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Email this4:39 am
December 7, 2023
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Norman1 said
That 3.25% rate for the RBC One-Year Cashable GIC is not publicly displayed.I see that rate offered when I log into RBC Online Banking and navigate into my GIC account. See my previous post.
Thank you
8:51 am
April 6, 2013
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Norman1 said
Simplii has changed the rate for some tiers of their HISA. Must have happened sometime October 24 to today, November 1:
If your account balance is: Annual
rate$0.00 to $50,000.00 0.35% $50,000.01 to $100,000.00 0.75% $100,000.01 to $500,000.00 0.80% $500,000.01 to $1,000,000.00 1.45% $1,000,000.01 and up 3.75%
Effective date of the new rates was Tuesday, October 29.
Regular interest, posted to the Simplii HISA October 30, was for September 26 to October 30, inclusive. Interest, calculated with that effective date for the new rates, is within ½¢ of what Simplii paid.
7:34 am
September 30, 2017
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Seen on Simplii today
If your account balance is: Annual rate
$0.00 to $50,000.00 0.30%
$50,000.01 to $100,000.00 0.50%
$100,000.01 to $500,000.00 0.60%
$500,000.01 to $1,000,000.00 0.75%
$1,000,000.01 and up 1.50%
I suppose the regular rates are required for calculation of the promotional interest.
8:40 am
December 20, 2019
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The over a million used to be good at 4.75%
I had it for virtually a year but it went down fast after that.
3.75% for a 4 month term at saven is much more satisfying
I love their 4 month term which is as close as it gets to the Old Hubert quarterly term.
8:49 am
September 30, 2017
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It's virtually impossible to know the effective date when Simplii apply the rate change, even if you checked their website daily.
2:05 pm
April 6, 2013
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I never seen Simplii update their savings account rates before the rates are effective. If one checks daily, one can know the exact date the rates change.
I saw these previous rates as late as Saturday, March 15:
| If your account balance is: | Annual rate |
| $0.00 to $50,000.00 | 0.30% |
| $50,000.01 to $100,000.00 | 0.50% |
| $100,000.01 to $500,000.00 | 0.60% |
| $500,000.01 to $1,000,000.00 | 0.80% |
| $1,000,000.01 and up | 1.75% |
I saw the current rates Wednesday, March 19. So, the current rates were effective either March 16, 17, 18, or 19.
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