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PT and PB - Trust Bank - New Look - Second Factor
November 26, 2023
12:20 pm
serendipity
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New look for PT ... has new login page same as PB.

On PB I set up second factor and if not I only had 86 days to get on the program.

So I have set up second factor on both.

BUT when I login to either .... no code is required or asked for.
What the ??

November 26, 2023
12:38 pm
Itellyouwutt
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serendipity said
New look for PT ... has new login page same as PB.

On PB I set up second factor and if not I only had 86 days to get on the program.

So I have set up second factor on both.

BUT when I login to either .... no code is required or asked for.
What the ??  

When you last logged in, did you tell PB to "remember you next time"?

If so, and if you haven't cleared your cookies, then it might be bypassing 2FA.

November 26, 2023
12:59 pm
Doug
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Not too surprising. Some years ago, Peoples Group said all new products would be launched under the Peoples Bank subsidiary, not Peoples Trust. They've essentially put PT into a legacy/grandfathered business, whilst stillm technically, accepting new clients, for now. I've suggested to Peter a couple times we should replace Peoples Trust in the HISA and GIC charts with Peoples Bank, for this reason, or, ideally, add both, but it has been curiously ignored. If the concern is on losing the HISA rate history, that can be mooted completely by either (a) keeping Peoples Trust separately in the Profiles page or (b) adding both Peoples Bank and Peoples Trust to the charts (and Profiles page). 🙂

November 26, 2023
1:53 pm
serendipity
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Itellyouwutt said

When you last logged in, did you tell PB to "remember you next time"?

If so, and if you haven't cleared your cookies, then it might be bypassing 2FA.  

lol. I NEVER use the remember option or allow my Mac to remember the password.

November 26, 2023
2:35 pm
cgouimet
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Itellyouwutt said

When you last logged in, did you tell PB to "remember you next time"?

If so, and if you haven't cleared your cookies, then it might be bypassing 2FA.  

serendipity said

lol. I NEVER use the remember option or allow my Mac to remember the password.  

AFAIK, the 'remember me' is only for the UserID/Device/Browser combo. In some cases, a new browser version may result in a reset of the remember me and I get that a lot withe frequent Firefox updates.

CGO
November 26, 2023
2:49 pm
AltaRed
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cgouimet said
AFAIK, the 'remember me' is only for the UserID/Device/Browser combo. In some cases, a new browser version may result in a reset of the remember me and I get that a lot withe frequent Firefox updates.  

I agree. It has nothing to do with password.

November 26, 2023
2:56 pm
Itellyouwutt
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AltaRed said

I agree. It has nothing to do with password.  

It has nothing to do with the password. But I know that in some cases, 'remember me on this device' (or whatever variation) will either eliminate the 2FA challenge for a certain period of time unless cookies are cleared, or it will ask it less frequently for a period of time (for example, Scotiabank online does it this way).

November 27, 2023
4:09 am
RetirEd
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What - doesn't everyone set their browser to clear cookies on closing?

RetirEd

November 27, 2023
4:59 am
savemoresaveoften
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RetirEd said
What - doesn't everyone set their browser to clear cookies on closing?  

What - I am not important enough and don’t mind a few cookies in my cookie jar. I am also tech savvy enough to fix anything (almost anything) if something smells fishy. Not trust any pop up ever will save u 99.9% of the time.

November 27, 2023
5:02 am
savemoresaveoften
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Itellyouwutt said

It has nothing to do with the password. But I know that in some cases, 'remember me on this device' (or whatever variation) will either eliminate the 2FA challenge for a certain period of time unless cookies are cleared, or it will ask it less frequently for a period of time (for example, Scotiabank online does it this way).  

Itellyouwutt said

It has nothing to do with the password. But I know that in some cases, 'remember me on this device' (or whatever variation) will either eliminate the 2FA challenge for a certain period of time unless cookies are cleared, or it will ask it less frequently for a period of time (for example, Scotiabank online does it this way).  

