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Email this5:07 pm
June 8, 2020
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It might be interesting to have a historical interest-rate comparison line graph on the website. That way we could know how HISA interest rates have varied over time. We could also see, more easily, which institution has been the most consistent at offering high interest rates over the long haul.
If you want to get extra-fancy, you can use one of the various JavaScript graphing libraries which lets viewers zoom in and out, such as Dygraphs (which is free).
Optionally, you could also offer the underlying data for download, in CSV or some other format. I dunno if anyone might create any interesting derivative works.
P.S. Thank you for all the work you've put into the website!
8:00 pm
January 30, 2009
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Hi unforgettableid!
I realize you’re asking for a line graph but In case you’re not aware, the HISA chart already has the feature to view historical rates. You can see historical rates by tapping the current interest rate.
11:27 pm
June 8, 2020
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Thank you! I was already aware; I still would like line graphs. 🙂
8:35 am
October 27, 2013
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unforgettableid said
Thank you! I was already aware; I still would like line graphs. 🙂
Perhaps you could develop them yourself and then provide links to your product?
10:13 am
May 15, 2007
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Thanks for the suggestion.
I did a crude Google graph at the top of this post: https://www.highinterestsavings.ca/2020/04/savers-roundup-april-2020-some-rates-are-up-in-this-uncertain-economy/
Graphs particularly enhance these rate stories well. I've done some client work on https://www.highcharts.com/ (much more interactive) and think it would be a useful addition to the site.
3:07 pm
May 15, 2007
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I've now added basic comparison graph functionality.
It's currently limited to comparing the regular savings account interest rates for 2 financial institutions at a time.
A potential future addition is to be able to add the Bank of Canada's key interest rate.
7:42 am
December 12, 2009
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Peter said
I've now added basic comparison graph functionality.It's currently limited to comparing the regular savings account interest rates for 2 financial institutions at a time.
A potential future addition is to be able to add the Bank of Canada's key interest rate.
Thanks, Peter. This is actually one of the most useful features that's been added to HighInterestSavings.ca in recent years. While I'll miss the ability to mouse over and single-click the historical interest rates, with more than 10 years of data for most financial institutions (that haven't previously been dropped from the chart, due to the inclusion criteria), the dialogs were getting a little unwieldly and you couldn't easily read the recent interest rates.
One somewhat surprising statistic is that Hubert Financial has consistently outperformed other forum favourite, Oaken Financial, on HISA rate competitiveness:
With renowned excellent customer service, they are the financial institution to be beat. 
Cheers,
Doug
1:39 pm
October 21, 2013
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I don't think Oaken's strong point has ever been its HISA rates. I think a better comparison would be EQ.
But, yes, this does add a very useful feature, as we can see consistency - or lack of it over time. That kind of information is hard to find elsewhere, perhaps impossible.
Visually, it would be a lot easier for me to see if the lines were bolder, but that may not be possible.
2:45 pm
May 15, 2007
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Lines are bolder now. Is that enough?
9:16 pm
October 21, 2013
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Much better, thanks!
3:39 pm
June 8, 2020
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Peter said
I've now added basic comparison graph functionality.
Thank you very much Peter!
In the future, it might be good if we could please see one graph which compares all institutions simultaneously.
7:09 am
November 7, 2014
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unforgettableid said
Peter said
I've now added basic comparison graph functionality.Thank you very much Peter!
In the future, it might be good if we could please see one graph which compares all institutions simultaneously.
"All institutions" is quite ambitious. Also it is a bit of overkill and would create a lot of clutter. It might be, however, advantageous to have the option of comparing up to five institutions at once, rather than just two, eliminating the need of having to bop back and forth numerous times in order to compare a few more at one time.
Not being a tech expert, I admit that I don't know how much effort is involved in accomplishing this feat. I respect and admire Peter's efforts in maintaining this site and will rely on him to decide the merits vs effort involved to do this. And, if I don't say it often enough, "thanks Peter for your efforts!"
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