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PC financial security issue 2016-April
April 21, 2016
6:17 pm
jagga
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June 25, 2014
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PC financial has several security issues.

1) their banking web site does not use EV certified login in. See Tangerine web site as en example. Note the green lock and name (https://www.tangerine.ca/en/index.html) for Tangerine and compare it to PCF.

2) PCF allows phone banking which has the function of resetting your online banking password. Rwo separate systems should not allow another system to reset another in this case phone banking resetting Online banking.

3) I have had omoen access my account which I was able to determine by the last log on date displayed with online banking. I have asked PCF if they can provide me with the IP address that last accessed my account for a specified date and the first supervisor told me no. I have attempted to raise this issue.

April 21, 2016
6:46 pm
Schrodinger's Ape
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April 12, 2016
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jagga said 3) I have had omoen access my account which I was able to determine by the last log on date displayed with online banking. I have asked PCF if they can provide me with the IP address that last accessed my account for a specified date and the first supervisor told me no. I have attempted to raise this issue.

Thanks for the heads-up!

If there was a login that wasn't you, and PCF isn't reacting, you can report it to The Canadian Anti-Fraud Centre.

http://www.antifraudcentre-cen.....ex-eng.htm

April 21, 2016
8:44 pm
Norman1
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jagga said

1) their banking web site does not use EV certified login in. See Tangerine web site as en example. Note the green lock and name (https://www.tangerine.ca/en/index.html) for Tangerine and compare it to PCF.

That has to do with the SSL certificate and does not reflect the security of the site.

There's not much difference between an Extended Validation SSL certificate, that triggers the green indicators, and an Organization Validation SSL certificate, that does not trigger the green indicators. In both cases, the issuer of the certificate checks the identity of certificate requester and puts the name of the requestor in the certificate.

There's a cheaper kind of certificate called a Domain Validation certificate that only checks for the requester's control of the domain and not the requester's identity. Such certificates have the domain name but no name of the requester in the certificate.

The PC Financial online banking site uses an Organization Validation certificate. The verified identity of the requester is in the certificate:

CN = www.txn.banking.pcfinancial.ca
OU = DT:OAM:PROD:WEB:Akamai
O = Loblaw Companies LTD
L = Brampton
S = Ontario
C = CA

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