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Email this7:38 am
February 7, 2019
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The Rock said
The easy three letter answer to that question is below.
LOL.
That's what we just got ... Yesterday 6.25%, Today 5.75%.
Let's all subscribe to their blog to get alerted to the daily rate ...
| CGO |
8:39 am
January 7, 2016
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I have opened high interest saving at 6.25% yesterday, 5.75% today makes me think twice 
before transferring money there. So disappointing ....
8:42 am
February 7, 2019
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COIN said
"suspect it's more like "we're not committing to a duration for 6.25% and we're giving us the option to reduce the rate at any time".Will DUCA give reasonable advance notice if they discontinue the promo?
Were you signing onto 6.25% till Jan 31?
| CGO |
8:55 am
August 20, 2019
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There is no new “Park” account for new rate. I asked.
Also, Post#1 “..eliminating the end date..” means eliminating the end date.
Yes, this offer needs be watched for more rate changes and/or offer cancellation.
9:01 am
December 12, 2020
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I will be signing in everyday now.. If they drop the 6.25%.. I'm gone easy as that..
9:08 am
August 20, 2019
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victor6433 said
I will be signing in everyday now.. If they drop the 6.25%.. I'm gone easy as that..
You will be gone "in a few days". You should call them.
Also, I note the Omnia Direct 6 mo. 6% promo is not on promo page.
9:20 am
May 26, 2022
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DUCA said all Earn More Promo accounts will be at 5.75% tomorrow
9:33 am
December 12, 2020
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Greedy Guy said
DUCA said all Earn More Promo accounts will be at 5.75% tomorrow
I will wait till tmrw and c what will happen with the 6.25.. It is what it is..
10:07 am
December 12, 2020
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AR said
You will be gone "in a few days". You should call them.
Also, I note the Omnia Direct 6 mo. 6% promo is not on promo page.
I'm getting rid banks "like i did Hubert and Tandia..
Omnia Direct I like the 6 month GIC though..
Thanks
11:58 am
January 10, 2017
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Does anyone have the Terms and Conditions of when Duca offered the 6.25% rate until 31 January 2024? Do they say the rate can change at any time?
12:46 pm
May 20, 2016
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Greedy Guy said
DUCA said all Earn More Promo accounts will be at 5.75% tomorrow
Then, I will move all my fund out tomorrow over to HSBC.
12:59 pm
December 12, 2020
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davidgeorge said
Then, I will move all my fund out tomorrow over to HSBC.
That is exactly what I'm doing.. Push it to ING.. Wait till Monday ING to HSBC..
Btw this site is addicting worse than playing poker..
2:07 pm
March 30, 2017
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2. Rate Change History: May 15, 2023 to July 19, 2023, the rate was 4.75%. Starting July 20, 2023, the rate automatically changed to 5.25%. Starting October 3, 2023, the rate automatically changed to 6.25% and this rate will be reflected in online banking as of October 4, 2023. Rate subject to change or campaign can end early without notice.
This is in the fine print. So they dont have to grandfather 6.25%....
2:19 pm
February 7, 2019
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savemoresaveoften said
2. Rate Change History: May 15, 2023 to July 19, 2023, the rate was 4.75%. Starting July 20, 2023, the rate automatically changed to 5.25%. Starting October 3, 2023, the rate automatically changed to 6.25% and this rate will be reflected in online banking as of October 4, 2023. Rate subject to change or campaign can end early without notice.This is in the fine print. So they dont have to grandfather 6.25%....
Except for this which they last sent out Oct 3rd ...
So, in my view, Earn More Promo funds there before today need to be grandfathered at 6.25% through Jan 31 ...
| CGO |
2:20 pm
February 7, 2019
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BTW ... With $1.10 @ DUCA I have no skin in this game ...
| CGO |
3:25 pm
August 20, 2019
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cgouimet said
Except for this which they last sent out Oct 3rd ...
So, in my view, Earn More Promo funds there before today need to be grandfathered at 6.25% through Jan 31 ...
cgouimet keeps bringing up an important point and I will also look into it too although it may take days. The question is whether once offered the offer can be rescinded after acceptance. A deal is a deal unless it isn't?
3:49 pm
February 7, 2019
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AR said
cgouimet keeps bringing up an important point and I will also look into it too although it may take days. The question is whether once offered the offer can be rescinded after acceptance. A deal is a deal unless it isn't?
DUCA has the right to stop offering but they do not have the right to honour what they have accepted.
| CGO |
9:06 pm
January 7, 2020
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cgouimet said
DUCA has the right to stop offering but they do not have the right to honour what they have accepted.
While I certainly agree with that premise, I just checked my account, and the effective rate now shows as 5.75-- changed from earlier in the day
10:29 pm
February 7, 2019
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mustang said
While I certainly agree with that premise, I just checked my account, and the effective rate now shows as 5.75-- changed from earlier in the day
So, the question now is ... Was this what effective when your $ went in?
Through Jan 31?
| CGO |
11:07 pm
October 21, 2013
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DUCA's website does now says 5.75%
They've done this before, namely dropping a promo rate without warning or sending a message. There is always some wording in the original offer that allows them to do this.
However, I think it's very disingenuous to do so right after advertising that the rate was still 6.25% with revised system.
Very poor show, DUCA!! This is no way to treat your members.
Thanks to those who were on alert about this.
Please write your comments in the forum.