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Simplii Cash Back Credit Card
December 24, 2023
1:55 pm
althisa
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Any opinions on Simplii Cash Back Credit Card?
10% on first $500 of purchases
4% on eligible purchases
1.5% on some others.
Sounds like a good deal if you are in the market for a credit card.
Attaching screenshots

Screen-Shot-2023-12-24-at-4.54.00-PM.pngScreen-Shot-2023-12-24-at-4.54.18-PM.png

December 25, 2023
12:31 am
everhopeful
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I have this card. I travel for work sometimes, so I charge all my meals to this card and then claim on expense report, so the 4% back really adds up from trips.

It would all depend on how much you eat out. Other than the 4% restaurant/pub categories, this is just another meh card. Be sure to use another card to get better cash back or points on gas, grocery, and other categories.

December 26, 2023
8:06 pm
althisa
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I use Uber Eats frequently.
If Uber Eats qualifies as restaurant/pub, then its a good card for cashback value.
I dont fly a lot, so the cards with travel points are of little value to me.

Maybe when I implement my New Years resolutions to eat healthier, buy more groceries and cook more at home, then a credit card with grocery rewards like PC financial might make sense

December 26, 2023
9:50 pm
agjlo
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December 25, 2023
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I got rejected.

December 27, 2023
12:06 pm
Loonie
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FWIW, I don't think Uber Eats and the like qualify as "restaurant" for CC purposes.
However, some restaurants, albeit a minority, still do their own deliveries, and that should count. Alternatively, you can do your own pick up, and that will count and may be cheaper.

Most New Year's resolutions tend to reappear on next year's list, alas!

December 27, 2023
1:14 pm
Jon
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Uber Eats will earn 4% cashback

December 27, 2023
1:23 pm
krwilson
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I applied for this card several years ago. The only reason I wanted it is for the 4% food/restaurant purchases. So I use it exclusively for this purpose.

It just paid out on December 13th for the year's cashback. So be aware it only credits you once a year for the cash back.

December 27, 2023
2:16 pm
althisa
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Loonie said
Most New Year's resolutions tend to reappear on next year's list, alas!  

sf-laugh

Jon said
Uber Eats will earn 4% cashback  

Thank you for confirming.
A Reddit post indirectly indicated Uber Eats counts:

Can Simplii Visa card get 4% back on Uber Eats and DoorDash?
byu/NodeZero_X inPersonalFinanceCanada

krwilson said

It just paid out on December 13th for the year's cashback. So be aware it only credits you once a year for the cash back.  

Thanks for the confirmation that it does actually pay out, Ill be patient.

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