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Email this7:14 am
February 7, 2019
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The first change since 2025/09/13!
1 year GIC: 3.00% (currently 3.40%)
18 month GIC: 3.10% (currently 3.45%)
2 year GIC: 3.30% (currently 3.50%)
4 year GIC: 3.65% (currently 3.60%)
Effective 2025/02/13 - Friday!
| CGO |
7:38 am
December 18, 2024
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On lucky February 13th.
9:08 am
January 12, 2019
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.
It is of course, all part of the normal Ebb & Flow of GIC interest rates.
But I did get a Good Chuckle out of the effective date they chose.
LOL 
- Dean
" Live Long, Healthy ... And Prosper! "
11:02 am
December 18, 2024
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cgouimet said
The first change since 2025/09/13!1 year GIC: 3.00% (currently 3.40%)
18 month GIC: 3.10% (currently 3.45%)
2 year GIC: 3.30% (currently 3.50%)
4 year GIC: 3.65% (currently 3.60%)Effective 2025/02/13 - Friday!
Versus as of today.
Not helpful for those on a 3 year ladder.
4:08 pm
November 18, 2017
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Nice of them to let most people get their cash locked in. Not me, alas, I was waiting to combine my new $7K with the maturing one. 
Peter, time to update the charts?
RetirEd
3:15 am
February 7, 2019
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GIC-Fanatic said
Versus as of today.
Not helpful for those on a 3 year ladder.
Not helpful? 3 and 5 years didn't go down ...
| CGO |
7:32 pm
December 18, 2024
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cgouimet said
Not helpful? 3 and 5 years didn't go down ...
lol.. You’re correct. I was looking at the 4 year increase … hoping for an increase on the 3 year. But that would have made the 3 and 4 year rate the same.
But not good for the higher demand for RRSP and TFSA season?
12:10 am
February 7, 2019
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GIC-Fanatic said
lol.. You’re correct. I was looking at the 4 year increase … hoping for an increase on the 3 year. But that would have made the 3 and 4 year rate the same.
But not good for the higher demand for RRSP and TFSA season?
Their 4Yr increase almost an anomaly. I'm guessing their loan portfolio has been leaning more heavily than they want to short term and are hoping to shift it to longer term.
| CGO |
4:57 am
January 9, 2011
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Just noticed that Oaken has increased their 1 year rate from 3.0% to 3.2%, and their 2 year rate from 3.3% to 3.4%. Longer term rates are unchanged.
My memory's not as sharp as it used to be. Also, my memory's not as
sharp as it used to be.
5:31 am
February 7, 2019
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dougjp said
Just noticed that Oaken has increased their 1 year rate from 3.0% to 3.2%, and their 2 year rate from 3.3% to 3.4%. Longer term rates are unchanged.
And no email from Oaken about it.
On a separate note, I wish their 3/6/9-Mo rates were better than their Daily HISA rate ...
| CGO |
8:21 am
March 6, 2026
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People’s has been the same too. Their 30 day GIC rate “was” higher than HISA as well.
8:42 am
February 7, 2019
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Gilker said
People’s has been the same too. Their 30 day GIC rate “was” higher than HISA as well.
yes but at least PT's 3/6/9-Mo @ 1.9/2.3/2.5% is better than their 1.2% HISA ...
| CGO |
10:13 am
August 4, 2010
Online
cgouimet said
And no email from Oaken about it.
Actually, I received an email from Oaken about this today:
Please note that effective Thursday, March 26th, 2026, we will be updating the interest rate for the following Oaken GICs:
Long Term GICs:
1 year GIC: 3.20% (currently 3.00%)
18 month GIC: 3.30% (currently 3.10%)
2 year GIC: 3.40% (currently 3.30%)
The new GIC rates will be applied automatically for all corresponding GICs booked on Thursday, March 19, 2026 or later
All other Oaken rates will remain unchanged.
10:16 am
February 7, 2019
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NorthernRaven said
Actually, I received an email from Oaken about this today:
Please note that effective Thursday, March 26th, 2026, we will be updating the interest rate for the following Oaken GICs:
Long Term GICs:
1 year GIC: 3.20% (currently 3.00%)
18 month GIC: 3.30% (currently 3.10%)
2 year GIC: 3.40% (currently 3.30%)
The new GIC rates will be applied automatically for all corresponding GICs booked on Thursday, March 19, 2026 or later
All other Oaken rates will remain unchanged.
Email received @ 1:04PM...
| CGO |
