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Flinks added for EFT deposits
January 24, 2026
6:43 pm
JohnnyCash
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Was on another site and read a post that indicated Flinks was available in the app under Bank-to-Bank Transfers. Checked to see if was also on the desktop, nope. I gave it a test run and got through the process of linking Tangerine, so far so good. In the next step it only gave me the option to transfer funds in or cancel, that failed on two attempts. It did not retain the linked account, hmm, seems a work in progress, or maybe it's intentional.
Thought I would give it another try, this time switching to an Android device. Unfortunately, no luck, same result as the first two attempts on the iPhone. I have a theory that it might require allowing some of the cookies, unlikely though, but you never know.
It's worth noting that Simplii is only allowing one-way transactions for pulling money in. I guess that's the whole point. Sort of like an attempt at being the Hotel California of banking.

January 25, 2026
3:41 pm
zgic
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Let me give it a try. What I have observed on some other sites is that the linking is done only after a transfer has been initiated at the end of the linking process, else it does not show up.
Tried Simplii and it is available under Bank-to-Bank Transfer on desktop too. I tried it now and it failed after the last step saying not sufficient information.
Could it be because mine is a joint account? Not sure because it has worked with other institutions.
Tried second time failed.

January 25, 2026
3:57 pm
Norman1
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The links at Simplii to external bank accounts, established before with void actual cheques, work both ways. One could pull money into Simplii and push money out of Simplii.

January 25, 2026
4:55 pm
JohnnyCash
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zgic said
Let me give it a try. What I have observed on some other sites is that the linking is done only after a transfer has been initiated at the end of the linking process, else it does not show up.
Tried Simplii and it is available under Bank-to-Bank Transfer on desktop too. I tried it now and it failed after the last step saying not sufficient information.
Could it be because mine is a joint account? Not sure because it has worked with other institutions.
Tried second time failed.  

Hmm, it wasn't on the desktop yesterday when I logged in, it's there today though. I'm getting the impression the addition of Flinks is a very recent development. With that said, the glitches being encountered may dissipate once the system is fully implemented.

January 27, 2026
5:25 pm
doug
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They may have only added it on mobile. This is frustrating, but they are far from unique in so doing. Frequently, Scotiabank, Tangerine, BMO, and others, add certain account maintenance functions to mobile app only.

Not the end of the world, as one can download the mobile app to link their external bank accounts, then return to the desktop version for regular transfer activities.

Cheers,
Doug

February 3, 2026
4:50 pm
JohnnyCash
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I was able to successfully use the new Flinks feature to connect to an external bank and initiate a pull transfer. It worked surprisingly well, I would go so far as to say I was impressed. As mentioned previously, it has its limitations, but it's a new tool in the toolbox that may in future come in handy.

February 4, 2026
11:57 am
canadian.100
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I tried it 3 times on different days - it ultimately did not work although it appeared to be working while the connecting process was "in process" but then ultimately it messaged that it could not complete. Would be interesting to know why it could not complete the hooking-up.

February 4, 2026
12:13 pm
JohnnyCash
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canadian.100 said
I tried it 3 times on different days - it ultimately did not work although it appeared to be working while the connecting process was "in process" but then ultimately it messaged that it could not complete. Would be interesting to know why it could not complete the hooking-up.  

Try linking to a different financial institution, my successful attempt worked when I did a test pull from Tangerine.

February 4, 2026
12:29 pm
canadian.100
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JohnnyCash said

Try linking to a different financial institution, my successful attempt worked when I did a test pull from Tangerine.  

yes - but I wanted to link with a certain bank account where I have funds which I wanted to move to Simplii to take advantage of their new 2.3% promo.

February 4, 2026
1:16 pm
JohnnyCash
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canadian.100 said

yes - but I wanted to link with a certain bank account where I have funds which I wanted to move to Simplii to take advantage of their new 2.3% promo.  

I was just suggesting it might be a glitch with Flinks and the institution you're trying to pull from. To confirm if that's the case, a test pull from a different bank might explain why you're having trouble. A $1 transfer is sufficient for the test.

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