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Meridian - Non-Registered and RRSP, RRIF & TFSA - 5 Year 3.5%
April 28, 2018
4:11 pm
Save2Retire@55
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January 3, 2013
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Just saw this today. Sorry if it is old news but I didn't know or I'd have opened my accounts with them rather than Oaken (3.25%).

https://www.meridiancu.ca/Meridian/media/images/PDFs/TC-5Y-350-GIC-Non-redeemable.pdf

Meridian 2018 – 5 YR Non-Redeemable GIC Special
Terms & Conditions
3.50% 5 Year Non-redeemable GIC Offer
1) Offer is limited only to new deposits to Meridian. New deposits are defined as dollars not currently
on deposit with Meridian or money that has been on deposit for 30 days or less from inception of the
offer (March 12, 2018). Deposits that have been withdrawn and re-deposited within the Offer period
are not eligible for the Offer.
2) The Offer is available to Retail Members only.
3) The maximum investment is $1,000,000 per Member.
4) The Offer is available for all plan types (non-registered, RRSP, TFSA and RRIF).
5) Offer is available for a limited time and cannot be combined with any other promotional offers.
6) Rate subject to change without notice.
7) The interest rate is an annual rate; interest is paid annually. Interest may be added to the principal of
the term and compounded or paid into a Meridian account.
8) The Offer may be modified or withdrawn at any time and without notice.
9) Meridian reserves the right to suspend, disqualify, limit or revoke this Offer to any Member it finds or
believes to be manipulating or otherwise abusing the process, fairness, or integrity of the Offer.
10) Meridian reserves the right to vary, delete or add to any of these Terms and Conditions from time to
time without prior notice.
Version Apr. 3/18

April 28, 2018
4:12 pm
Save2Retire@55
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Oh wait. It says offer is only available to "Retail Members". Never mind then.

April 28, 2018
8:47 pm
Loonie
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Yes, this was posted earlier, I believe in March.
"Retail Members" is not significant. I'm not sure what it means; perhaps not available to brokers or business accounts?
I took advantage of this offer already, without any problems.

April 29, 2018
6:10 am
AlainJF
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January 16, 2017
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April 29, 2018
6:46 am
Nehpets
Ontario
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December 20, 2016
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Save2Retire@55 said
Oh wait. It says offer is only available to "Retail Members". Never mind then.  

As Loonie alludes to, my understanding is the same...individual customers walking into a branch or dealing online through the Contact Center for a personal account.

My experience with Meridian has been largely positive, when good deals that suit my needs are available, especially at the Branch level.

It appears Branch managers are given some degree of discretion to make decisions locally for the benefit of the client.

Stephen

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