Targeted 2.3%, until May 31, 2026 | Simplii Financial | Discussion forum

ertyu said
Got another offer for 2.3% today

This deserves its own thread.

^† This special interest rate offer is available starting on February 3, 2026 and ending on May 31, 2026 at 11:59 pm UTC (the “Offer Period”), by invitation only, to primary account holders of a Simplii Financial™ High Interest Savings Account opened before the Offer Period (an “Eligible HISA”). Account holders must enroll their Eligible HISAs in the offer through online banking or by contacting Simplii Financial.

The special annual interest rate of 2.30% is a combination of regular annual interest rate (“Regular Interest”) and promotional annual interest rate (“Promotional Interest”) set by Simplii Financial. Any change to the Regular Interest will result in a corresponding change to the Promotional Interest so that the overall special annual interest rate will remain 2.30% from the date of enrolment until the end of the Offer Period.

Regular Interest is calculated daily at the current rate applicable to the Eligible HISA balance on each day’s full closing balance. Promotional Interest is calculated daily on each day's closing balance that exceeds the closing balance as at February 1, 2026 (the “Additional Balance”) up to a maximum balance limit of $1,000,000. Eligible HISAs will earn Promotional Interest from the date of enrolment until the end of the Offer Period. Regular Interest and Promotional Interest are paid monthly. For clarity, Promotional Interest is paid within the first two business days following the month in which it was calculated. Promotional Interest will only be paid if the enrolled Eligible HISA is active and in good standing at the time of payment. After the Offer Period, all balances will continue to earn interest at the Regular Interest rate only. For the current regular interest rates, visit our rates page.

This offer is non-transferable and cannot be combined with other promotional rate offers. This offer may be withdrawn, cancelled, or changed without notice, at any time, for any reason. Promotional and regular interest rates are subject to change without notice. Other conditions apply. For the full terms and conditions, review the Simplii Financial February 3, 2026 to May 31, 2026 Promotional Savings Rate Offer 2.30% for Existing HISAs terms and conditions (PDF, 130 KB).