Tangerine cash back MasterCard | Page 7 | Credit card reward programs | Discussion forum

I know I may be stating the obvious but, to get a definitive answer , go beyond the "one who answers the phone" or who is on "live chat". Speak to someone higher up. I would think that any payment for a service or product whose supplier takes a Tangerine card, and pays a service charge for that privilege, would qualify for the rebate. As always, I could be wrong, but this just makes sense to me.

picassocat said
Get cozy with a $250 Bonus.*
Apply for a Tangerine Money-Back Credit Card by March 31, 2020, and if you’re approved and spend at least $5,000 on everyday purchases in your first 3 months, we’ll put a $250 credit on your Account. That’s like $250 back in your pocket.
  

I had forgotten about this promo and in my mind, I hadn’t achieved the goal, well apparently, I did. Today I received an e-mail from Tangerine saying 250$ will be credited to my tang MasterCard. Wow, I don’t believe it and to think I wanted to get rid of that card. Thanks Tangerine!

implode said
Tangerine has been pimping me their Mastercard World card in the insights.   

Same here implode but I don't have any promo or reward being offered.
Perhaps it is because I already have their basic card and they are just trying to get me to upgrade. I really don't see the added value. Do you already have a Tangerine Mastercard?

just recd my $300 which was the 15% on $2000 promo few months ago.
With all the WE card perks around $200-$300, just wait until they offer you something similar, especially if you are already a Tang customer.
Keep in mind the new card user perks may not be as high now given it is a no fee card compare to the WE (which are $99-149 but FYF),but you should receive some perks for applying.
Also check out GreatCanadianRebates promo, I was able to tag on the $75 on top when I applied back in March.
Good luck

dougjp said
Did anyone get their Tang MasterCard cash back paid into their savings account at Tang this month (IF that's your usual way of receiving it)? Its usually paid on the 7th or 8th, its the 11th and hasn't happened yet for me. I phoned in 2 days ago and the rep seemed to know how much it was, concluding that it must be delayed because of the long weekend.  

Yup. Mine is paid on the 3rd of the month. And yes I received the cash back on September 3rd.

Djino

MG said

Same here implode but I don't have any promo or reward being offered.
Perhaps it is because I already have their basic card and they are just trying to get me to upgrade. I really don't see the added value. Do you already have a Tangerine Mastercard?  

Not really an upgrade for me. I consider it a downgrade if it goes from the 28 day to a 21 day grace period on the new card. It offers nothing that I don't already have with other cards. With all the competitive incentives coming out lately, I only use it for the categories I've selected and nothing else.
All my cash was moved out when my promo expired Aug 31 and still no new offer to date.
dougjp: My bonus gets deposited on the 16th. Haven't had any issues with it being late so far. I AM having an issue with their categories. I've made several purchases at JYSK over the last year and the ALL gave me 2% cashback. Made a large purchase there last month and they only paid out .5%. They say it's the store...I call BS based on prior purchases, I've always used the same store, and I haven't changed categories since last spring.
They are checking every box on the list of why they are more trouble than they're worth. I miss ING

Rick said

. . .

dougjp: My bonus gets deposited on the 16th. Haven't had any issues with it being late so far. I AM having an issue with their categories. I've made several purchases at JYSK over the last year and the ALL gave me 2% cashback. Made a large purchase there last month and they only paid out .5%. They say it's the store...I call BS based on prior purchases, I've always used the same store, and I haven't changed categories since last spring.
They are checking every box on the list of why they are more trouble than they're worth. I miss ING   

This happened to be too, but with another retailer (sorry, can't remember the name). I eventually found out that the store, for some reason, had changed it's category, and so it no longer qualified for the Tangerine CC 2% cashback.

You might want to check into it ... JYSK may have changed their category.

'Carpe Diem'

Dean

dougjp said
Did anyone get their Tang MasterCard cash back paid into their savings account at Tang this month (IF that's your usual way of receiving it)? Its usually paid on the 7th or 8th, its the 11th and hasn't happened yet for me. I phoned in 2 days ago and the rep seemed to know how much it was, concluding that it must be delayed because of the long weekend.  

UPDATE - Cash back was not paid because of a long weekend system delay in recognizing my monthly credit card payment. My due date when I paid happened to be the Friday before a long weekend, but the system started calculating late payment interest early the same day.....the system reversed the late interest automatically but didn't allow the cash back payment (?). Anyway after several calls, I'm told I will receive the past month's cash back at the next cycle in early October. I was told I could avoid this (first time) nuisance problem if I paid earlier than the due date

Tangerine just looks at the merchant category code and the recurring payment flag on the charges. All the category-based credit card programs work the same way.

It is up to the merchant to set or not set the recurring payment flag. It is between the merchant and its acquirer what its merchant category is. Walmart, for example, is a discount store for Visa charges. For MasterCard charges, some Walmart stores are grocery stores and some are discount stores.

Rick said

I checked the T&C when the World Elite was first offered and that was what made the difference for me to decide not to "upgrade".
Was covered in this thread back in Nov 2019:
https://www.highinterestsavings.ca/forum/tangerine-bank/new-tangerine-world-mastercard/#p45808

Your Tangerine Credit Card Cardholder Agreement effective August 1, 2019
Interest-free Grace Period
You'll receive an interest-free Grace Period of at least twenty-one (21) days on new Purchases on your Card if you pay the outstanding balance owing on your Account in full by the due date shown on your monthly statement. There is no interest-free grace period for Cash Advances, Balance Transfers, Cash-Like Transactions and applicable Cash Advance fees.  

I have the world mastercard and it's 28 days for me (in a 31-day month). The statement date, 27th, and due date, 24th, remain the same.