Targeted 6% HISA offer YMMV | Page 3 | Tangerine Bank | Discussion forum

COIN said

A couple of questions.

1) How does one "close" an offer?

2) Has anybody ever received a promo offer if they had no funds in either their chequing or savings account?  

Previously, I called Tang to get the CSR to send an e-mail request to their back-office and it was done. I checked tonight, but the current request was not done. CSR said to check back tomorrow, in case it was still in process. No notes were added to the request, so it wasn't closed.

I have received promo offer without any cash present, but they seem to be fewer and farther in-between.

HermanH said

Previously, I called Tang to get the CSR to send an e-mail request to their back-office and it was done. I checked tonight, but the current request was not done. CSR said to check back tomorrow, in case it was still in process. No notes were added to the request, so it wasn't closed.

I have received promo offer without any cash present, but they seem to be fewer and farther in-between.  

Last time I was told by CSR their system does not allow them to remove an live promo from the account once accepted…

please enlighten me, how exactly does someone become "invited" to their interest rate promos? -randy

randy said
please enlighten me, how exactly does someone become "invited" to their interest rate promos? -randy  

If you have been following the Tangerine discussions here since joining this group in 2012, you already know the answer to that question: there is an internal to Tangerine selection process that no one has figured how to influence.

Except, there have been suggestions that your odds might improve some if you dream of doing the chicken dance while sleeping on your back with your head aimed at the S and your feet toward the NE and NW in a room between 24 and 25C.

COIN said

Interesting. I think you wanted to close the old promo so you would be eligible for a new and (maybe) better promo?  

Hopefully, it won't be interpreted as never never wanting to receive any promo!

HermanH said
That was one of the reasons.  

Good luck. Hope they don't put a "black mark" on your account. You are a brave customer.

I'm out now now till 2024.
Goodluck Herman.. Risky 4 a few extra dollars a month.. I can't wrap my head around this..
I was so happy when Tangerine gave me a promotion rate at 1.5% even better at 2.3%.. I appreciated it all.. Happy new year till then..

bhuc said
A couple of weeks back Tang reduced their HISA interest rate from 1% to 0.8%
Today I noticed that the HISA rate is now 0.7%

MY promo rate is still 6% until Jan 32-2024 .

I will definitely be moving my $'s out when the promo is over !  

Whether the base rate is 1% or .5%, a lot of $ will be moving out if no extensions offered ...

RetirEd said
Sooo.. did the Base+Bonus rate total fall with the drop in the base rate, or did the bonus increase to keep the total constant?

This is important. They've been dicks about this in the past!  

No worries. Total Rate remains. So lower base, higher bonus ...

mordko said
Yes, the terms of the offer are crystal clear. 6% until Feb 29th.  

Not for cgouimet, on their screenshot the 6% offer ends on January 31st.