‘Remember u’ just means it remembers the IP u used and maybe together with browser version. And saves ur login name on ur browser, but never password. Re 2FA, cibc wont check every time, even if it’s set up. If the IP is different, then it checks. I did not do the ‘remember me’ either, so not sure what logic it follows as the trigger.

November 27, 2023
5:25 am
savemoresaveoften
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Doug said
Not too surprising. Some years ago, Peoples Group said all new products would be launched under the Peoples Bank subsidiary, not Peoples Trust. They've essentially put PT into a legacy/grandfathered business, whilst stillm technically, accepting new clients, for now. I've suggested to Peter a couple times we should replace Peoples Trust in the HISA and GIC charts with Peoples Bank, for this reason, or, ideally, add both, but it has been curiously ignored. If the concern is on losing the HISA rate history, that can be mooted completely by either (a) keeping Peoples Trust separately in the Profiles page or (b) adding both Peoples Bank and Peoples Trust to the charts (and Profiles page). 🙂  

As long as they have separate CDIC limits, etc, it’s two separate entity.
So keeping it separate still makes sense.

November 27, 2023
3:31 pm
Martster
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Doug said
Not too surprising. Some years ago, Peoples Group said all new products would be launched under the Peoples Bank subsidiary, not Peoples Trust. They've essentially put PT into a legacy/grandfathered business, whilst still technically, accepting new clients, for now. I've suggested to Peter a couple of times we should replace Peoples Trust in the HISA and GIC charts with Peoples Bank, for this reason, or, ideally, add both

Having both will let folks know that they can also double up on CDIC insurance - especially if the rate is attractive.

November 27, 2023
6:17 pm
serendipity
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Doug said
Not too surprising. Some years ago, Peoples Group said all new products would be launched under the Peoples Bank subsidiary, not Peoples Trust. They've essentially put PT into a legacy/grandfathered business, whilst stillm technically, accepting new clients, for now. I've suggested to Peter a couple times we should replace Peoples Trust in the HISA and GIC charts with Peoples Bank, for this reason, or, ideally, add both, but it has been curiously ignored. If the concern is on losing the HISA rate history, that can be mooted completely by either (a) keeping Peoples Trust separately in the Profiles page or (b) adding both Peoples Bank and Peoples Trust to the charts (and Profiles page). 🙂  

Hi Doug clue me in some more please.
People’s Bank has zero registered products.
BUT
People’s Trust has it all. And was launched first. And recently put in a very unappealing RRIF option that people’s Bank does not have.

So to me, the go to by design, is People’s Trust. I am not debating what you say and would like to have a better understanding.

November 27, 2023
6:30 pm
serendipity
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savemoresaveoften said

What - I am not important enough and don’t mind a few cookies in my cookie jar. I am also tech savvy enough to fix anything (almost anything) if something smells fishy. Not trust any pop up ever will save u 99.9% of the time.  

Good point. Is on my todo list a number of devices. And was launched first.

November 28, 2023
4:56 am
RetirEd
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I agree with serindipity. Peoples Trust is the more complete institution and they are not eliminating any services. Whatever "new products" they may introduce at Peoples Bank would be is unclear; so far, PB seems to exist for the extra CDIC room and not much else.

I'm still pretty happy with the outfit. I'd be over CDIC limits with them if they hadn't created PB.

RetirEd

November 28, 2023
5:25 am
savemoresaveoften
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RetirEd said
I agree with serindipity. Peoples Trust is the more complete institution and they are not eliminating any services. Whatever "new products" they may introduce at Peoples Bank would be is unclear; so far, PB seems to exist for the extra CDIC room and not much else.

I'm still pretty happy with the outfit. I'd be over CDIC limits with them if they hadn't created PB.  

yeah I prefer PT and PB, two names, 200k CDIC combined, all good.
Just like Oaken has Home bank and Home trust.

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