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Email this12:02 pm
May 15, 2007
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Doug said
does Simple::Press forum software not offer an inline version of the "code" tags that presents the code text in the same paragraph without creating a whole paragraph?
That is not currently possible on this website.
2:31 pm
February 1, 2016
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AltaRed said
Then I would suggest starting an "Ontario only" tab (sub-forum) so the rest of us can avoid it.
While we are at it can we get a "Tang only" tab (sub forum) so I can avoid that nonsense?
5:34 pm
October 27, 2013
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rodeworthy said
While we are at it can we get a "Tang only" tab (sub forum) so I can avoid that nonsense?
At least the Tang folks tend to keep their comments in a Tang thread. The Tang stuff can be as amusing as an amusement park. We'd miss out on all that. 
11:16 am
December 27, 2020
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Speaking of Saven. I just opened a HIS account with them. The process was easy and smooth with the only hitch that ad-blocker had to be momentarily turned off while authentication took place.
4:12 pm
September 30, 2017
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ICYMI There is now a forum named Saven Financial for members liking it 
or not 
IMO the forum is a good start. Some only shine for a little while and then just won't keep up leading the pace. I think a track record is needed in order to earn a place in the charts.
6:08 am
September 30, 2017
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... Saven is now on the chart, ICYMI
plus a new column for "provincial exclusions" & a new filter for "availability by province" ? 
... everybody is happy
7:13 am
September 29, 2017
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great. thx for heads up!
8:39 am
September 29, 2017
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Oh... and thx @Peter. Nice change.
8:42 am
September 29, 2017
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meanwhile, Saven's rate has now been dropped to 1.3%.
9:59 am
February 17, 2013
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hwyc said
... Saven is now on the chart, ICYMIplus a new column for "provincial exclusions" & a new filter for "availability by province" ?
I'm not happy. Why??? Isn't this in violation of your own site policies...ie must be available to all provinces? Are they or are they not Ontario only? If they are, why not include Tandia and the host of other Ontario only offerings for the rest of the non-Ontarians here to sort through? What makes Saven so special? The availability by province just sorts them by province...doesn't help when sorting by rate, just makes it harder to sort through. Are you going to add fliters for the rest of the country as well? How about a BC or Alberta only filters? Where's the Manitoba filter? I set the filter to "rest of Canada" and leave the page, it resets itself back to "ontario" when I return. Bit presumptuous, don't you think? Let's just Change the name to The Ontario HISA Forum with honourable mention to the rest of Canada. Disappointed
10:12 am
October 27, 2013
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I agree the forum is becoming less useful. The default should be 'Canada National'. Not Ontario, not Rest of Canada.
Ontario is not the center of the universe folks. Get with the program!
11:19 am
September 29, 2017
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WOW! A little harsh much or what?!
First, what policy? This site is about sharing info about offers in Canada, wherever they may be that are worth noting... there is no clear-cut criteria... and it is subject to the owner's discretion. After all, this site operates on a voluntary and best-efforts basis. (Thanks Peter, and willing and helpful contributors).
Second, I believe Tandia SHOULD be included, or any other FI, if it has comparable competitive offers... not the other way around of excluding good offers, even if they are limited.
Third, there are SO few other FIs to consider that are comparable so any additions would be minimal...
Fourth, as has been the practice, when FIs no longer have competitive offers, they typically end up getting removed. So the list never gets cumbersome.
Fifth, though I agree that Ontario is not the "cent[re] of the universe", calling the default to Ontario presumptuous is rather extreme... After all, the largest population and likely users of this site are Ontarians. That is not to say it should necessarily default to that.
Sixth, Offering suggestions for improvements is good and I am sure welcome but can it be a little more gracious?
12:04 pm
February 17, 2013
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smayer97 said
WOW! A little harsh much or what?!
You seem to have a low threshold for the definition of "harsh". Yes...I'm disappointed. Sorry for expressing it.
First, what policy? This site is about sharing info about offers in Canada, wherever they may be that are worth noting... there is no clear-cut criteria... and it is subject to the owner's discretion. After all, this site operates on a voluntary and best-efforts basis. (Thanks Peter, and willing and helpful contributors).
Doug said
In addition to what others have written above, please note that we don't add financial institutions to the HISA or GIC comparison charts unless they meet our inclusion criteria. If your financial institution has promotional GIC rates available only to members in a certain province, then those promotional GIC rate offers can can be added to the "promos" page, and you're always free to discuss specific offers by way of discussion thread on these forums.Hope that helps,
Doug
I guess those criteria no longer apply with the inclusion of Saven
Second, I believe Tandia SHOULD be included, or any other FI, if it has comparable competitive offers... not the other way around of excluding good offers, even if they are limited.
