11:58 pm

May 20, 2016

I am confused about the PC Financial Credit card and Esso/Mobil Price Privileges Fuel Savings Card and how it works. I understand that it gives a 3-cent-per-litre discount on fuel at participating Esso and Mobil stations, but I am not sure how to calculate the discounted price.

For example, the digital sign at the Esso gas bar at the Real Canadian Superstore (RCC) today showed that gas was $1.919 per litre. With the Price Privileges card, the price would be $1.849 per litre based on the banner inside the store. However, when I subtract 3 cents from 1.919, I get 1.889. How did they arrive at 1.849?

And is there a quick calculation or method I can do in my head to calculate the discounted price? I want to be able to compare the discounted price to the price of gas at other stations to determine if it is feasible to go to the Esso gas bar at RCC.

Thank you for your help in clarifying this.

3:09 am

February 7, 2019

Hmm said

I am confused about the PC Financial Credit card and Esso/Mobil Price Privileges Fuel Savings Card and how it works. I understand that it gives a 3-cent-per-litre discount on fuel at participating Esso and Mobil stations, but I am not sure how to calculate the discounted price.For example, the digital sign at the Esso gas bar at the Real Canadian Superstore (RCC) today showed that gas was $1.919 per litre. With the Price Privileges card, the price would be $1.849 per litre based on the banner inside the store. However, when I subtract 3 cents from 1.919, I get 1.889. How did they arrive at 1.849?

And is there a quick calculation or method I can do in my head to calculate the discounted price? I want to be able to compare the discounted price to the price of gas at other stations to determine if it is feasible to go to the Esso gas bar at RCC.

Thank you for your help in clarifying this.

The "Price Privileges Card" seems to be a Esso/Mobil program. You need to look into that there. I couldn't find much on it with a quick Google search.

As for "PC Optimum", scanning your PC Optimum card (or PC Optimum linked PC MC) before pumping gas will earn you 10pts/litre (= $0.01/litre) immediately and will show on your gas receipt.

If you then pay with PC MC, you will receive another 10pts/litre a few days later. Then a few days after that, another 10pts/$.

So, say 50 litres @ $1.919/litre ...

1: 10pts/L = 500

2: 10pts/L = 500

3: 10pts/$ = 950

Total PC MC Charge = $95.95

Pts received = 1950 ($1.95 equivalent)

Net Fuel Cost = ($95.95-$1.95)/50 = $1.880

PC Opt/MC Savings = $0.039/litre

Then add whatever your Price Privileges does for you ...

CGO |

7:52 am

April 6, 2013

The Price Privileges 3¢/L discount will be applied before charging to the PC Mastercard. So, the charge will be

50L * ($1.919/L - $0.03/L) = $94.45

#3 will be 940 pts instead of 950.

Total pts received will be 1,940 for an equivalent of $1.94. Savings from the pts will be

$1.94 / 50L = $0.0388/L

Net price would be

$1.919/L - $0.03/L - $0.0388/L = $1.8502/L

7:59 am

February 7, 2019

Norman1 said

The Price Privileges 3¢/L discount will be applied before charging to the PC Mastercard. So, the charge will be50L * ($1.919/L - $0.03/L) = $94.45

#3 will be 940 pts instead of 950.

Total pts received will be 1,940 for an equivalent of $1.94. Savings from the pts will be

$1.94 / 50L = $0.0388/L

Net price would be

$1.919/L - $0.03/L - $0.0388/L = $1.8502/L

As I mentioned in my post, I couldn't find anything informative on Price Privileges. Do you have a link? Thanks ...

CGO |

8:07 am

April 6, 2013

I found this: https://www.esso.ca/en-ca/price-privileges

Discount could vary. I used to have some that gave a 5¢ discount.

Looks like Esso renamed the cards to Fuel Discount Cards.

8:14 am

February 7, 2019

Norman1 said

I found this: https://www.esso.ca/en-ca/price-privilegesLooks like Esso renamed the cards to Fuel Discount Cards.

Thanks Norman ...

So not really a Loyalty or Discount Gas card but rather a prepaid or gift gas card. Not much of a deal in that unless somebody wants to give you one to pay for gas ...

I'll pass ...

CGO |

9:09 am

February 7, 2019

Norman1 said

Yes, those Esso discount cards were a gimmick.Instead of giving someone a $25 gift card for $25 worth of gas, one could give them 5¢ off of 500L of gas.

Give us $25 for a gift card that'll go in the kitchen drawer with the others in your collection. Please leave it there in that protected enclosure. Forever...

CGO |

2:25 am

November 18, 2017

...and they can keep your money longer, until you buy enough gas to use up $25 at 5 cents a litre - like, 500 litres! You can easily get your cash out on the first fill-up with a straight $25 gift. And then you can go wherever the price is best.

A friend tried to pay some cash he owed me with one of those cards. And for weeks thereafter, that brand charged 5 cents more per litre! So I never got a dime of my cash back!

RetirEd

**RetirEd**

11:46 pm

May 20, 2016

What's also confusing (for me) is on PC Financial Mastercard's website it says you'll earn at least 30 points at Esso, but on the Optimum Rewards card section it mentions 10 points (on everything) which isn't specifically "tagged"

So it seems then the discount should be 40 points or 4% which is close, but not exact as the calculations here:

Norman1 said

The Price Privileges 3¢/L discount will be applied before charging to the PC Mastercard. So, the charge will be50L * ($1.919/L - $0.03/L) = $94.45

#3 will be 940 pts instead of 950.

Total pts received will be 1,940 for an equivalent of $1.94. Savings from the pts will be

$1.94 / 50L = $0.0388/L

Net price would be

$1.919/L - $0.03/L - $0.0388/L = $1.8502/L

11:48 pm

May 20, 2016

RetirEd said

...and they can keep your money longer, until you buy enough gas to use up $25 at 5 cents a litre - like, 500 litres! You can easily get your cash out on the first fill-up with a straight $25 gift. And then you can go wherever the price is best.A friend tried to pay some cash he owed me with one of those cards. And for weeks thereafter, that brand charged 5 cents more per litre! So I never got a dime of my cash back!

RetirEd

Is he still your friend? Reading this reminds me of the telephone scams asking for payment for CRA debts by gift cards.

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