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March 2019 targeted offer
March 9, 2019
4:40 pm
Peter
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After not receiving the 3.00% or 2.75% offers in January, I just got a 2.75% offer when logged in to my Tangerine account:

New deposits to your Applicable Accounts from March 5, 2019 to August 31, 2019 will earn your special rate of 2.75%

We’ll total up the balances of your eligible Savings, TFSA and RSP Savings Account(s) as they were on March 4, 2019 to get your total balances per Account Type

From March 5, 2019 to August 31, 2019, you’ll earn your special interest rate on new deposits over your total balances calculated on March 4, 2019 (up to $1,000,000 per Account Type)

The rest of your Account balance will earn the current posted rate

March 9, 2019
5:46 pm
dentgal
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Thank you, Peter. I logged in and got the same offer.
Sadly, I missed the 3.3% 2 yr GIC from EQ:(. Now it's 2.85%.

March 9, 2019
10:57 pm
Loonie
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So, they're back to that "new money" thing, are they?
I hope you emptied out your account, Peter.

March 10, 2019
9:05 am
Doug
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Loonie said
So, they're back to that "new money" thing, are they?
I hope you emptied out your account, Peter.  

Yeah, I agree, Loonie...I think these targeted promos and "net new money" promos generally are, finally, losing their lustre. Tangerine has been pleasantly back in the GIC market in a major way, with very compelling interest rates that are between 10 and 50 bps (0.1-0.5%) of the best available rates on the market. If people can get a comparable 1 year cashable GIC or 1 year quarterly GIC rate that's comparable (within 20-30 bps of the average of 4 quarterly targeted HISA promo offers), then I think it's just much more simple to go with that. Plus, if you're "giving up" 10-20 bps by supporting a local credit union, the profits you help the credit union to generate are generally put to a much greater use in the credit union's local community/service area. Intrinsically, you're also helping that credit union to do its part in preventing that rural area community's decay and population decline. sf-cool

Cheers,
Doug

March 23, 2019
10:14 am
implode
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My 3.15% on balance promo ends on March 27 2019. No new offers, but I don't expect one until at least the March 27th one terminates.

March 23, 2019
11:55 am
Kidd
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Implode, you are not alone. My tangerine promotional rate expires in April.

** Since light travels faster than sound, is that why some people appear bright until you hear them speak?

March 28, 2019
11:57 pm
implode
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Alas, my promotion expired and I haven't been offered any. Time to move shuffle money out of Tangerine.

March 29, 2019
3:11 am
dentgal
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Implode, did you call them? They were willing to keep my rate at 2.5%. It's not great, but not horrible.

March 29, 2019
6:00 am
Kidd
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Tangerine is still offering 2.75% to “new” clients. What's good for the goose is good for the gander as far as I am concerned. To the pinheads at Tangerine reading this… I will without question move my funds, if I do not get that same 2.75% when my current offer of 3% ends this April 6th.

** If Fed Ex and UPS were to merge, would they call it Fed UP?

March 29, 2019
6:36 am
Retiredfa
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Kidd said
Tangerine is still offering 2.75% to “new” clients. What's good for the goose is good for the gander as far as I am concerned. To the pinheads at Tangerine reading this… I will without question move my funds, if I do not get that same 2.75% when my current offer of 3% ends this April 6th  

I too will move funds out if I do not get that same 2.75% when my current offer of 3% expires.

March 29, 2019
9:34 am
implode
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No, I had not called in yet. I got home late last night, so did not want to stay up to make the call.

March 29, 2019
10:11 am
Winnie
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I called Tangerine (just for fun, have a lot of free time) and was offered 2.5% for 6 mts. I declined that offer.

March 29, 2019
1:01 pm
dentgal
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Who else is offering more than 2.5% in a savings account?

March 29, 2019
1:57 pm
Kidd
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Dent Gal. Duca is currently offering 3% for 9 months. https://www.duca.com to name just one alternative. I live in Ontario, i will be looking at a credit union in another province.

I remember being intrigued by your user name before. Is the "dent" a reference to your driving, or profession?

** Nostalgia isn't what it used to be.

March 29, 2019
3:34 pm
Loonie
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Kidd said
Dent Gal. Duca is currently offering 3% for 9 months. https://www.duca.com to name just one alternative. I live in Ontario, i will be looking at a credit union in another province.

  

If you're referring to their daily rate promo, it's actually good for another 10 months, to Jan 31.sf-smile

March 29, 2019
6:55 pm
dentgal
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Thank you, Kidd and Loonie.
"Dent" should refer to my car--I just bought a new car and someone keyed the whole passenger side:(
But it actually is my profession.

March 30, 2019
12:27 pm
implode
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Just called in and was offered 2.0% which I declined. The CS rep then says then can send an email out to see if they can offer me a better rate, and I should hear from them in 1 to 2 business days.

April 3, 2019
10:20 am
bpwest
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implode said
Just called in and was offered 2.0% which I declined. The CS rep then says then can send an email out to see if they can offer me a better rate, and I should hear from them in 1 to 2 business days.  

I've had a nice run of spring/summer/fall/winter offers, and limited time offers, but nothing (extra) special this time...I was offered 2.5 % 1 year GIC, or 1.6%, that's it, that's all!

Respectfully declined, and will begin moving out my $'s to greener pastures (so easily moved!) I do not anticipate an email in the next few days...

April 3, 2019
10:55 am
implode
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Tangerine called back yesterday afternoon. The representative was able to offer me 2.3% up to 500k, but I declined it. He asked if I then needed help moving out my money as online limits it to 50k. I declined on this too, deferring it till I find what is greener.

April 3, 2019
11:00 am
implode
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Just initiated a pull from Hubert 🙂 as their offering without any hassle is 2.5%

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