Of course you do...you're in Ontario. Offers from ALL institutions, on the chart or not, are well represented in the forum and promo page. The best offer in recent years, Coast Capital offer of 4%, was given plenty of space without cluttering up the charts.
Third, there are SO few other FIs to consider that are comparable so any additions would be minimal...
Well considering rates are relative by province, I would love to have a BC only filter with all the CUs and Banks in BC to help my research
Fourth, as has been the practice, when FIs no longer have competitive offers, they typically end up getting removed. So the list never gets cumbersome.
Just more junk to filter through. One of the things I liked about the charts is they were reliably consistent in their listings. I knew what to expect when I went to it. If mods want to take on the responsibility of constantly updating it with every fly-by-night offer that comes along, that's their prerogative
Fifth, though I agree that Ontario is not the "cent[re] of the universe", calling the default to Ontario presumptuous is rather extreme... After all, the largest population and likely users of this site are Ontarians. That is not to say it should necessarily default to that.
I didn't call Ontario presumptuous...I said making "Ontario Only" the default when you load the page presumptuous. How about listing everyone else the "rest of Canada" instead of National. Sounds rather dismissive to me
Sixth, Offering suggestions for improvements is good and I am sure welcome but can it be a little more gracious?
Sorry if my disillusion with the changes don't align your excitement. Neither I nor AltaRed said anything ungracious
1:02 pm
September 29, 2017
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Ok if you want to be a stickler...
First, the point raised was about a "policy". Your quote is about a "criteria". And the closest reference is to GIC offers being limited... Saven's offer is for accounts. But like I said, this is always at the discretion of the site owner.
Second, the point of the listing page is to have one go-to place... Otherwise, based on your logic, there is no need for the page at all... just rely on the forum threads. That would eliminate any possible clutter.
Third, if the site mod is so inclined, I have no issue with including a BC-only set of offers too. Again, I am a sure the volume is so low it would not be a significant impact. It seems like you are more bothered by "if I have not gotten what I want, why should anyone else?" :-\
Fourth, again, see third point.
Fifth, you read my point wrong... if you read correctly, I actually agree with you, so not dismissive... just calling out a tone of entitlement by calling it "presumptuous".
Sixth, sorry you are disillusioned. And no, I am not excited but am glad for the accommodation for all who can benefit. But your disillusionment does come across as ungracious.
Just remember, this site was clearly created as a community to help one-another. So let's maintain an atmosphere of support.
3:34 pm
April 14, 2021
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AltaRed said
I agree the forum is becoming less useful. The default should be 'Canada National'. Not Ontario, not Rest of Canada.
I agree that the default setting should be for National.
Is it possible for the setting to be saved as a cookie (or other sum-such-gadget)? That way, everyone could visit the chart once, select their preferred area, and then it will be their personal default whenever they return.
5:10 pm
March 30, 2017
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Looks like some just need to be spoon fed ?! Whining about a free service provided here ? It’s irrelevant if it’s Ontario only, BC only or national. If it’s a good rate and it’s posted here, someone will benefit from it. If you r upset you wasted some time reading and only to find out it’s not national and you don’t qualify, just move on. Asking the owner of this site to adhere to some policy is ridiculous. Until one actually gets paid to use the service, one don’t earn the right to ‘complain’….
7:53 pm
May 15, 2007
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Thanks everybody for your input so far. The savings account comparison chart shows Ontario by default because that's the filter that ends up listing every financial institution currently available on the chart, and Saven Financial is marked as "ON only". This could get even trickier if we add financial institutions that are limited to other provinces, but that bridge does not need to be crossed right now. When you select a different province filter, it will save your choice in a cookie, so that if you go back to the chart, it will retain that choice.
6:12 am
October 27, 2013
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Peter said
When you select a different province filter, it will save your choice in a cookie, so that if you go back to the chart, it will retain that choice.
Thank you. I had not gone back to the HISA chart with 'my default' after having selected 'ROC' before making my 'snarky' comment.
I just want to avoid anything to do with Ontario and Quebec only related stuff if I possibly can.
6:27 am
October 27, 2013
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smayer97 said
WOW! A little harsh much or what?!
.
.
Fifth, though I agree that Ontario is not the "cent[re] of the universe", calling the default to Ontario presumptuous is rather extreme... After all, the largest population and likely users of this site are Ontarians. That is not to say it should necessarily default to that.Sixth, Offering suggestions for improvements is good and I am sure welcome but can it be a little more gracious?
Just a reminder. Ontario is 39% of Canada by population. The ROC is clearly 'more important' in total. 
Think about that for a bit. No worries though now that we can select the default of choice. 
Please write your comments in the forum.