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Email this7:14 am
February 7, 2019
Online
The first change since 2025/09/13!
1 year GIC: 3.00% (currently 3.40%)
18 month GIC: 3.10% (currently 3.45%)
2 year GIC: 3.30% (currently 3.50%)
4 year GIC: 3.65% (currently 3.60%)
Effective 2025/02/13 - Friday!
| CGO |
7:38 am
December 18, 2024
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On lucky February 13th.
9:08 am
January 12, 2019
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.
It is of course, all part of the normal Ebb & Flow of GIC interest rates.
But I did get a Good Chuckle out of the effective date they chose.
LOL 
- Dean
" Live Long, Healthy ... And Prosper! "
11:02 am
December 18, 2024
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cgouimet said
The first change since 2025/09/13!1 year GIC: 3.00% (currently 3.40%)
18 month GIC: 3.10% (currently 3.45%)
2 year GIC: 3.30% (currently 3.50%)
4 year GIC: 3.65% (currently 3.60%)Effective 2025/02/13 - Friday!
Versus as of today.
Not helpful for those on a 3 year ladder.
4:08 pm
November 18, 2017
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Nice of them to let most people get their cash locked in. Not me, alas, I was waiting to combine my new $7K with the maturing one. 
Peter, time to update the charts?
RetirEd
3:15 am
February 7, 2019
Online
GIC-Fanatic said
Versus as of today.
Not helpful for those on a 3 year ladder.
Not helpful? 3 and 5 years didn't go down ...
| CGO |
7:32 pm
December 18, 2024
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cgouimet said
Not helpful? 3 and 5 years didn't go down ...
lol.. You’re correct. I was looking at the 4 year increase … hoping for an increase on the 3 year. But that would have made the 3 and 4 year rate the same.
But not good for the higher demand for RRSP and TFSA season?
12:10 am
February 7, 2019
Online
GIC-Fanatic said
lol.. You’re correct. I was looking at the 4 year increase … hoping for an increase on the 3 year. But that would have made the 3 and 4 year rate the same.
But not good for the higher demand for RRSP and TFSA season?
Their 4Yr increase almost an anomaly. I'm guessing their loan portfolio has been leaning more heavily than they want to short term and are hoping to shift it to longer term.
| CGO |
