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Tangerine daily transfer limit to external accounts
August 5, 2022
8:40 am
pooreva
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Bill said
I've only got Big Bank accounts linked with all these ebanks, there's no way to do a pull for me, correct?  

Correct. Big banks do not do push nor pull of money.
Only 'electronic' banks have that feature.

March 1, 2023
6:00 pm
Canadianbull
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It appears, Tangerine now enforces $25,000 daily transfer limit to external accounts per account. Trying to send more in a single transfer generates an error message.

Error found
This transaction would put you over your daily limit. Please give us a call at 1-888-464-3232 or 416-756-2424 for further help.

I thought the limit was 50K per account/transaction?

March 1, 2023
6:06 pm
Bill
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Been $25k per account for a while, you can transfer as much as you want between accounts so if you have more than one account you can get more out. I assume if you call them the limit doesn't apply - ?

March 1, 2023
6:16 pm
moneyhelp
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Canadianbull said
It appears, Tangerine now enforces $25,000 daily transfer limit to external accounts per account. Trying to send more in a single transfer generates an error message.

Error found
This transaction would put you over your daily limit. Please give us a call at 1-888-464-3232 or 416-756-2424 for further help.

I thought the limit was 50K per account/transaction?  

I believe online its $25K limit, but if you call in, its $50K daily limit, but I'd call in to see there has been any updates as those criteria have been around for a while now; then please ensure to post so that we are all updated, thanks!

March 2, 2023
4:20 am
savemoresaveoften
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moneyhelp said

I believe online its $25K limit, but if you call in, its $50K daily limit, but I'd call in to see there has been any updates as those criteria have been around for a while now; then please ensure to post so that we are all updated, thanks!  

If u call in, u can transfer any amount that you have in your account, maybe limit to $5mm but that’s not most people’s concern

July 27, 2026
11:31 am
pcs
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Updating just in case it's useful : as of this date
(1) TNG daily limit for online push transactions is still $25K.
(2) from personal experience, one cannot ( oneself, online ) create two (or more) push transactions on successive days to exceed the limit.
(3) from talking to a CSR, one would have to login each day to see when the previous push transaction had occurred before creating the next one.

This last point
(4) IMHO makes the "schedule a transaction ahead of time" feature considerably less customer-friendly than it might be (and of course causes us phone-in so they can try to talk us out of transferring funds to better offers elsewhere ).
but
(5) is not unique to TNG ( e.g. I have previously experienced a similar issue at Simplii ).

July 27, 2026
9:56 pm
smayer97
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That said, it used to be possible to call in for them to override the $25K/day max by having them perform the transfer. Have you tried that? Is this still possible?

July 28, 2026
5:49 am
JohnnyCash
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If you have a chequing account, you can also do a transfer for $25k, so that's two transfers the same day.

July 30, 2026
10:18 am
pcs
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That said, it used to be possible to call in for them to override the $25K/day max by having them perform the transfer. Have you tried that? Is this still possible?

For completeness/clarity : yes, I called in. After an extensive conversation about my previous point (3), the CSR set up a single transfer of > $80K from my TNG savings account to an external account, which was deposited at the destination the next day.
HTH.

On another (slightly OT) point : a couple of weeks ago, I was able to link a TNG-external account ( at CIBC as it happens ) without using any third-party websites or services : i.e. entering the branch/institution/account numbers manually which were then verified with the "two micro-deposits" process. It took a couple of days to complete. I was pleasantly surprised : I had the impression that TNG had completely done away with the manual-entry+micro-deposit process some time ago, like several other FIs appear to have done.
HTH, again.

August 1, 2026
5:05 pm
pentel
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This is why I like HISA accounts that has chequing account options. I will transfer a large amount from savings to chequing and write a cheque. Just one cheque withdrawal and no need for multiple transfer outs. There should be no restrictions on how large the cheque amount is but I believe it should not be more then $999,999.00.

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