July 13, 2014
Tangerine formerly Ing direct no longer support last login date for online banking. A Tangerine user who logs into his Online bank account can no longer see the last access time to his/her online account. I was told by a supervisor that this is a marketing request.
When tangerine was Ing direct this option was available. The last log in date is also available with other banks like CIBC and is a strange ommision based on marketing.
That may be an excuse. To me, I forgot "last login" quickly except I used the online banking yesterday or today. What's more important regarding security is 2FA: two-factor authentication, like what CIBC is doing. Another layer of one-time-use PIN is sent via text, voice-call, or email(email is not a good choice, but better than none).
August 5, 2014
October 21, 2013
You might consider Cdn Direct Fin, which has a daily interest rate of 1.9 and is also CDIC-insured. I have no personal experience with them though and don't know much about how they operate. But if rate is your concern, I think this is the best one going for a CDiC-insured institution.
And Peoples Trust is offering 1.8, also CDIC-insured.
August 4, 2010
PeoplesTrust not only has the 1.8%, but is doing 2.4% on 1-year GIC.
For what it is worth, my understanding is that PeoplesTrust security breach was on their front-end website, not the secure online account system (which uses the MemberDirect platform). The hackers were able to get into the signup database and access info in there for recent signups, but not actual account info/passwords for anyone, or signup info on most older signups.
Obviously bad, but I'm not sure it is any safer avoiding them, after they've had the fear of god put into them to make sure everything is now tight, than Small Bank X which might have some sort of similar sloppiness that just hasn't been discovered yet.