Targeted subsequent 3¼% offer coming on new money after Apr 2 (Jul 1 to Sept 30, 2025) | Page 2 | Tangerine Bank | Discussion forum

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Targeted subsequent 3¼% offer coming on new money after Apr 2 (Jul 1 to Sept 30, 2025)
July 4, 2025
10:35 am
zgic
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Got 3.90% till 30Sept2025

July 4, 2025
10:55 am
Bill
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Spouse got 3.75% on amount above her July 3 balance. My 3.65% offer was on amount above my April 2 balance, so I guess you have to check the fine print on that too.

July 4, 2025
4:33 pm
COIN
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I've given up on Tangerine and its sister Simplii and their silly games. I now negotiate my own (better?) rates directly with the Big 5 banks which I'm able to do as a high value client.

July 4, 2025
7:55 pm
zgic
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COIN said
I've given up on Tangerine and its sister Simplii and their silly games. I now negotiate my own (better?) rates directly with the Big 5 banks which I'm able to do as a high value client.  

rates please

July 5, 2025
6:38 am
cgouimet
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No email but Insight upon login for 3.9% Jul 4 to Sep 30 on new money from Jul 3 balance which was at $1.10.

CGO
July 5, 2025
9:06 am
Rail Baron
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No email for me, but I got 3.5% from July 3 to Sep. 30.

July 5, 2025
1:04 pm
BillieBob
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On logging in today, I found the new money offer of 3.9% (from July 3 to Sept 30, 2025). My partner had previously received the extension offer of 3.65% to Sept 30.

July 6, 2025
9:08 am
Alexandra
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BillieBob said
On logging in today, I found the new money offer of 3.9% (from July 3 to Sept 30, 2025). My partner had previously received the extension offer of 3.65% to Sept 30.  

Me too. Logged in says activate by end July to get the 3.9%. No e-mail.
Doesn't give any other info. Doesn't give any other info. So is end date always going to be Sept 30...no matter when you activate in July? Anyone?

July 6, 2025
9:47 am
Norman1
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Full terms of the activated offer will be under "Account Details" of applicable accounts. See previous post.

July 6, 2025
10:03 am
canadian.100
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COIN said
Are loans to BNS Tangerine's only asset?  

The largest assets I see on the Tangerine Balance Sheet are:
- Deposits with regulated financial institutions $40 Billion
- Loans to individuals $2 Billion
- Mortgages receivable $6 Billion

July 6, 2025
10:29 am
Alexandra
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Norman1 said
Full terms of the activated offer will be under "Account Details" of applicable accounts. See previous post.  

Thanks Norman. Mine is at the 3.9% but probably same. Doesn't show in my account details as I haven't activated it yet. Probably will but most available funds are going into Home Bank/ Home Trust at 4% for the 2yr GIC.

July 7, 2025
5:23 pm
COIN
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canadian.100 said

The largest assets I see on the Tangerine Balance Sheet are:
- Deposits with regulated financial institutions $40 Billion
- Loans to individuals $2 Billion
- Mortgages receivable $6 Billion  

"Deposits with regulated financial institutions $40 Billion"
My guess that the regulated financial institutions is BNS.

July 8, 2025
1:18 pm
picassocat
Québec
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Yesterday I was offered and accepted 3,90% till the end of September, but this time it is different for me. The usual routine when an offer expires, I move my money to another financial institution, wait a few weeks and another offer comes in. This time Tangerine waited more than a month and during that time I took a GIC for 3 months at 3,1% ; Tangerine will not see that money because they were slow in their offering. How many more clients move out after an offer ends that either don't come back or come back with less money?

July 9, 2025
7:16 am
Bill
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I do much the same as you. But sometimes I bring more money back if in the meantime I've had a gic mature somewhere and haven't yet locked it up again. So for Tangerine it can go either way.

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