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Multiple accounts and a few other questions
March 9, 2013
5:21 am
pablito
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Hi:

I am currently with Ally, but with their imminent demise, I am looking for an alternative HISA provider. I also currently have the cash portion of my TFSA with Canadian Tire (at 2%).

I am considering Peoples Trust mainly on the HISA front based on the fact that their rates seem to be consistently among the highest. Having noticed that their TFSA is especially impressive... it is making me consider moving our funds from CT.

That said, I don't find their main site all that impressive as I am unable to find answers to some basic questions. It seems a little bare. I was hoping someone here might know:
- Can I open multiple e-savings accounts under the same login? With Ally, I currently have 5 accounts to help separate between various goals: trip, property tax, etc.
- Once linked to my brick and mortar bank account, can I setup a monthly/bi-weekly/weekly automatic transfer to contribute to the various accounts? Are the options good on this front?
- How does the e-savings interface 'feels'. Is it functional, easy to use, nice to look at, feel cheap, etc.?

Thanks,
Pab

March 9, 2013
7:14 pm
Rick
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Hi Pab! I recently opened an e-savings account with PT and am in the process of opening a TFSA. The process for the e-savings took a couple weeks to set up. To answer your questions:
-it APPEARS you can open more than 1 e-savings account. I only have one myself, but I logged on and started the process to open a second one. There didn't seem to be a problem, but I didn't follow through to completion.

-Yes...you can set up automatic transfers. I have mine set up weekly, but there are other options available.

_The interface is pretty basic but functional. Definitely not fancy but does the job adequately.

March 10, 2013
3:43 am
pablito
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Thanks for taking the time to answer Rick. Much appreciated!

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