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Email this3:17 am
June 15, 2016
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I have a Single Savings - HISA account with Simplii.
You cannot open a JOINT - HISA account online or make it JOINT online after opening a Single HISA account. There is NO provision online to make it JOINT.
How do I make this Single account JOINT with another person ? I just want to add this person to my account as a Secondary holder. The other person is NOT a Simplii customer and has NO accounts with Simplii.
Do I just call in and ask them to add the other person & make it JOINT ? How do they get the other person's Signature & Photo ID on file ?
I had to do a Canada Post verification & send a Signature card when I opened my account.
Will the Joint account holder, whom I will add have to do the same ? Or is it just strictly over the phone, where they take his/her name , D.O.B , maybe SIN & the account becomes JOINT ?
What was the procedure for making an account JOINT with PC Financial ?
6:12 am
December 17, 2016
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Again more excitement - have you thought about just phoning them with your questions OR reading the FAQs?
From their website
Call us at 1-888-723-8881
--------------
Can I open a joint Simplii Financial account?
You can open a joint account with one other person. We will deposit to the joint account any cheques that are payable to both or any one of you, and will require only the signature, authorization or consent of one of you to carry out transactions on the account.
6:39 am
January 9, 2011
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As Top It Up said, no big deal. However it IS a big deal if you want it to happen quickly - it won't, so don't come back here screaming 😉
Multiple steps, each done individually one after the other with breaks in between, will take weeks to conclude. Nobody knows why....
The main accomplishment of almost all organized protests is to
annoy people who are not in them.
10:35 am
December 12, 2009
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dougjp said
As Top It Up said, no big deal. However it IS a big deal if you want it to happen quickly - it won't, so don't come back here screaming 😉
Multiple steps, each done individually one after the other with breaks in between, will take weeks to conclude. Nobody knows why.... Â
I agree with the original poster here, though. As an online bank, they should be providing the option initially to select "joint account" and then allow you to enter the information for each of the account holders and then both either sending in a signed deposit cheque preprinted with their names on them or visiting a Canada Post location. For adding a joint account holder, yes, this should likely require a phone call, though if they have a secure e-mail account, a request from the account holder should also be possible in terms of preparing necessary replacement signature card and second holder information.
Cheers,
Doug
5:45 am
October 21, 2013
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There have been numerous comments about the new Simplii's lack of Simplicity, not just on this thread. Seems to me like same old, same old, PC Financial. Every time I think about opening an account there, there are posts like this to remind me that I don't really want to run the gauntlet of doing so. I'm OK where I am - most of the time.
6:45 am
December 17, 2016
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Loonie said
There have been numerous comments about the new Simplii's lack of Simplicity, not just on this thread. Seems to me like same old, same old, PC Financial. Every time I think about opening an account there, there are posts like this to remind me that I don't really want to run the gauntlet of doing so. I'm OK where I am - most of the time.
TOO funny, because over on another thread you stated this
Loonie said
Just FYI, my TD accounts are not really so different, depending on specifically which accounts you have. In my case, I can withdraw at ATM from either account. However, chequing account withdrawals at ATM are free, but savings accont withdrawals have a fee. So I have a sticky attached to my card to remind me to always move the money first to chequing (which is a free transaction) before making an ATM withdrawal. Â
10:27 am
February 17, 2013
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Top It Up said
TOO funny, because over on another thread you stated this
Loonie said
Just FYI, my TD accounts are not really so different, depending on specifically which accounts you have. In my case, I can withdraw at ATM from either account. However, chequing account withdrawals at ATM are free, but savings accont withdrawals have a fee. So I have a sticky attached to my card to remind me to always move the money first to chequing (which is a free transaction) before making an ATM withdrawal. Â Â
Don't get the joke.
I did apply @ Simplii against my better judgement. Was thinking they could be my second bank, but after reading all the BS you have to go through (Go to the Post Office to ID yourself!! Really!?!), I just let it die. I don't need to play anymore games with my bank, Tangerine keeps me occupied enough in that department. Sadly, they may end up be the one I choose (Tang) when it comes time to diversify my banking.
10:36 am
December 17, 2016
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Rick said
Don't get the joke. Â Â
Some days can be just like a CF-18, and pass you by.
6:02 pm
October 21, 2013
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Rick, you didn't miss anything. There is no joke. Some people just don't read very carefully.
12:35 am
February 17, 2013
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Top It Up said
Some days can be just like a CF-18, and pass you by. Â
Either that or it just wasn't that funny (Ha-Ha or weird).
1:29 am
June 15, 2016
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Loonie said
There have been numerous comments about the new Simplii's lack of Simplicity, not just on this thread. Seems to me like same old, same old, PC Financial. Every time I think about opening an account there, there are posts like this to remind me that I don't really want to run the gauntlet of doing so. I'm OK where I am - most of the time.
With the old PCF worse come to worse at least you could physically go to Kiosk in Loblaws brand of stores and get some of the physical stuff done.
With Simplii you can't even do that ! For an Online bank most of their stuff is still via snail mail & calling Call centre.
Mailing a Signature Card ?? Mailing in a physical VOID cheque ?? Physical verification at Canada Post location ??? - Lot of nonsense.
No micro deposits allowed to link external accounts.
11:58 am
June 15, 2016
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rfdm4g4g9 said
I have a Single Savings - HISA account with Simplii.You cannot open a JOINT - HISA account online or make it JOINT online after opening a Single HISA account. There is NO provision online to make it JOINT.
How do I make this Single account JOINT with another person ? I just want to add this person to my account as a Secondary holder. The other person is NOT a Simplii customer and has NO accounts with Simplii.
Do I just call in and ask them to add the other person & make it JOINT ? How do they get the other person's Signature & Photo ID on file ?
I had to do a Canada Post verification & send a Signature card when I opened my account.
Will the Joint account holder, whom I will add have to do the same ? Or is it just strictly over the phone, where they take his/her name , D.O.B , maybe SIN & the account becomes JOINT ?
What was the procedure for making an account JOINT with PC Financial ? Â
Anyone did this recently?
What was the process to make it JOINT?
After the Single HISA was opened online?
7:19 pm
September 30, 2017
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Yes, I did today. Added spouse, already an active client, to mine. Have to call. Each of us have to answer a series of account opening questions. Yet our phone session dropped unexpectedly ~30 minute into the process ... no callback though. Fortunately for us, the agent already has what it takes to complete the process. Otherwise ... I may have to go back to the end of line.
Hope this helps.
( Thread is ancient, I know. But Simplii process hasn't changed. )
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