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Tangerine New Winter Promotion for 3%
January 8, 2019
1:51 pm
Brimleychen
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Smart saving habits are key to reaching your financial goals. A great interest rate on your savings helps, too. This winter, you can earn 3.00%* interest on new savings deposits until June 30, 2019 if you activate the offer by January 31, 2019.

January 8, 2019
1:56 pm
anitavirginia
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Is this for new money over and above a balance at a certain date?
Or is it for all money?

January 8, 2019
2:11 pm
davidgeorge
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New money. From my email:

Hit the ‘Activate Now’ button below (or in the banner above) to earn 3.00%* interest on new deposits to your Tangerine Savings Account(s), Tax-Free Savings Account(s) and RSP Savings Account(s):

1. Activate by January 31, 2019 to put your special interest rate in place.

2. New deposits of up to $1,000,000 made to these Accounts from January 8, 2019 to June 30, 2019 will earn your special rate of 3.00%.

January 8, 2019
2:33 pm
neil m
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The email I received offered 2.75% (less) interest on new savings deposits until September 30, 2019 (longer). All the other conditions were the same.

January 8, 2019
3:20 pm
rhvic
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I did not receive an email, but there was an offer of 3% in the rolling banner at the top of the page when I was on the 'overview' page. I have now activated the offer from there.

January 8, 2019
3:57 pm
dentgal
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Winter
Warm up your savings with a special interest rate of 2.75%* this winter until September 30, 2019.

I guess Tanga doesn't "really like me".
Any suggestions for higher rates? I'm maxed out at Oaken.
My 3% is ending next month at RBC. And Scotia momentum account is a pain.

January 8, 2019
4:01 pm
anitavirginia
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Just checked. No email and no offer when I sign into my account.

Looks like more and more, that I will not ever transfer money back to Tang . Will keep on checking to see if something comes.

January 8, 2019
4:21 pm
Top It Up
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dentgal said

Any suggestions for higher rates?.  

Ideal Savings 150-day GIC @ 3.25% !

January 8, 2019
5:38 pm
Alexandre
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neil m said
The email I received offered 2.75% (less) interest on new savings deposits until September 30, 2019 (longer). All the other conditions were the same.  

Good for you. All I've got is "You are preapproved for RSP credit at 2.75% interest." These are not the offers I am looking for.

January 8, 2019
5:40 pm
Peter
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Same as Alexandre. Just the RSP offer that I don't want.

January 8, 2019
6:03 pm
Joe
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Offered 3% by email.....I moved all of my money out except $2.00 to Meridian (3.15% for 6 months) when my last promotion ended a few months ago. I will wait for my Meridian offer to expire, then move it back to Tangerine, unless something better comes along for this rate chaser. sf-cool

January 8, 2019
9:14 pm
Rick
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Got email today. 3% til Jun 30. First offer I've received in over a year. Activated it ....now the 10 bux a month or so I get from my Mastercard rewards will make 3%. Sorry... have to do better than .2% over what I'm getting now to be bothered. Lost my loyalty a long time ago (but I can be bought sf-winksf-wink) and not playing the game this time.

January 8, 2019
11:00 pm
Yatti420
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I haven't received many offers lately at all.. Referral email was my last communications.. Not using Tangerine much at all.. Here is a list of all the offers I've activated since 2015 time frame..

My Tangerine History

January 9, 2019
1:02 am
Loonie
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You're a tough customer, Rick! But there's not much point in accepting it if you're not going to use it because you have a better deal elsewhere.sf-wink

Yatti, I am blown away by your level of detailed organization! I have no more than chicken scratch by comparison. sf-embarassed

January 9, 2019
4:30 am
SG
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Loonie said
You're a tough customer, Rick! But there's not much point in accepting it if you're not going to use it because you have a better deal elsewhere.sf-wink

Yatti, I am blown away by your level of detailed organization! I have no more than chicken scratch by comparison. sf-embarassed  

The list of all your offers is in your Tangerine account under bonuses and contests if you want to look for yourself

January 9, 2019
5:54 am
Loonie
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Oh, I see. I don't use their online system. I only use the phone, so that's why I wouldn't have seen it.
I'll stop feeling guilty now! My chicken scratches have served the purpose anyway sf-smile

January 9, 2019
6:12 pm
Joe
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Loonie said
Oh, I see. I don't use their online system. I only use the phone, so that's why I wouldn't have seen it.
I'll stop feeling guilty now! My chicken scratches have served the purpose anyway sf-smile  

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January 23, 2019
12:03 pm
BillieBob
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I received the 2.75% on new savings deposits until September 30, 2019 offer by email today. I wonder what Tangerine's formula is in determining who gets offered what.

January 23, 2019
3:56 pm
semi-retired
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BillieBob said
I received the 2.75% on new savings deposits until September 30, 2019 offer by email today. I wonder what Tangerine's formula is in determining who gets offered what.  

Read the fine print carefully.My 2.75% is contingent of having a minimum of 50 grand in the account.If the account falls below the minimum my interest falls to 1.25% for the days the 50 g minimum is not met.

January 23, 2019
4:23 pm
Loonie
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Interesting new tactic. Others have reported minimum of 80K required.

This virtually confirms something I suggested some time ago, namely that the reason behind earlier high offers was to ferret out how much money you might have available by seeing how much you deposited in response to a good offer. Now that they know, they may use it against you by making a proportion of it a qualifier.
The strategy may become clearer in March when the current round of 3.15 offers start expiring.

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