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Credit expansion?
July 13, 2023
5:07 pm
kesa
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February 14, 2023
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In the past 2-3 weeks I have received no less than 8 offers from various FIs offering LOC, cc, etc. They must be feeling confident.

July 13, 2023
7:01 pm
Norman1
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The offers I received are non-binding. They are more solicitations than offers.

The financial institution can decline to approve the line of credit or credit card after I apply should they not like what they see.

July 15, 2023
8:23 am
RetirEd
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And, after all these years, most of them still call their ads "pre-approved" offers.
RetirEdsf-yell

RetirEd

July 15, 2023
11:23 am
cgouimet
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I have been secondary person on my wife's BMO checking account for 10 years.

Every two weeks since then, like clockwork, I get a personally addressed snail mail offer for a premium BMO MC. I tossed the first few but I soon switched to sending the blank application back in their prepaid return enveloppe.

I still get them by snail mail every two weeks but now only the offer and broad T&C's and an online link to apply online but no prepaid return enveloppe for me to annoy them with.

They took all the fun out of the process!

CGO
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