita555 said
https://ads.scotiabank.com/ADS/Download/980/en
New itrade rates
7:51 am
October 27, 2013
Online
To be clear, these are not Scotia iTrade rates. They are Scotia ADS rates available at brokerages including Scotia iTrade. It is a common (and easily committed) error by a great many of us to associate rates on products with the broker/agent rather than the actual issuer.
3:57 am
April 6, 2013
Offline
Since last update, B2B Bank, RBC, and Scotiabank have increased their rates:
| ISA (Canadian Dollars) | Rate |
| Scotiabank Investment Savings Account, Series A (DYN6000) | 4.60% |
| BMO High Interest Savings Account (BMT104) | 4.35% |
| RBC Investment Savings Account, Series A (RBF2010) | 4.30% |
| Equitable High Interest Savings Account, Series A (EQB1000) | 4.20% |
| Home Trust High Interest Savings Account, Class A (HOM100) | |
| Manulife Bank Investment Savings Account (MIP510) | |
| B2B Bank HIIA, Series A (BTB100) | 4.05% |
| NBI Altamira CashPerformer Account, Series A (NBC100) | |
| Renaissance High Interest Savings Account, Series A (ATL5000) | |
| TD Investment Savings Account, Series A (TDB8150) |
5:24 am
January 9, 2011
Offline
Thanks Norman1, your updates are most appreciated. And money making too, as it turns out, because I wouldn't have known when and where to move money to.
The main accomplishment of almost all organized protests is to
annoy people who are not in them.
5:33 pm
September 30, 2017
Offline
* TD C$ ISA(s) is also showing 4.30% (4.05%) ... in TDDI
* Manulife ISA (MIP510) is 4.40%* as at June 15, 2023 on product page
5:51 pm
April 6, 2013
Offline
As hwyc reported, Manulife Bank and TD Bank have increased their rates since last update:
| ISA (Canadian Dollars) | Rate |
| Scotiabank Investment Savings Account, Series A (DYN6000) | 4.60% |
| Manulife Bank Investment Savings Account (MIP510) | 4.40% |
| BMO High Interest Savings Account (BMT104) | 4.35% |
| RBC Investment Savings Account, Series A (RBF2010) | 4.30% |
| TD Investment Savings Account, Series A (TDB8150) | |
| Equitable High Interest Savings Account, Series A (EQB1000) | 4.20% |
| Home Trust High Interest Savings Account, Class A (HOM100) | |
| B2B Bank HIIA, Series A (BTB100) | 4.05% |
| NBI Altamira CashPerformer Account, Series A (NBC100) | |
| Renaissance High Interest Savings Account, Series A (ATL5000) |
4:44 am
May 26, 2022
Offline
BMO HISA rate for BMT104, BMT109 & BMT114 is now 4.60%
5:36 am
April 6, 2013
Offline
Since last update, BMO, Home Trust, National Bank, and Renaissance have increased their rates:
| ISA (Canadian Dollars) | Rate |
| BMO High Interest Savings Account (BMT104) | 4.60% |
| Scotiabank Investment Savings Account, Series A (DYN6000) | |
| Manulife Bank Investment Savings Account (MIP510) | 4.40% |
| Home Trust High Interest Savings Account, Class A (HOM100) | 4.30% |
| NBI Altamira CashPerformer Account, Series A (NBC100) | |
| RBC Investment Savings Account, Series A (RBF2010) | |
| Renaissance High Interest Savings Account, Series A (ATL5000) | |
| TD Investment Savings Account, Series A (TDB8150) | |
| Equitable High Interest Savings Account, Series A (EQB1000) | 4.20% |
| B2B Bank HIIA, Series A (BTB100) | 4.05% |
2:21 pm
April 6, 2013
Offline
Since last update, B2B Bank has increased its rate from 4.05% to 4.30%:
| ISA (Canadian Dollars) | Rate |
| BMO High Interest Savings Account (BMT104) | 4.60% |
| Scotiabank Investment Savings Account, Series A (DYN6000) | |
| Manulife Bank Investment Savings Account (MIP510) | 4.40% |
| B2B Bank HIIA, Series A (BTB100) | 4.30% |
| Home Trust High Interest Savings Account, Class A (HOM100) | |
| NBI Altamira CashPerformer Account, Series A (NBC100) | |
| RBC Investment Savings Account, Series A (RBF2010) | |
| Renaissance High Interest Savings Account, Series A (ATL5000) | |
| TD Investment Savings Account, Series A (TDB8150) | |
| Equitable High Interest Savings Account, Series A (EQB1000) | 4.20% |
5:18 am
April 6, 2013
Offline
Since last update, Equitable Bank has increased its rate:
| ISA (Canadian Dollars) | Rate |
| BMO High Interest Savings Account (BMT104) | 4.60% |
| Scotiabank Investment Savings Account, Series A (DYN6000) | |
| Equitable High Interest Savings Account, Series A (EQB1000) | 4.45% |
| Manulife Bank Investment Savings Account (MIP510) | 4.40% |
| B2B Bank HIIA, Series A (BTB100) | 4.30% |
| Home Trust High Interest Savings Account, Class A (HOM100) | |
| NBI Altamira CashPerformer Account, Series A (NBC100) | |
| RBC Investment Savings Account, Series A (RBF2010) | |
| Renaissance High Interest Savings Account, Series A (ATL5000) | |
| TD Investment Savings Account, Series A (TDB8150) |
7:25 am
April 6, 2013
Offline
Bank of Canada raised its overnight rate by ¼% to 5% three days ago.
Rates holding steady since last update:
| ISA (Canadian Dollars) | Rate |
| BMO High Interest Savings Account (BMT104) | 4.60% |
| Scotiabank Investment Savings Account, Series A (DYN6000) | |
| Equitable High Interest Savings Account, Series A (EQB1000) | 4.45% |
| Manulife Bank Investment Savings Account (MIP510) | 4.40% |
| B2B Bank HIIA, Series A (BTB100) | 4.30% |
| Home Trust High Interest Savings Account, Class A (HOM100) | |
| NBI Altamira CashPerformer Account, Series A (NBC100) | |
| RBC Investment Savings Account, Series A (RBF2010) | |
| Renaissance High Interest Savings Account, Series A (ATL5000) | |
| TD Investment Savings Account, Series A (TDB8150) |
7:29 am
February 14, 2023
Offline
Yes, took a week for them to move higher after June BOC announcement.
Just curious why the series F not mentioned?
7:40 am
October 27, 2013
Online
F series ISAs from the various providers are not available to many DIY retail customers so I suspect it would be a waste of time and effort for Norman1 to display both. We should be happy Norman1 does this chart at all.
Every one of us can easily do the math for F series anyway. Use A series data and add 10-15bp, and if anyone wishes to be certain, look up the relevant ISA series on their own.
5:59 am
September 30, 2017
Offline
Scotia taking the lead to action! 4.75% (was 4.60%)
7:48 am
September 19, 2018
Offline
AltaRed said
F series ISAs from the various providers are not available to many DIY retail customers so I suspect it would be a waste of time and effort for Norman1 to display both. We should be happy Norman1 does this chart at all.Every one of us can easily do the math for F series anyway. Use A series data and add 10-15bp, and if anyone wishes to be certain, look up the relevant ISA series on their own.
Scotia F series DYN6004 just increased to 5 per cent available to Scotia itrade account customers.
Please write your comments in the forum.