Optical Disc Drives Price Fixing Class Action | Your stories | Discussion forum

Just filed, got a claim-ID via email ... thanks

Wow, they deduct $2.00 to issue a cheque now! Geez...

I probably purchased more than one computer and hard drive during this period, but for simplicity, I'll go with the undocumented claim.

Cheers,
Doug

Norman1 said
The computer has to have an optical drive. Like a CD, DVD, or Blu-ray drive.

Hard drives don't count towards eligibility for this optical drive class action settlement.  

Oh, oops, I thought optical drives meant hard drives in this case. Fair enough. Fortunately, I have purchased a desktop computer and maybe a laptop computer during that period which had an optical CD-ROM or DVD-ROM drive.

Nonetheless, it is an undocumented claim, and it is highly unlikely the Claims Administrator would request additional information on an undocumented claim. I've never been contacted in past claims, nor have I encountered anyone who has.

Cheers,
Doug

I wonder where I should place that ... 5Yr or 10Yr GIC?

My payment received via Interac just now. Bravo.

savemoresaveoften said

Set up auto deposit is fast and easy and have nothing to lose. It’s 1 way money flow (deposit only), not like they can withdraw without consent.  

I would add that setting up Interac auto-deposit is the safest thing you can do for Interac. This way, even if you email or text is compromised, deposits cannot be intercepted.

Otherwise, the person sending you money has to send you an email or text with a security question and you have to know or be given the answer. These can and have been intercepted before, so that deposit can be directed to ANY bank account.

TIP: if you need to set up auto-deposit to different accounts, you will need a unique email address for each account. This is simple with gmail... just add .@gmail.com or use extra periods in your email address when you register it with Interac, e.g. myemail@gmail.com can be myemail+savings@gmail.com or my.email@gmail.com. In both cases, any emails using these designations still end up in your same inbox.

Norman1 said

smayer97 said

I would add that setting up Interac auto-deposit is the safest thing you can do for Interac. This way, even if you email or text is compromised, deposits cannot be intercepted.
…

Not true. Once your e-mailbox or SMS on your phone is hacked, the hacker can change the bank account for Interac auto-deposits to that e-mail address or SMS phone number. I explained how that can be done a while back.  

Yes, good point and insight. BTW, this makes me realize that this also means that ANY email that is hacked can be set up with auto-deposit directed to a hacker's account of choice, without the email owners knowledge, because the hacker can simply delete the confirming INTERAC set-up emails. This means that if your email or text is hacked either before or after auto-deposit is set up, this is vulnerable. Hmmm....

That said, if there is provable fraud involved and it cannot be attributed to negligence by the official recipient, banks CAN and HAVE reversed transactions. Of course, the details matter.

That suggests that the way to maximize the security of INTERAC as it stands is to NOT use auto-deposit, have the recipient send a request for funds, use secure Q&A, get notified ahead of time when payment is being executed, and process the deposit manually as soon as possible. This keeps all parties informed of the transaction as it is taking place and minimized interception. Of course, this takes away from much of the convenience and therefore can be highly impractical.

Hmmm, not what I had fully considered.

COIN said

Are you receiving Canadian $18 instead of Canadian$20?  

Yes. Got $18 cheque in the mail. Used a junk email address so didn't want Interac deposit.