Website: https://www.haventreebank.com
Headquarters: Toronto, Ontario
Parent company: n/a
Credit union? No
Available to Quebec residents? No
Founded in: 2026
Disclaimer: Although our best efforts are made, the information posted on this website is not guaranteed to be accurate. Please visit their website for authoritative information.
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Customer service: Rated 4 / 5 stars
Account features: Rated 3 / 5 stars
Interest rates (consistency and amount): Rated 4 / 5 stars
Fees: Rated 5 / 5 stars
Interface (online, telephone, in-person, etc.): Rated 5 / 5 stars
How long have you banked with them?: 2 days
Why do you bank with them?: Interest Rate Only
What do you like about this bank / credit union?: App has good UI
What could be improved about this bank / credit union?: e-Transfer Deposits after 8PM do NOT post until after Midnight. Happened Twice Already within 48hrs.
General comments: During Business Hours: •Attempted to make a e-Transfer deposit during business hours: e-Transfer deposited instantly. After Business Hours: •Attempted to make a e-Transfer deposit at 8:51PM EST (after their typical business hours) - Haventree closes at 8PM: At this point e-Transfer that successfully was accepted the transaction DID NOT post. This means there’s a delay anywhere between 1.5HRS or latest by 12:15AM it gets reflected. Conclusion: This inconvenience would be considered reasonable if Haventree matched the current 2.85% rate of Saven Financial. Unfortunately, @ 2.5% there are many other options where you don’t need this hassle. However, Haventree is still a great overall option. They have a great modern app, it’s just too bad that their e-Transfer service is horrible. It’s better then some banks that don’t offer any e-Transfer service so don’t get me wrong they aren’t that bad, just not the best. Fix: If Haventree Increases their overall rate to 2.85% (competing with Saven) then that would make up for all the inconveniences with e-Transfer posting delays. Otherwise, I hope they fix this issue.
Review by ipro31 — October 8, 2026 @ 6:18 pm